Customers Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.50%, 6-month CD rates at 2.00% and 3-month CD rates at 4.32%. Current savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.81%. Credit Card rates are at 15.35%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates. Customers Bank's 24-Month CD rates are at 4.35%, 36-Month CD rates are at 4.00%, 48-Month CD rates are at 3.75%, 60-Month CD rates are at 3.60%. Customers Bank's savings rates are at 5.14%.

Customers Bank

To see how these rates compare to Customers Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Customers Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Customers Bank CD rates. You can also compare Customers Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Customers Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Customers Bank? Share your experience about Customers Bank by leaving a review below, or read customer reviews before you decide to use Customers Bank.

Customers Bank Texas Ratio

Customers Bank's Texas Ratio is at 5.51%, which is considered excellent. The Texas Ratio for Customers Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Customers Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
4.35%
36-Month CD
4.00%
48-Month CD
3.75%
60-Month CD
3.60%
Savings
5.14%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Customers Bank
99 Bridge St
Phoenixville, PA 19460
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Customers Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Customers Bank
Customers Bank
Yield Shield Savings Account
5.14%
$25,000
Customers Bank
Customers Bank
24-Month CD
4.35%
$500
Customers Bank
Customers Bank
36-Month CD
4.00%
$500
Customers Bank
Customers Bank
48-Month CD
3.75%
$500
Customers Bank
Customers Bank
60-Month CD
3.60%
$500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Customers Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fidelity
Fidelity
6-Month CD New Issue
5.10%
$1,000
Denison State Bank
Denison State Bank
12-Month CD
5.05%
$500
Sterling Bank Poplar Bluff, MO
Sterling Bank Poplar Bluff, MO
12-Month CD
5.00%
$1,000
Osgood Bank OB
Osgood Bank OB
6-Month CD relationship
4.76%
$10,000
Langley Federal Credit Union
Langley Federal Credit Union
24-Month CD
4.25%
$500
Bank of Dudley
Money Market
4.18%
$1,000,000
1st Community Credit Union
1st Community Credit Union
18-Month CD certificate
4.08%
$1,000
Northwest Bank
Northwest Bank
48-Month CD
4.00%
$100
JVB Juniata Valley Bank
JVB Juniata Valley Bank
24-Month CD
3.80%
$1,000
Osgood Bank OB
Osgood Bank OB
Elevate Money Market
3.56%
$2,000,000
Profile Bank
Profile Bank
6-Month CD
3.56%
$500
Apple Bank for Savings
Apple Bank for Savings
36-Month CD
3.50%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
60-Month CD (Certificate)
3.25%
$1,000
Liberty Savings Bank
Liberty Savings Bank
48-Month CD
3.25%
$25,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
48-Month CD
3.02%
$1,000
PeopleFirst Bank
PeopleFirst Bank
Max Rate Savings
3.00%
$100,000
Solvay Bank
Solvay Bank
60-Month CD
3.00%
$500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Money Market
2.78%
$10,000
FNB of Kansas
FNB of Kansas
30-Month CD
2.75%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
48-Month CD
2.65%
$1,000
Community Bank of Marshall
Community Bank of Marshall
Money Market
2.53%
$250,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
Ion Bank
Ion Bank
Money Market
2.50%
$250,000
Eureka Savings Bank
Eureka Savings Bank
Essential Money Market
2.27%
$1,000,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
48-Month CD
2.27%
$500
Perennial Bank
Perennial Bank
48-Month CD
2.26%
$1,000
Columbia Bank
Columbia Bank
Yield Plus Checking
2.15%
$500,000
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
First Southern State Bank
First Southern State Bank
24-Month CD
2.02%
$500
Northumberland Bank
Northumberland Bank
24-Month CD
2.02%
$5,000
802 Credit Union
802 Credit Union
48-Month CD certificate
2.00%
$500
Frontier State Bank
Frontier State Bank
48-Month CD
1.92%
$1,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
60-Month CD
1.75%
$500
Southwest National Bank
Southwest National Bank
48-Month CD
1.55%
$500
Arcola First Bank
Arcola First Bank
12-Month CD
1.51%
$2,500
Center National Bank
Center National Bank
48-Month CD
1.50%
$500
First Mutual Bank, FSB
First Mutual Bank, FSB
36-Month CD
1.35%
$500
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
18-Month CD
1.10%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
Statement Savings
1.00%
$1
Centennial Bank TN
Centennial Bank TN
Money Market
0.85%
$2,500
Mound City Bank
Mound City Bank
Money Market
0.65%
$20,000
First Bank of Utica
First Bank of Utica
Money Market Account
0.50%
$1,000
West Plains S&L
West Plains S&L
6-Month CD
0.45%
$1,000
5 Star Bank
5 Star Bank
18-Month CD
0.35%
$500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Personal Savings Account
0.30%
$100
FLC Bank
FLC Bank
Capital Checking
0.15%
$100
Bank of Hillsboro
Bank of Hillsboro
Savings Account
0.10%
$200
Community Bank of Raymore
Community Bank of Raymore
48-Month CD
0.10%
$500
Central Bank Houston, TX
Central Bank Houston, TX
Central Choice Premier Checking
0.05%
$100
Beardstown Savings
Beardstown Savings
Now Checking
0.05%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Customers Bank Information

