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Chain Bridge Bank Rates and Review February 2026

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Chain Bridge Bank's CD One Year rates are at 2.14%, CD Five Years rates are at 2.13%, CD 18-Month rates are at 2.10%, CD Four Years rates are at 2.08%, CD Two Years rates are at 2.04%. Chain Bridge Bank's savings rates are at 0.55%. Chain Bridge Bank's money market rates are at 0.37%.

Chain Bridge Bank

Rate Updates and Availability

Chain Bridge Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chain Bridge Bank? Share your experience about Chain Bridge Bank by leaving a review below, or read customer reviews before you decide to use Chain Bridge Bank.

Chain Bridge Bank Texas Ratio

Chain Bridge Bank's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Chain Bridge Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Chain Bridge Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Chain Bridge Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
2.10%
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.55%
MMA
0.37%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Chain Bridge Bank
1445a Laughlin Ave
Mclean, VA 22101
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Chain Bridge Bank CD Rates

Product Rate APY Term View More
CD One Year 2.12% 2.14% 1 Year
Min Deposit$500
Min Balance$0
Last Updated 02/07/2026
CD Five Years 2.11% 2.13% 5 Years
Min Deposit$500
Min Balance$0
Last Updated 02/07/2026
CD 18 month 2.08% 2.10% 18 Months
Min Deposit$500
Min Balance$0
Last Updated 02/07/2026
CD Four Years 2.06% 2.08% 4 Years
Min Deposit$500
Min Balance$0
Last Updated 02/07/2026
CD Two Years 2.02% 2.04% 2 Years
Min Deposit$500
Min Balance$0
Last Updated 02/07/2026
CD Three Years 2.00% 2.02% 3 Years
Min Deposit$500
Min Balance$0
Last Updated 02/07/2026
CD 6 month 1.98% 2.00% 6 Months
Min Deposit$500
Min Balance$0
Last Updated 02/07/2026
CD 3 month 1.49% 1.50% 3 Months
Min Deposit$500
Min Balance$0
Last Updated 02/07/2026

Chain Bridge Bank Savings Rates

Product Rate APY View More
Kids' Savings 2.88% 2.92%
Min Deposit$10
Min Balance$2,500
DetailsUp to $2,500
Last Updated 02/07/2026
Savings & Above 1.27% 1.28%
Min Deposit$100
Min Balance$2,000,000
Details$2,000,000
Last Updated 02/07/2026
Savings to $1,999,999 1.10% 1.10%
Min Deposit$100
Min Balance$500,000
Details$500,000
Last Updated 02/07/2026
Savings to $499,999 0.91% 0.91%
Min Deposit$100
Min Balance$100,000
Details$100,000
Last Updated 02/07/2026
Savings 0.55% 0.55%
Min Deposit$100
Min Balance$99,999
DetailsUp to $99,999
Last Updated 02/07/2026

Chain Bridge Bank Money Market Rates

Product Rate APY View More
Money Market IRA 2.88% 2.92%
Min Deposit$100
Min Balance$0
Last Updated 02/07/2026
Money Market 1.10% 1.10%
Min Deposit$100
Min Balance$2,000,000
Last Updated 02/07/2026
Money Market 0.91% 0.91%
Min Deposit$100
Min Balance$500,000
Last Updated 02/07/2026
Money Market 0.73% 0.73%
Min Deposit$100
Min Balance$100,000
Last Updated 02/07/2026
Money Market 0.37% 0.37%
Min Deposit$100
Min Balance$99,999
Last Updated 02/07/2026

Chain Bridge Bank Checking Rates

Product Rate APY View More
Single Source Interest checking 1.10% 1.10%
Min Deposit$100
Min Balance$2,000,000
Last Updated 02/07/2026
Single Source Interest checking 0.91% 0.91%
Min Deposit$100
Min Balance$500,000
Last Updated 02/07/2026
Single Source Interest checking 0.73% 0.73%
Min Deposit$100
Min Balance$100,000
Last Updated 02/07/2026
Single Source Interest checking 0.37% 0.37%
Min Deposit$100
Min Balance$99,999
Last Updated 02/07/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Chain Bridge Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Chain Bridge Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Chain Bridge Bank's official website for the most current offers and terms.

Bank Profile & Overview

Chain Bridge Bank
1445a Laughlin Ave
Mclean, VA 22101
Fairfax
Established Date: 08/06/2007
FDIC Certificate #: 58595
Date of FDIC Deposit Insurance: 08/06/2007
Bank Holding Company: CHAIN BRIDGE BCORP INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Chain Bridge Bank FDIC Insured? Yes
What is Chain Bridge Bank's Cert number? 58595
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$1,233,771,000
Total Deposits:
$1,135,877,000
Equity Capital:
$92,646,000
Net Income:
$4,271,000
Return on Assets (ROA):
0.7201%
Return on Equity (ROE):
10.0500%
Headquarters:
Mclean
Regulator:
OCC
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Chain Bridge Bank

How do I open an account at Chain Bridge Bank?

You can typically open an account at Chain Bridge Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Chain Bridge Bank provides a range of mortgage and home equity products.

Is Chain Bridge Bank a safe place to deposit money?

Yes, Chain Bridge Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Chain Bridge Bank offer online and mobile banking?

Most modern institutions like Chain Bridge Bank provide digital access including online balance checks and transfers.

Current Chain Bridge Bank Rates

ProductAPY
18-Month CD2.10%
Savings0.55%
MMA0.37%

Rates subject to change.