The Upstate National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.80%, 6-month CD rates at 2.40% and 3-month CD rates at 0.75%. Current savings rates are at 0.05% and money market rates are at 1.16%. Mortgage rates today on 30-year fixed loans are around 6.02%. Credit Card rates are at 18.00%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates. The Upstate National Bank's savings rates are at 0.20%. The Upstate National Bank's money market rates are at 1.35%.
To see how these rates compare to The Upstate National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Upstate National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Upstate National Bank CD rates. You can also compare The Upstate National Bank savings rates, MMA rates and mortgage rates using our other rate lists. The Upstate National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Upstate National Bank? Share your experience about The Upstate National Bank by leaving a review below, or read customer reviews before you decide to use The Upstate National Bank. The Upstate National Bank Texas Ratio The Upstate National Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for The Upstate National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, The Upstate National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. The Upstate National Bank CD Rates and Interest Rates
The Upstate National Bank
Money Market
1.35%
$5,000
The Upstate National Bank
Regular Savings
0.20%
$5,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare The Upstate National Bank Rates with Other Competitive Bank and Credit Union Rates
EagleBank
12-Month CD
4.40%
$1,000
Old Dominion National Bank
12-Month CD
4.25%
$500
SchoolsFirst Federal Credit Union
60-Month CD
4.25%
$500
Aberdeen Proving Ground FCU
12-Month CD
4.00%
$100
Advantage Plus Federal Credit Union
60-Month CD
3.75%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 29, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. The Upstate National Bank InformationThe Upstate National Bank
729 Proctor AveOgdensburg, NY 13669 St. Lawrence Established Date: 09/27/1922 FDIC Certificate #: 13748 Date of FDIC Deposit Insurance: 01/24/1934 How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.upstatebank.com
Is The Upstate National Bank FDIC Insured? Yes
What is The Upstate National Bank's Cert number? 13748
What is the maximum amount for insured deposits? $250,000 per holder, per account
The Upstate National Bank FinancialsTotal Assets:
$308,760,000
Total Deposits:
$204,464,000
Equity Capital:
$30,405,000
Domestic Deposits:
$204,464,000
Net Income:
$-790,000
Return on Assets:
0.1087%
Quarterly Return on Assets:
-0.9900%
Pretax Return on Assets:
-1.3000%
Pretax Quarterly Return on Assets:
-1.3000%
Return on Equity:
1.4100%
Quarterly Return on Equity:
-10.2300%
Common Equity Tier 1 Capital Ratio:
15.4330%
Tier 1 Risk-Based Capital Ratio:
15.4420%
Leverage Tier 1 (Core Capital) Ratio:
10.7043%
Total Risk-Based Capital Ratio (YTD):
16.6470%
Total Interest Income (YTD):
4.8053%
Headquarters:
Ogdensburg
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
St. Lawrence
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals We have all seen the letters that come with our mortgage payment bill, "save tens of thousands", "save $60,000, "pay your mortgage off 5 years early". The offers are real but is it worth signing up for?
OneUnited Bank, headquartered in Los Angeles, California is offering regular certificates of deposit, IRA certificates of deposit and their Unity Gold certificates of deposit. The regular CDs and IRA CDs range in terms of 3 months to 48 months. The Unity Gold certificates of deposit have terms of 4 months, 12 months, 24 months and 48 months.
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