Customers Bank
99 Bridge St
Phoenixville, PA 19460
Chester
Established Date: 06/26/1997
FDIC Certificate #: 34444
Date of FDIC Deposit Insurance: 06/26/1997
Bank Holding Company: CUSTOMERS BCORP INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Customers Bank FDIC Insured? Yes
What is Customers Bank's Cert number? 34444
What is the maximum amount for insured deposits? $250,000 per holder, per account

Customers Bank Financials

Total Assets:
$21,768,466,000
Total Deposits:
$17,809,961,000
Equity Capital:
$1,537,659,000
Domestic Deposits:
$17,809,961,000
Net Income:
$55,525,000
Return on Assets:
1.3952%
Quarterly Return on Assets:
1.0400%
Pretax Return on Assets:
1.3239%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
18.8300%
Quarterly Return on Equity:
14.6100%
Common Equity Tier 1 Capital Ratio:
11.4201%
Tier 1 Risk-Based Capital Ratio:
11.4201%
Leverage Tier 1 (Core Capital) Ratio:
8.0986%
Total Risk-Based Capital Ratio (YTD):
12.6456%
Total Interest Income (YTD):
4.3314%
 
 
Headquarters:
Phoenixville
FDIC Field Office:
Philadelphia
Regulator:
FED
County:
Chester
# of Offices:
9
Metropolitan Statistical Area (MSA):
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Consolidated Metropolitan Statistical Area (CMSA):
Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

The Top Savings Rates and MMA Rates: Maximize Your Annual Return

In 2023, high-yield savings accounts are offering surprisingly attractive rates, making an excellent time to grow your savings. Below are the best savings rates listed in our database of rates. The top choices based on their Annual Percentage Yield (APY), along with the minimum deposit required and the interest you could earn annually on deposits of $10,000 and $100,000.

Elevault leads the pack with their Savings Account offering a remarkable 5.50% APY. With no minimum deposit required, you could earn $550 annually on a $10,000 deposit and $5,500 on a $100,000 deposit.

Betterment comes in close competition, also offering a 5.50% APY through their Savings Special (boosted APY) account. The minimum deposit is a mere $10, and the interest earned annually would be $550 on a $10,000 deposit and $5,500 on a $100,000 deposit.

    Read more...

Customers Bank Money Market Rates

Customers Bank Money Market RatesCustomers Bank money market rates are the best money market rates on our rate list right now. Money market rates from Customers Bank are currently at 2.23 percent with an APY of 2.25 percent. Money market rates at Customers Bank is 15 times the FDIC national average money market rate this week. The minimum opening account balance is $25,000. This high yield is guaranteed thru June 30, 2020 and is on Customers Bank's Ascent Money Market Account. To see how high this rate is compare online rates with Customers Bank money market rates.

Customers Bank Money Market Account Fine Print

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

First Internet Bank of Indiana has increased interest rates on all of their certificates of deposit. This is the second time since October that First Internet Bank of Indiana increased their CD rates. Listed below are the most recent CD rate changes.

There are many different ways to invest your money including stocks, bonds, real estate, commodities, deposit accounts, etc. The best investment approach is having a balanced portfolio - a mixture of several different investments to maximize your return and limit your risk.

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