Community First Bank, N.A. Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Community First Bank, N.A.'s Forest - Kenton - Upper Sandusky CD 9-Month rates are at 2.52%, Forest - Kenton - Upper Sandusky CD 12-Month rates are at 2.02%, Forest - Kenton - Upper Sandusky CD 15-Month rates are at 0.50%, Forest - Kenton - Upper Sandusky CD 36-Month rates are at 0.20%, Forest - Kenton - Upper Sandusky CD 48-Month rates are at 0.20%. Community First Bank, N.A.'s savings rates are at 0.01%.
Rate Updates and AvailabilityCommunity First Bank, N.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Bank, N.A.? Share your experience about Community First Bank, N.A. by leaving a review below, or read customer reviews before you decide to use Community First Bank, N.A.. Community First Bank, N.A. Texas RatioCommunity First Bank, N.A.'s Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Community First Bank, N.A. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Community First Bank, N.A. has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Community First Bank, N.A. is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Community First Bank, N.A. CD Rates
Community First Bank, N.A. Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Community First Bank, N.A. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Community First Bank, N.A. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community First Bank, N.A.'s official website for the most current offers and terms.
Bank Profile & OverviewCommunity First Bank, N.A.
118 E Lima StForest, OH 45843 Hardin Established Date: 10/04/1904 FDIC Certificate #: 6584 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: COMMUNITY FIRST BANCSHARES INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.com1stbank.com
Is Community First Bank, N.A. FDIC Insured? Yes
What is Community First Bank, N.A.'s Cert number? 6584
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$60,100,000
Total Deposits:
$55,882,000
Equity Capital:
$4,068,000
Net Income:
$-20,000
Return on Assets (ROA):
0.1616%
Return on Equity (ROE):
2.6400%
Headquarters:
Forest
Regulator:
OCC
# of Offices:
3
Source: FDIC | Last Updated 03/31/2024
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Frequently Asked Questions About Community First Bank, N.A.How do I open an account at Community First Bank, N.A.?You can typically open an account at Community First Bank, N.A. by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Community First Bank, N.A. provides a range of mortgage and home equity products. Is Community First Bank, N.A. a safe place to deposit money?Yes, Community First Bank, N.A. is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Community First Bank, N.A. offer online and mobile banking?Most modern institutions like Community First Bank, N.A. provide digital access including online balance checks and transfers. Compare to other Banks |
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