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Citizens Bank Mooresville, IN Rates & Review April 2026

You can compare Citizens Bank Mooresville, IN rates to other rates in our database, including 12-month CD rates currently at 3.61%, 6-month CD rates at 0.10% and 3-month CD rates at 3.75%. Savings rates are at 0.15% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.95%. All these rates can be compared to Citizens Bank Mooresville, IN rates. MonitorBankRates evaluates the financial stability of Citizens Bank Mooresville, IN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.28%. Rates were last updated on 04/24/2026.

Citizens Bank Mooresville, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank Mooresville, IN? Share your experience about Citizens Bank Mooresville, IN by leaving a review below, or read customer reviews before you decide to use Citizens Bank Mooresville, IN.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.28%
Excellent Lower than avg
Citizens Bank Mooresville, IN
33 N Indiana St
Mooresville, IN 46158
https://www.citizens-banking.com
Member FDIC

Current Rate Availability

We do not have Citizens Bank Mooresville, IN rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Citizens Bank Mooresville, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Citizens Bank Mooresville, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citizens Bank Mooresville, IN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Citizens Bank Mooresville, IN
Bank Holding Company CITBA FINANCIAL CORP
Address 33 N Indiana St, Mooresville, IN 46158  ·  Morgan
FDIC Certificate # 9647
Established 02/18/1931
FDIC Insurance Date 01/01/1934
Domestic Offices 9
Total Branches 9
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.28%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9347%
Return on Equity (ROE) 11.4100%
Non-Performing Loans (NPL) 0.02%
Total Assets $696,309,000
Total Deposits $627,356,000
Equity Capital $66,163,000
Net Income $6,812,000
Headquarters Mooresville
Total Offices 9
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Citizens Bank Mooresville, IN

Is Citizens Bank Mooresville, IN a safe place to deposit money?

Yes, Citizens Bank Mooresville, IN is considered a safe financial institution. With a Texas Ratio of 0.27585630394349%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Citizens Bank Mooresville, IN operate?

Citizens Bank Mooresville, IN currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Citizens Bank Mooresville, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens Bank Mooresville, IN provides members with tools to manage their accounts and build a solid financial history.

Does Citizens Bank Mooresville, IN offer online and mobile banking?

Most modern institutions like Citizens Bank Mooresville, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.citizens-banking.com.