Schaumburg Bank & Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.40%, 6-month CD rates at 4.35% and 3-month CD rates at 4.50%. Current savings rates are at 0.15% and money market rates are at 4.32%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 16.25%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Schaumburg Bank & Trust Company's 11-Month CD rates are at 3.90%, 23-Month CD rates are at 3.50%, 17-Month CD rates are at 3.50%, 26-Month CD rates are at 3.20%, 33-Month CD rates are at 3.00%.

Schaumburg Bank & Trust Company

To see how these rates compare to Schaumburg Bank & Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Schaumburg Bank & Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Schaumburg Bank & Trust Company CD rates. You can also compare Schaumburg Bank & Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Schaumburg Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Schaumburg Bank & Trust Company? Share your experience about Schaumburg Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Schaumburg Bank & Trust Company.

Schaumburg Bank & Trust Company Texas Ratio

Schaumburg Bank & Trust Company's Texas Ratio is at 2.09%, which is considered excellent. The Texas Ratio for Schaumburg Bank & Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Schaumburg Bank & Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Schaumburg Bank & Trust Company
1180 E Higgins Rd
Schaumburg, IL 60173
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Schaumburg Bank & Trust Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
11-Month CD
3.90%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
17-Month CD
3.50%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
23-Month CD
3.50%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
26-Month CD
3.20%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
33-Month CD
3.00%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Schaumburg Bank & Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank
Citizens Bank
10-Month CD
4.00%
$25,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
12-Month CD
4.00%
$500
The Peoples S&L Co.
The Peoples S&L Co.
6-Month CD
3.80%
$2,500
VirtualBank
VirtualBank
36-Month CD
3.77%
$0
Luana Savings Bank
Luana Savings Bank
60-Month CD
3.73%
$2,000
Central State Bank State Center, IA
Central State Bank State Center, IA
12-Month CD
3.68%
$1,500
VirtualBank
VirtualBank
48-Month CD
3.67%
$0
ESSA Bank & Trust
ESSA Bank & Trust
60-Month CD
3.60%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
12-Month CD
3.55%
$500
Harvest Bank
Harvest Bank
6-Month CD
3.35%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
36-Month CD
3.25%
$1,000
Newburyport Bank
Newburyport Bank
48-Month CD
3.25%
$500
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
60-Month CD
3.18%
$1,000
Wells River Savings Bank
Wells River Savings Bank
6-Month CD
3.04%
$200
Generations Commercial Bank
24-Month CD
3.00%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
18-Month CD
2.85%
$1,000
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
24-Month CD
2.78%
$500
State Central Bank
State Central Bank
48-Month CD
2.77%
$10,000
Old Dominion National Bank
Old Dominion National Bank
Prime Personal Money Market
2.76%
$10,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD
2.70%
$1,000
Lea County State Bank
Lea County State Bank
24-Month CD
2.68%
$1,000
Castroville State Bank
Castroville State Bank
60-Month CD
2.63%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
48-Month CD
2.51%
$500
Mountain Pacific Bank
Mountain Pacific Bank
60-Month CD
2.50%
$500
1st United Credit Union
1st United Credit Union
60-Month CD (bump)
2.50%
$250
National Exchange Bank and Trust
National Exchange Bank and Trust
12-Month CD
2.00%
$1,000
FSB of Forrest
FSB of Forrest
Kasasa Savings
2.00%
$0
Citi
Citi
60-Month CD
2.00%
$500
The Blue Grass Valley Bank
The Blue Grass Valley Bank
36-Month CD
1.70%
$500
Yampa Valley Bank
Yampa Valley Bank
Money Market
1.65%
$2,000
VisionBank Of Iowa
VisionBank Of Iowa
18-Month CD
1.60%
$2,500
Forward Bank
Forward Bank
36-Month CD
1.56%
$500
Putnam County Bank
Putnam County Bank
48-Month CD
1.50%
$1,000
International Bank of Chicago
International Bank of Chicago
NOW Checking
1.25%
$1,000
Katahdin Trust Company
Katahdin Trust Company
18-Month CD
0.85%
$500
Institution for Savings
Institution for Savings
48-Month CD
0.75%
$500
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
Money Market
0.60%
$2,500
Halstead Bank
Halstead Bank
Money Market
0.50%
$1,000
Grand Rapids SB
Grand Rapids SB
30-Month CD
0.35%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
0.30%
$2,000
AVB Bank
AVB Bank
Savings
0.25%
$0
American Savings Bank, FSB
American Savings Bank, FSB
12-Month CD
0.20%
$1,000
Marion County State Bank
Marion County State Bank
Statement Savings
0.10%
$0
PNB Community Bank
PNB Community Bank
12-Month CD
0.10%
$1,000
Milford Bank
Milford Bank
18-Month CD
0.10%
$1,000
Bristol County Savings Bank
Bristol County Savings Bank
Money Market
0.06%
$1,000
Lusitania Savings Bank
Lusitania Savings Bank
12-Month CD
0.05%
$500
Superior National Bank
Superior National Bank
Superior Savings
0.05%
$100
Hoyne Savings Bank
Hoyne Savings Bank
NOW Checking
0.01%
$100
Bank of New Hampshire
Bank of New Hampshire
Premier Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Schaumburg Bank & Trust Company Information

