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Wyoming Community Bank Rates and Review February 2026

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Wyoming Community Bank's CD's & IRA's 3-Month rates are at 3.39%, CD's & IRA's Min. 3-Month rates are at 3.39%, CD's & IRA's 6-Month rates are at 3.28%, CD's & IRA's Min. 6-Month rates are at 3.28%, CD's & IRA's Min. 1 Year rates are at 3.25%. Wyoming Community Bank's savings rates are at 0.40%. Wyoming Community Bank's money market rates are at 1.06%.

Wyoming Community Bank

Rate Updates and Availability

Wyoming Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wyoming Community Bank? Share your experience about Wyoming Community Bank by leaving a review below, or read customer reviews before you decide to use Wyoming Community Bank.

Wyoming Community Bank Texas Ratio

Wyoming Community Bank's Texas Ratio is at 2.29%, which is considered excellent. The Texas Ratio for Wyoming Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Wyoming Community Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Wyoming Community Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
2.85%
18-Month CD
N/A
24-Month CD
2.60%
36-Month CD
2.60%
48-Month CD
2.60%
60-Month CD
2.60%
Savings
0.40%
MMA
1.06%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Wyoming Community Bank
1700 N Federal Blvd
Riverton, WY 82501
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Wyoming Community Bank CD Rates

Product Rate APY Term View More
CD's & IRA's 3 month 3.35% 3.39% 3 Months
Min Deposit$25,000
Last Updated 02/08/2026
CD's & IRA's Min. 3 month 3.35% 3.39% 3 Months
Min Deposit$100,000
Details$100,000.00
Last Updated 02/08/2026
CD's & IRA's 6 month 3.25% 3.28% 6 Months
Min Deposit$25,000
Last Updated 02/08/2026
CD's & IRA's Min. 6 month 3.25% 3.28% 6 Months
Min Deposit$100,000
Details$100,000.00
Last Updated 02/08/2026
CD's & IRA's Min. 1 Year 3.25% 3.25% 1 Year
Min Deposit$100,000
Details$100,000.00
Last Updated 02/08/2026
CDs and IRAs 3 month 3.20% 3.24% 3 Months
Min Deposit$1,000
Details$1,000-$25,000
Last Updated 02/08/2026
CDs and IRAs 6 month 3.10% 3.12% 6 Months
Min Deposit$1,000
Details$1,000-$25,000
Last Updated 02/08/2026
CD's & IRA's 1 Year 3.00% 3.00% 1 Year
Min Deposit$25,000
Last Updated 02/08/2026
CD's & IRA's Min. 2 Year 3.00% 3.00% 2 Years
Min Deposit$100,000
Details$100,000.00
Last Updated 02/08/2026
CD's & IRA's Min. 3 Year 3.00% 3.00% 3 Years
Min Deposit$100,000
Details$100,000.00
Last Updated 02/08/2026
CD's & IRA's Min. 4 Year 3.00% 3.00% 4 Years
Min Deposit$100,000
Details$100,000.00
Last Updated 02/08/2026
CD's & IRA's Min. 5 Year 3.00% 3.00% 5 Years
Min Deposit$100,000
Details$100,000.00
Last Updated 02/08/2026
CDs and IRAs 1 Year 2.85% 2.85% 1 Year
Min Deposit$1,000
Details$1,000-$25,000
Last Updated 02/08/2026
CD's & IRA's 2 Year 2.75% 2.75% 2 Years
Min Deposit$25,000
Last Updated 02/08/2026
CD's & IRA's 3 Year 2.75% 2.75% 3 Years
Min Deposit$25,000
Last Updated 02/08/2026
CD's & IRA's 4 Year 2.75% 2.75% 4 Years
Min Deposit$25,000
Last Updated 02/08/2026
CD's & IRA's 5 Year 2.75% 2.75% 5 Years
Min Deposit$25,000
Last Updated 02/08/2026
CDs and IRAs 2 Year 2.60% 2.60% 2 Years
Min Deposit$1,000
Details$1,000-$25,000
Last Updated 02/08/2026
CDs and IRAs 3 Year 2.60% 2.60% 3 Years
Min Deposit$1,000
Details$1,000-$25,000
Last Updated 02/08/2026
CDs and IRAs 4 Year 2.60% 2.60% 4 Years
Min Deposit$1,000
Details$1,000-$25,000
Last Updated 02/08/2026
CDs and IRAs 5 Year 2.60% 2.60% 5 Years
Min Deposit$1,000
Details$1,000-$25,000
Last Updated 02/08/2026
CD's & IRA's Min. Less than 90 days 2.00% 2.02%
Min Deposit$100,000
Details$100,000.00
Last Updated 02/08/2026
CD's & IRA's Less than 90 days 1.75% 1.76% Less than 90 days
Min Deposit$25,000
Last Updated 02/08/2026
CDs and IRAs Less than 90 days 1.60% 1.61% Less than 90 days
Min Deposit$1,000
Details$1,000-$25,000
Last Updated 02/08/2026

