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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Customers Bank Rates & Review August 2026

Customers Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Customers Bank, and you can see how they compare in the Customers Bank rate tables below. MonitorBankRates evaluates the financial stability of Customers Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.22%. Database rates last updated and verified on 08/28/2026.

Customers Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Customers Bank? Share your experience about Customers Bank by leaving a review below, or read customer reviews before you decide to use Customers Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.22%
Excellent Higher than avg
Customers Bank
40 General Warren Blvd
Malvern, PA 19355
https://www.customersbank.com
Member FDIC

Customers Bank Checking Rates

Product Rate APY View More
Interest Checking 1.00% 2.00%
Details Qualifications Required: one direct deposit or two (processed and posted) bill payments per statement cycle; Base rate 1.00% APY with additional bonus APY of 1.00% can only be earned when you complete one direct deposit or two (processed and posted) bill payments per statement cycle. This is a variable rate account and the account interest rate and APY may change after the account is opened without notice. Fees may reduce earnings. For consumers only. Available in branch only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.22%
Commercial Interest Checking Plus - 0.35%
Min Deposit $0
Min Balance $100,000
Details Annual Percentage Yield (APY) is accurate as of 6/30/2026. This is a variable rate account and the interest rate and APY may change after account opening. Fees may reduce earnings. Available Online Only. New commercial customers only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.22%
Commercial Interest Checking - 0.05%
Min Deposit $0
Details Annual Percentage Yield (APY) is accurate as of 6/30/2026. This is a variable rate account and the interest rate and APY may change after account opening. Fees may reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.22%
Commercial Interest Checking Plus - 0.05%
Min Deposit $0
Details Annual Percentage Yield (APY) is accurate as of 6/30/2026. This is a variable rate account and the interest rate and APY may change after account opening. Fees may reduce earnings. Available Online Only. New commercial customers only. Balances under $100,000 earn 0.05% APY.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.22%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Customers Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Customers Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Customers Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Customers Bank
Bank Holding Company CUSTOMERS BCORP INC
Address 40 General Warren Blvd, Malvern, PA 19355  ·  Chester
FDIC Certificate # 34444
Established 06/26/1997
FDIC Insurance Date 06/26/1997
Domestic Offices 7
Total Branches 7
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
8.22%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1910%
Return on Equity (ROE) 16.4700%
Non-Performing Loans (NPL) 0.55%
Total Assets $24,881,148,000
Total Deposits $21,001,171,000
Equity Capital $2,155,427,000
Net Income $234,585,000
Headquarters Malvern
Total Branches and Offices 7
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Customers Bank

How many branches does Customers Bank operate?

Customers Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Customers Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Customers Bank provides members with tools to manage their accounts and build a solid financial history.

Does Customers Bank offer online and mobile banking?

Most modern institutions like Customers Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.customersbank.com.