Schaumburg Bank & Trust Company
1180 E Higgins Rd
Schaumburg, IL 60173
Cook
Established Date: 01/22/2001
FDIC Certificate #: 57103
Date of FDIC Deposit Insurance: 01/22/2001
Bank Holding Company: WINTRUST FINANCIAL CORP
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Schaumburg Bank & Trust Company FDIC Insured? Yes
What is Schaumburg Bank & Trust Company's Cert number? 57103
What is the maximum amount for insured deposits? $250,000 per holder, per account

Schaumburg Bank & Trust Company Financials

Total Assets:
$2,082,701,000
Total Deposits:
$1,731,834,000
Equity Capital:
$203,416,000
Domestic Deposits:
$1,731,834,000
Net Income:
$7,057,000
Return on Assets:
1.5958%
Quarterly Return on Assets:
1.3700%
Pretax Return on Assets:
1.8616%
Pretax Quarterly Return on Assets:
1.8600%
Return on Equity:
17.2500%
Quarterly Return on Equity:
13.9900%
Common Equity Tier 1 Capital Ratio:
10.7074%
Tier 1 Risk-Based Capital Ratio:
10.7074%
Leverage Tier 1 (Core Capital) Ratio:
8.9860%
Total Risk-Based Capital Ratio (YTD):
11.3849%
Total Interest Income (YTD):
5.6479%
 
 
Headquarters:
Schaumburg
FDIC Field Office:
Chicago
Regulator:
OCC
County:
Cook
# of Offices:
8
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Hold Steady This WeekMortgage rates held steady this past week after hitting a new low for 2019 just a few weeks ago. Average 30-year mortgage rates today increased to 3.65 percent last week, up from the prior week's average rate of 3.64 percent. Back in early September, average 30-year mortgage rates fell to a fresh low of 3.49 percent.
Bank-CD-Rates-Weekly-CD-Rates-and-CD-YieldsBank CD rates continue to make new lows this week with no end in sight to the declines. CD rates have been going down practically all year. In the summer/fall of 2008 one could find special promotional one year bank CD rates that were paying between 4% and 5%.
Mortgage rates have headed higher today after setting new lows this past week. Current 30 year mortgage rates are averaging 4.78 percent, up 20 basis points from a low of 4.58 percent set last week. 30 year mortgage rates have been heading higher since this past Friday.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

Mortgage Rates: Today's 30 Year Mortgage Rates at 4.375%
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Mortgage Rates Decline to New Record Lows Again: 30 Year Mortgage Rates at 4.48%, 15 Year Mortgage Rates at 3.83%
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Easily compare savings rates from a variety of financial institutions
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