S&T Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.70%, 6-month CD rates at 0.50% and 3-month CD rates at 0.85%. Current savings rates are at 0.15% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 7.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. S&T Bank's 5-Month CD rates are at 4.28%, 12-Month CD rates are at 3.75%, 24-Month CD rates are at 3.50%, 36-Month CD rates are at 3.25%, 48-Month CD rates are at 3.00%. S&T Bank's money market rates are at 0.65%.

S&T Bank

To see how these rates compare to S&T Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from S&T Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with S&T Bank CD rates. You can also compare S&T Bank savings rates, MMA rates and mortgage rates using our other rate lists.

S&T Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at S&T Bank? Share your experience about S&T Bank by leaving a review below, or read customer reviews before you decide to use S&T Bank.

S&T Bank Texas Ratio

S&T Bank's Texas Ratio is at 1.98%, which is considered excellent. The Texas Ratio for S&T Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, S&T Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.75%
18-Month CD
N/A
24-Month CD
3.50%
36-Month CD
3.25%
48-Month CD
3.00%
60-Month CD
N/A
Savings
N/A
MMA
0.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
S&T Bank
800 Philadelphia St
Indiana, PA 15701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

S&T Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
S&T Bank
S&T Bank
5-Month CD
4.28%
$1,000
S&T Bank
S&T Bank
12-Month CD
3.75%
$500
S&T Bank
S&T Bank
24-Month CD
3.50%
$500
S&T Bank
S&T Bank
36-Month CD
3.25%
$500
S&T Bank
S&T Bank
48-Month CD
3.00%
$500
S&T Bank
S&T Bank
Money Market
0.65%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare S&T Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merrick Bank
Merrick Bank
24-Month CD
4.05%
$25,000
EvaBank
EvaBank
12-Month CD
4.00%
$1,000
CSB of Cheney, KS
CSB of Cheney, KS
24-Month CD
3.87%
$500
Coleman County State Bank
Coleman County State Bank
6-Month CD
3.66%
$1,000
Kennett Trust Bank
Kennett Trust Bank
24-Month CD
3.56%
$500
SouthStar Bank
SouthStar Bank
60-Month CD
3.55%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
Kasasa Checking
3.50%
$50
Randolph Brooks FCU
Randolph Brooks FCU
48-Month CD
3.49%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
24-Month CD
3.25%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
48-Month CD
3.10%
$500
The Bank of the West
The Bank of the West
18-Month CD
3.04%
$1,000
FSB of Burnet
FSB of Burnet
24-Month CD (Jumbo)
3.03%
$95,000
ableBanking
ableBanking
36-Month CD
3.00%
$5,000
Camp Grove State Bank
Camp Grove State Bank
Money Market
2.85%
$100,000
Providence Bank
Providence Bank
18-Month CD
2.75%
$1,000
Artisans Bank
Artisans Bank
Premier Money Market
2.50%
$5,000
Paramount Bank
Paramount Bank
36-Month CD
2.50%
$1,000
First State Bank Nebraska
First State Bank Nebraska
36-Month CD
2.50%
$5,000
Campbell & Fetter Bank
Campbell & Fetter Bank
24-Month CD
2.27%
$1,000
Forward Bank
Forward Bank
60-Month CD
2.20%
$500
Port Washington State Bank
Port Washington State Bank
36-Month CD
2.15%
$10,000
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
60-Month CD
2.11%
$500
802 Credit Union
802 Credit Union
12-Month CD
2.10%
$500
Timberland Bank
Timberland Bank
12-Month CD
2.02%
$500
FNB Community Bank
FNB Community Bank
18-Month CD
1.76%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
Simplicity Consumer Savings
1.56%
$0
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
18-Month CD
1.55%
$500
Heritage Bank Wood River, NE
36-Month CD
1.50%
$1,000
Western Nebraska Bank
Western Nebraska Bank
12-Month CD
1.41%
$250
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
60-Month CD
1.26%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
24-Month CD
1.10%
$500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
60-Month CD
0.80%
$500
S&T Bank
S&T Bank
Money Market
0.65%
$0
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
Bank of Magnolia
Bank of Magnolia
48-Month CD
0.50%
$1,000
Washington Financial Bank
Washington Financial Bank
60-Month CD
0.50%
$500
Riverside Savings Bank
Riverside Savings Bank
18-Month CD
0.40%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
60-Month CD
0.35%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
48-Month CD
0.35%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
24-Month CD
0.35%
$1,000
State Bank of Canton
State Bank of Canton
Savings
0.25%
$25
Spencer Savings Bank
Spencer Savings Bank
12-Month CD
0.20%
$1,000
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
Pataskala Banking Company
Pataskala Banking Company
12-Month CD
0.15%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Regular Savings
0.15%
$100
Port Washington State Bank
Port Washington State Bank
Money Market
0.10%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Interest Checking
0.07%
$100
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Statement Savings
0.05%
$0
1st Bank Yuma
1st Bank Yuma
1st Rate Rewards Checking
0.05%
$0
First Hope Bank
First Hope Bank
Statement Savings
0.04%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

