Liberty State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Liberty State BankToday's 12-month CD rates can be found at 3.29%, 6-month CD rates at 0.60% and 3-month CD rates at 1.76%. Current savings rates are at 1.00% and money market rates are at 4.08%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 11.90%. Personal Loan rates are at 8.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Liberty State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Liberty State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Liberty State Bank CD rates. You can also compare Liberty State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Liberty State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty State Bank? Share your experience about Liberty State Bank by leaving a review below, or read customer reviews before you decide to use Liberty State Bank.

Liberty State Bank Texas Ratio

Liberty State Bank's Texas Ratio is at 0.18%, which is considered excellent. The Texas Ratio for Liberty State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Liberty State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Liberty State Bank
111 Main St
Powers Lake, ND 58773
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Liberty State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
America First Federal Credit Union
America First Federal Credit Union
12-Month CD
4.35%
$500
Access Federal Credit Union
Access Federal Credit Union
12-Month CD
4.25%
$1,000
First Bank of the Lake
First Bank of the Lake
24-Month CD
4.15%
$1,000
Newburyport Bank
Newburyport Bank
12-Month CD
4.00%
$500
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
3.92%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
60-Month CD
3.72%
$500
Lone Star Bank
Lone Star Bank
11-Month CD
3.65%
$1,000
Home Bank of California
Home Bank of California
18-Month CD
3.57%
$10,000
MountainOne Bank
MountainOne Bank
12-Month CD
3.50%
$1,000
Everence Trust Company
Everence Trust Company
48-Month CD
3.30%
$500
Old Dominion National Bank
Old Dominion National Bank
60-Month CD
3.30%
$500
First Bank of Central Ohio
First Bank of Central Ohio
24-Month CD
3.25%
$500
First Federal S&L of McMinnville
First Federal S&L of McMinnville
24-Month CD
3.25%
$500
Brentwood Bank
Brentwood Bank
48-Month CD
3.00%
$2,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
33-Month CD
3.00%
$1,000
First National Bank of Shiner
First National Bank of Shiner
18-Month CD
3.00%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
36-Month CD
2.93%
$1,000
Bar Harbor SLA
Bar Harbor SLA
48-Month CD
2.83%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
36-Month CD
2.75%
$1,000
Citizens State Bank Moundridge, KS
48-Month CD
2.65%
$1,000
Axiom Bank
Axiom Bank
48-Month CD
2.50%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
18-Month CD
2.47%
$500
Bank of Kampsville
Bank of Kampsville
60-Month CD
2.04%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
60-Month CD
2.00%
$500
Ohio State Bank
Ohio State Bank
48-Month CD
1.85%
$500
TriCentury Bank
TriCentury Bank
TriCentury Savings
1.50%
$100
American Bank
American Bank
Savings
1.50%
$100
Farmers Trust and Savings Bank Spencer, IA
Business Interest Checking
1.31%
$100,000
The Citizens Bank Company
The Citizens Bank Company
48-Month CD
1.31%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
36-Month CD
1.25%
$500
Wyoming Community Bank
Wyoming Community Bank
Money Market
1.21%
$25,000
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
1.00%
$5,000
Monroe Federal S&L
Monroe Federal S&L
Super Passbook Savings
1.00%
$100
The Bank of New Glarus
The Bank of New Glarus
12-Month CD
1.00%
$1,000
Ion Bank
Ion Bank
36-Month CD
0.60%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
48-Month CD
0.60%
$100
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
Statement Savings
0.50%
$50
The Huntington National Bank
The Huntington National Bank
60-Month CD
0.50%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
48-Month CD
0.45%
$1,000
Lewis & Clark Bank
Lewis & Clark Bank
36-Month CD
0.35%
$500
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
Money Market
0.35%
$2,500
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
12-Month CD
0.30%
$1,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
18-Month CD
0.30%
$1,000
Bank Plus
Bank Plus
Money Market
0.25%
$2,000
Universal Bank
Universal Bank
6-Month CD
0.15%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
First Premium Savings
0.10%
$0
First Federal S&L of Greensburg
First Federal S&L of Greensburg
Statement Savings
0.10%
$10
1st Security Bank of Washington
1st Security Bank of Washington
Preferred Savings
0.05%
$100
Superior National Bank
Superior National Bank
Personal Money Market
0.05%
$0
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
Premier Checking
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Liberty State Bank rate data right now, check back for updates, we are adding rates all the time.

Liberty State Bank Information

Liberty State Bank
111 Main St
Powers Lake, ND 58773
Burke
Established Date: 04/17/1952
FDIC Certificate #: 17096
Date of FDIC Deposit Insurance: 04/17/1952
Bank Holding Company: LIBERTY BCORP INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Liberty State Bank FDIC Insured? Yes
What is Liberty State Bank's Cert number? 17096
What is the maximum amount for insured deposits? $250,000 per holder, per account

Liberty State Bank Financials

Total Assets:
$132,108,000
Total Deposits:
$118,644,000
Equity Capital:
$8,715,000
Domestic Deposits:
$118,644,000
Net Income:
$491,000
Return on Assets:
1.8408%
Quarterly Return on Assets:
1.5200%
Pretax Return on Assets:
1.5195%
Pretax Quarterly Return on Assets:
1.5200%
Return on Equity:
38.4800%
Quarterly Return on Equity:
22.6000%
Leverage Tier 1 (Core Capital) Ratio:
13.9414%
Total Interest Income (YTD):
4.3420%
 
 
Headquarters:
Powers Lake
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Burke
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

A slight uptick in mortgage interest rates has caused demand for home loans to decline in the Weekly Mortgage Application Survey released by the Mortgage Bankers Association. The increase in average mortgage rates was expected since bond yields rose recently but the increase in rates won't last since yields have moved lower and the Fed continues to buy mortgage-backed securities (MBS) in the amount of $85 billion a month to drive rates lower.
AmTrust Direct is offering one of the best CD Rates for a 6 month CD at a rate of 4.35% APY. The minimum deposit is $1,000. Interest is compounded daily and the CD account is insured to the maximum allowed by the FDIC.
Mortgage rates and refinance rates are mixed today. Mortgage rates and refinance rate will head higher thanks to the tax agreement that will extend all Bush tax cuts and an extension to unemployment benefits. Looks like the deficit reduction takes a back seat again. 10 year Treasury yields are back above 3.00 percent which will drive mortgage refinance rates and mortgage rates higher over the next couple of days. Current 30 year conforming refinance mortgage rates and mortgage rates are averaging 4.46 percent, down from yesterday’s average mortgage rate and refinance rate of 4.49 percent. 30 year home mortgage rates and home refinance mortgage rates in Colorado are higher averaging 4.60 percent.

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