The Upstate National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.30% and 3-month CD rates at 3.50%. Current savings rates are at 0.10% and money market rates are at 1.75%. Mortgage rates today on 30-year fixed loans are around 7.11%. Credit Card rates are at 18.00%. Personal Loan rates are at 7.99%. All these rates, and more, can be found in our database of rates. The Upstate National Bank's savings rates are at 0.20%. The Upstate National Bank's money market rates are at 3.05%.

The Upstate National Bank

To see how these rates compare to The Upstate National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Upstate National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Upstate National Bank CD rates. You can also compare The Upstate National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

The Upstate National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Upstate National Bank? Share your experience about The Upstate National Bank by leaving a review below, or read customer reviews before you decide to use The Upstate National Bank.

The Upstate National Bank Texas Ratio

The Upstate National Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for The Upstate National Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Upstate National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.20%
MMA
3.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Upstate National Bank
729 Proctor Ave
Ogdensburg, NY 13669
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

The Upstate National Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The Upstate National Bank
The Upstate National Bank
Money Market Deposit Account
3.05%
$1,000,000
The Upstate National Bank
The Upstate National Bank
Regular Savings
0.20%
$5,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Upstate National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FirsTier Bank
FirsTier Bank
7-Month CD Special
5.45%
$0
The Citizens Bank of Weston
The Citizens Bank of Weston
6-Month CD
5.15%
$500
Customers Bank
Customers Bank
Yield Shield Savings Account
5.14%
$25,000
Conneaut Savings Bank
Conneaut Savings Bank
8-Month CD special relationship bonus
5.13%
$1,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
7-Month CD
5.10%
$1,000
American Eagle Bank
American Eagle Bank
6-Month CD
5.00%
$5,000
Susser Bank
Susser Bank
3-Month CD
5.00%
$1,000
Tioga-Franklin Savings Bank
Tioga-Franklin Savings Bank
12-Month CD
4.60%
$500
Bread Financial
Bread Financial
60-Month CD
4.15%
$1,500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
60-Month CD
4.00%
$500
First Hope Bank
First Hope Bank
9-Month CD special
4.00%
$2,500
PSB of Rhineland
PSB of Rhineland
18-Month CD
3.87%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
24-Month Jumbo CD
3.80%
$100,000
Ridgewood Savings Bank
Ridgewood Savings Bank
60-Month CD
3.75%
$100
Discover Bank
Discover Bank
36-Month CD
3.75%
$2,500
Industry State Bank
Industry State Bank
12-Month CD Jumbo
3.64%
$100,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
48-Month CD share certificate
3.55%
$500
Transpecos Banks
Transpecos Banks
24-Month CD
3.25%
$1,000
Henderson State Bank
Henderson State Bank
Money Market
3.00%
$500,000
Bank 21
Bank 21
36-Month CD
3.00%
$500
VirtualBank
VirtualBank
3-Month CD
2.94%
$0
Frontier Community Bank
Frontier Community Bank
Money Market
2.90%
$1,000,000
Citizens National Bank of Albion
Citizens National Bank of Albion
36-Month CD
2.82%
$1,000
Bank of Old Monroe
Bank of Old Monroe
60-Month CD
2.52%
$1,000
Bank Plus
Bank Plus
24-Month CD
2.36%
$1,000
Mount Vernon B&T Co.
Mount Vernon B&T Co.
Commercial Money Market
2.02%
$1,000,000
Bank of Canton
Bank of Canton
24-Month CD
2.00%
$1,000
Park Bank
Park Bank
18-Month CD
1.69%
$2,500
Glen Burnie MSB
48-Month CD
1.51%
$500
FNB of Groton
FNB of Groton
36-Month CD
1.41%
$1,000
Security State Bank of Marine
Security State Bank of Marine
60-Month CD
1.00%
$300
Bellevue State Bank
Bellevue State Bank
48-Month CD
0.90%
$5,000
Napoleon State Bank
Napoleon State Bank
48-Month CD
0.55%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
60-Month CD
0.50%
$500
Bank of Washington
Bank of Washington
Money Market Deposit
0.50%
$1,000
Community First Bank
Community First Bank
Savings Account
0.45%
$10
Franklin Bank
Franklin Bank
48-Month CD
0.45%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
36-Month CD
0.35%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
18-Month CD
0.30%
$500
Bank of Pontiac
Bank of Pontiac
6-Month CD
0.30%
$2,500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
Money Market
0.25%
$25,000
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Money Market
0.25%
$3,000
United Bank of Philadelphia
United Bank of Philadelphia
36-Month CD
0.20%
$500
Bank of Buffalo
Bank of Buffalo
3-Month CD
0.10%
$500
Kish Bank
Kish Bank
Savings Account
0.10%
$100
Chelsea Groton Bank
Chelsea Groton Bank
6-Month CD
0.05%
$500
Metropolitan Bank
Metropolitan Bank
Value Savings Account
0.05%
$1,500
FNB of Absecon
FNB of Absecon
Money Market (Personal)
0.05%
$2,500
Bristol County Savings Bank
Bristol County Savings Bank
Regular Savings
0.05%
$10
Bank of America
Bank of America
36-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The Upstate National Bank Information