S&T Bank Information

S&T Bank
800 Philadelphia St
Indiana, PA 15701
Indiana
Established Date: 05/21/1902
FDIC Certificate #: 11124
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: S&T BCORP INC
How Many Domestic U.S. Offices? 75
How Many Branches are There? 75
Is S&T Bank FDIC Insured? Yes
What is S&T Bank's Cert number? 11124
What is the maximum amount for insured deposits? $250,000 per holder, per account

S&T Bank Financials

Total Assets:
$9,534,885,000
Total Deposits:
$7,622,473,000
Equity Capital:
$1,277,680,000
Domestic Deposits:
$7,622,473,000
Net Income:
$32,697,000
Return on Assets:
1.6140%
Quarterly Return on Assets:
1.3700%
Pretax Return on Assets:
1.7166%
Pretax Quarterly Return on Assets:
1.7200%
Return on Equity:
12.3800%
Quarterly Return on Equity:
10.2700%
Common Equity Tier 1 Capital Ratio:
12.9500%
Tier 1 Risk-Based Capital Ratio:
12.9500%
Leverage Tier 1 (Core Capital) Ratio:
10.7205%
Total Risk-Based Capital Ratio (YTD):
14.5341%
Total Interest Income (YTD):
5.6052%
 
 
Headquarters:
Indiana
FDIC Field Office:
Wexford
Regulator:
FDIC
County:
Indiana
# of Offices:
75
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Long term conforming mortgage rates made new lows in this week’s mortgage survey released by Freddie Mac (OTC: FMCC). Fixed conforming 30 year home mortgage rates, fixed conforming 15 year home mortgage rates and 5 year adjustable mortgage rates all hit new lows in this week's Primary Mortgage Market Survey. 1 year adjustable mortgage rates were unchanged in this week's survey.
A series of positive economic reports have been released over the past couple months which point to a stronger economy and possibly higher CD rates sooner than the expected time frame of mid-2015 the Fed plans to keep the Fed Funds rate at near zero percent. Just this morning two more positive reports were released that add credence to higher interest rates.
American Express is offering their SimplyCash Credit Card for small business. The credit card has a 0.00% introductory rate for 6 months, 9 months or 12 months. Which intro term you receive when you apply for the card is based on your creditworthiness. The rate after the intro period also depends on our credit history. The ongoing rate is the Prime Rate plus a perchance which is again based on our credit history. Right now the rate can be either 13.24% (Prime Rate + 9.99%),16.24% (Prime Rate + 12.99%) or 19.24% (Prime Rate + 15.99%).

Bank or Credit Union Offers and Deals

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Money Market Account & Savings Accounts Rates: July 08, 2009
Low Mortgage Rates Continue: 30 Year Mortgage Rates at 4.67%, 15 Year Mortgage Rates at 4.18%

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