Wyoming Community Bank Savings Rates

Product Rate APY View More
Health Savings Account 1.05% 1.06%
No additional details.
Last Updated 02/08/2026
Savings tier 3 0.60% 0.60%
Min Deposit$50,000
Details$50,000 and above
Last Updated 02/08/2026
Savings tier 2 0.50% 0.50%
Min Deposit$25,000
Details$25,000-$50,000
Last Updated 02/08/2026
Savings tier 1 0.40% 0.40%
Details$0-$25,000
Last Updated 02/08/2026

Wyoming Community Bank Money Market Rates

Product Rate APY View More
Money Market Account Tier 5 1.45% 1.46%
Min Deposit$250,000
Details$250,000 and Over
Last Updated 02/08/2026
Money Market Account Tier 4 1.35% 1.36%
Min Deposit$100,000
Details$100,000 to 250,000
Last Updated 02/08/2026
Money Market Account Tier 3 1.25% 1.26%
Min Deposit$50,000
Details$50,000 to 100,000
Last Updated 02/08/2026
Money Market Account Tier 2 1.15% 1.16%
Min Deposit$25,000
Details$25,000 to $50,000
Last Updated 02/08/2026
Money Market Account Tier 1 1.05% 1.06%
Min Deposit$0
Details$.01- $25,000
Last Updated 02/08/2026

Wyoming Community Bank Checking Rates

Product Rate APY View More
Reward Checking tier 1 2.99% 3.03%
Min Deposit$0
Details$.01- $25,000
Last Updated 02/08/2026
Reward Checking tier 2 0.75% 0.81%
Min Deposit$25,000
Details$25,000 and above
Last Updated 02/08/2026
Business Interest Checking tier 3 0.40% 0.40%
Min Deposit$50,000
Details$50,000 and above
Last Updated 02/08/2026
WCB Interest Checking tier 3 0.40% 0.40%
Min Deposit$50,000
Details$50,000 and above
Last Updated 02/08/2026
Business Interest Checking tier 2 0.30% 0.30%
Min Deposit$25,000
Details$25,000-$50,000
Last Updated 02/08/2026
WCB Interest Checking tier 2 0.30% 0.30%
Min Deposit$25,000
Details$25,000-$50,000
Last Updated 02/08/2026
Business Interest Checking tier 1 0.20% 0.20%
Min Deposit$0
Details$0-$25,000
Last Updated 02/08/2026
WCB Interest Checking tier 1 0.20% 0.20%
Min Deposit$0
Details$0-$25,000
Last Updated 02/08/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Wyoming Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Wyoming Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wyoming Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Wyoming Community Bank
1700 N Federal Blvd
Riverton, WY 82501
Fremont
Established Date: 06/14/1999
FDIC Certificate #: 35220
Date of FDIC Deposit Insurance: 06/14/1999
Bank Holding Company: WYOMING NATIONAL BCORP INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Wyoming Community Bank FDIC Insured? Yes
What is Wyoming Community Bank's Cert number? 35220
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$229,967,000
Total Deposits:
$199,024,000
Equity Capital:
$15,285,000
Net Income:
$393,000
Return on Assets (ROA):
0.9127%
Return on Equity (ROE):
14.7700%
Headquarters:
Riverton
Regulator:
FED
# of Offices:
3
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Wyoming Community Bank

How do I open an account at Wyoming Community Bank?

You can typically open an account at Wyoming Community Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Wyoming Community Bank provides a range of mortgage and home equity products.

Is Wyoming Community Bank a safe place to deposit money?

Yes, Wyoming Community Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Wyoming Community Bank offer online and mobile banking?

Most modern institutions like Wyoming Community Bank provide digital access including online balance checks and transfers.

Current Wyoming Community Bank Rates

ProductAPY
12-Month CD2.85%
24-Month CD2.60%
36-Month CD2.60%
48-Month CD2.60%
60-Month CD2.60%
Savings0.40%
MMA1.06%

Rates subject to change.