Citizens Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.60%, 6-month CD rates at 1.00% and 3-month CD rates at 3.35%. Current savings rates are at 0.40% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 29.99%. Personal Loan rates are at 11.76%. All these rates, and more, can be found in our database of rates. Citizens Bank's 10-Month CD rates are at 4.30%, 14-Month CD rates are at 2.75%. Citizens Bank's money market rates are at 0.05%. Citizens Bank's 30-Year Fixed rates are at 6.75%, 15-Year Fixed rates are at 6.00%.
To see how these rates compare to Citizens Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank CD rates. You can also compare Citizens Bank savings rates, MMA rates and mortgage rates using our other rate lists. Citizens Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank? Share your experience about Citizens Bank by leaving a review below, or read customer reviews before you decide to use Citizens Bank. Citizens Bank Texas Ratio Citizens Bank's Texas Ratio is at 14.99%, which is considered excellent. The Texas Ratio for Citizens Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Citizens Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Citizens Bank CD Rates and Interest Rates
Citizens Bank
10-Month CD
4.30%
$25,000
Citizens Bank
14-Month CD
2.75%
$1,000
Citizens Bank
Private Client Money Market
0.05%
$25,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Citizens Bank Mortgage Rates
Citizens Bank
15-Year Fixed
6.000%
6.123%
0.250
Citizens Bank
30-Year Fixed
6.750%
6.827%
0.250
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Citizens Bank Rates with Other Competitive Bank and Credit Union Rates
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12-Month CD (Jumbo)
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Citizens Bank Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Citizens Bank InformationCitizens Bank
1 Citizens PlzProvidence, RI 02903 Providence Established Date: 05/13/2005 FDIC Certificate #: 57957 Date of FDIC Deposit Insurance: 05/13/2005 Bank Holding Company: CITIZENS FINANCIAL GROUP INC How Many Domestic U.S. Offices? 1,039 How Many Branches are There? 1,023 Website: https://www.citizensbank.com
Is Citizens Bank FDIC Insured? Yes
What is Citizens Bank's Cert number? 57957
What is the maximum amount for insured deposits? $250,000 per holder, per account
Citizens Bank FinancialsTotal Assets:
$220,152,480,000
Total Deposits:
$179,596,613,000
Equity Capital:
$22,966,800,000
Domestic Deposits:
$179,546,613,000
Net Income:
$337,943,000
Return on Assets:
0.8974%
Quarterly Return on Assets:
0.6100%
Pretax Return on Assets:
0.7852%
Pretax Quarterly Return on Assets:
0.7900%
Return on Equity:
8.7000%
Quarterly Return on Equity:
5.8400%
Common Equity Tier 1 Capital Ratio:
11.0824%
Tier 1 Risk-Based Capital Ratio:
11.0824%
Leverage Tier 1 (Core Capital) Ratio:
9.0551%
Total Risk-Based Capital Ratio (YTD):
12.8138%
Total Interest Income (YTD):
5.1017%
Headquarters:
Providence
FDIC Field Office:
South Boston
Regulator:
OCC
County:
Providence
# of Offices:
1041
Metropolitan Statistical Area (MSA):
Providence-Warwick, RI-MA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsNavy Federal Credit Union which consistently offers some of the lowest mortgage rates today is also offering $2,500 towards closing costs. You can use the $2,500 towards closing costs or as a credit for fees paid outside of closing (i.e., appraisal fee, credit report, etc.). The $2,500 is available for home purchases and refinancing existing loans.
After making several consecutive weeks of all-time lows mortgage rates have paused their decent and have remained in a tight range the past several days. Mortgage rates today on 30 year conforming loans are averaging 3.64 percent and 15 year conforming mortgage rates are still under 3.00 percent averaging 2.99 percent.
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See how Citizens Bank Compares to other banks |
Citizens Bank mortgage rates are very competitive right now and if you setup automatic payments from a Citizens Bank checking account, you get an additional 0.125 percent rate discount. Current 30 year mortgage rates at Citizens Bank are quoted at 3.75 percent with only 0.125 mortgage points. Their 15 year mortgage rates are also a good deal at 3.125 percent. If you're looking for an adjustable mortgage, Citizens Bank's 7 year mortgage rates are quoted at 3.50 percent. To get the best deal on a home loan compare other lenders' rates with Citizens Bank mortgage rates. 
Citizens Bank mortgage rates are some of the best mortgage rates available today. 30 year mortgage rates at Citizens Bank are currently at 5.125 percent with only 0.25 mortgage points and $998 in fees. 15 year mortgage rates from Citizens Bank are at 4.375 percent with the same points and fees as the 30 year loan. Compare Citizens Bank mortgage rates with other lender's rates below. 