The Upstate National Bank
729 Proctor Ave
Ogdensburg, NY 13669
St. Lawrence
Established Date: 09/27/1922
FDIC Certificate #: 13748
Date of FDIC Deposit Insurance: 01/24/1934
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is The Upstate National Bank FDIC Insured? Yes
What is The Upstate National Bank's Cert number? 13748
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Upstate National Bank Financials

Total Assets:
$307,007,000
Total Deposits:
$232,837,000
Equity Capital:
$22,043,000
Domestic Deposits:
$232,837,000
Net Income:
$68,000
Return on Assets:
1.2764%
Quarterly Return on Assets:
0.0900%
Pretax Return on Assets:
0.1326%
Pretax Quarterly Return on Assets:
0.1300%
Return on Equity:
15.9300%
Quarterly Return on Equity:
1.2600%
Common Equity Tier 1 Capital Ratio:
11.9749%
Tier 1 Risk-Based Capital Ratio:
11.9849%
Leverage Tier 1 (Core Capital) Ratio:
8.4403%
Total Risk-Based Capital Ratio (YTD):
13.2358%
Total Interest Income (YTD):
4.1330%
 
 
Headquarters:
Ogdensburg
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
St. Lawrence
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
  •     Read more...

    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

        Read more...

    Explore Other Rate Deals

    Average contract mortgage rates increased slightly in the most recent mortgage application survey released today. The average contract 30 year mortgage rate is higher average 4.69 percent for the week ending July 9, 2010 in the latest Weekly Mortgage Application Survey released by Mortgage Bankers Association (MBA). The average contract 30 year mortgage rate is up from last week's average of 4.68 percent. Mortgage rates won't head that much higher this year since the Fed sees slower growth in the 2nd half of 2010. If inflation isn't a concern the Fed won't raise interest rates anytime soon.
    Interest rates on savings accounts, money market accounts, and certificates of deposit haven't increased the past month but long term bond yields are soaring. Bond yields are moving higher because the markets are afraid the Federal Open Market Committee will vote to slow down or possibly end their most recent round of quantitative easing.
    discover-bank-money-market-accountDiscover Bank is offering a 2.00% annual percentage yield (APY) on their money market account. The minimum balance on the account to receive the 2.00% APY is $25,000. Balances from $2,500 to $49,999 receive a 1.75% APY.  The rates are valid as of April 28, 2009 and can change at anytime.  The rates are only for personal accounts.

    Bank or Credit Union Offers and Deals

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    Mortgage Rates Higher for the Third Consecutive Week: Freddie Mac
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    Mortgage Rates: Today's Mortgage Rates Sept 9, 30 Year Mortgage Rates at 4.21%

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    The Upstate National Bank Reviews

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