State Bank Spirit Lake, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 1.51%, 6-month CD rates at 4.35% and 3-month CD rates at 4.20%. Current savings rates are at 0.15% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.48%. Credit Card rates are at 8.90%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates. State Bank Spirit Lake, IA's 6-Month CD rates are at 4.04%, 9-Month CD rates are at 3.82%, 12-Month CD rates are at 3.28%, 60-Month CD rates are at 3.03%, 36-Month CD rates are at 3.03%. State Bank Spirit Lake, IA's savings rates are at 0.10%. State Bank Spirit Lake, IA's money market rates are at 0.15%.
To see how these rates compare to State Bank Spirit Lake, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank Spirit Lake, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank Spirit Lake, IA CD rates. You can also compare State Bank Spirit Lake, IA savings rates, MMA rates and mortgage rates using our other rate lists. State Bank Spirit Lake, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank Spirit Lake, IA? Share your experience about State Bank Spirit Lake, IA by leaving a review below, or read customer reviews before you decide to use State Bank Spirit Lake, IA. State Bank Spirit Lake, IA Texas Ratio State Bank Spirit Lake, IA's Texas Ratio is at 17.00%, which is considered excellent. The Texas Ratio for State Bank Spirit Lake, IA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, State Bank Spirit Lake, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Rate
APY/APR
vs Avg
State Bank Spirit Lake, IA CD Rates and Interest Rates
State Bank Spirit Lake, IA
6-Month CD
4.04%
$1,000
State Bank Spirit Lake, IA
9-Month CD
3.82%
$1,000
State Bank Spirit Lake, IA
12-Month CD
3.28%
$1,000
State Bank Spirit Lake, IA
60-Month CD
3.03%
$1,000
State Bank Spirit Lake, IA
36-Month CD
3.03%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare State Bank Spirit Lake, IA Rates with Other Competitive Bank and Credit Union Rates
Bar Harbor SLA
12-Month CD
4.07%
$500
Newburyport Bank
12-Month CD
3.85%
$500
State Bank of Southern Utah
24-Month CD
3.80%
$500
Bristol County Savings Bank
12-Month CD
3.72%
$1,000
Stearns Bank Holdingford
24-Month CD
3.71%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates November 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. State Bank Spirit Lake, IA InformationState Bank Spirit Lake, IA
1902 Hill AveSpirit Lake, IA 51360 Dickinson Established Date: 10/05/1928 FDIC Certificate #: 13715 Date of FDIC Deposit Insurance: 01/20/1934 Bank Holding Company: STATE BANCO LTD How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.statebankspiritlake.com
Is State Bank Spirit Lake, IA FDIC Insured? Yes
What is State Bank Spirit Lake, IA's Cert number? 13715
What is the maximum amount for insured deposits? $250,000 per holder, per account
State Bank Spirit Lake, IA FinancialsTotal Assets:
$83,796,000
Total Deposits:
$74,646,000
Equity Capital:
$5,159,000
Domestic Deposits:
$74,646,000
Net Income:
$115,000
Return on Assets:
0.7680%
Quarterly Return on Assets:
0.5400%
Pretax Return on Assets:
0.5206%
Pretax Quarterly Return on Assets:
0.5200%
Return on Equity:
13.5600%
Quarterly Return on Equity:
8.8100%
Leverage Tier 1 (Core Capital) Ratio:
11.5612%
Total Interest Income (YTD):
3.8851%
Headquarters:
Spirit Lake
FDIC Field Office:
Sioux City
Regulator:
FDIC
County:
Dickinson
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAverage CD rates across are higher this week over last as banks increase rates to attract deposits. Banks have an incentive to lock in deposits at lower rates now before CD rates move sharply higher in the coming years. Average rates on certificates of deposit with terms of 3 months to 5 years moved higher.
Bank or Credit Union Offers and DealsOneUnited Bank CD RatesTop 10 Savings Account Rates Mortgage Rates: 30 Year Mortgage Rates Match All Time Low United Central CD Rates: 12 month Super Installment CD Rate of 2.57% Current Mortgage Rates Higher: 30 Year Mortgage Rates at 4.96%, 15 Year Mortgage Rates at 4.33% Fixed Rate Credit Cards: A Bygone Era 15 Year Mortgage Rates Under 4.50% Online Savings Rates Increase in 2019 Some Banks Threatening to Charge for Deposits if Fed Cuts Reserve Rate Current Wells Fargo Mortgage Rates Alternative Bank and Credit Union Offers to ExploreHome Mortgage Interest Rates: 30 Year Conforming Mortgage Rates at 4.32%, 30 Year Jumbo Mortgage Rates at 4.88%Mortgage Rates: Home Mortgage Rates Mostly Higher This Week: 30 Year Mortgage Rates at 4.43% Today's PNC Bank Mortgage Rates Top Savings Account Rates Above 1.00% Bankwell CD Rates: 5.50% APY 12-Month CD, 5.00% APY 6-Month CD Savings Account Rates and the Savings Rate NewDominion Bank 18 Month CD Rates now at 0.99% Mortgage Rates at Highest Level in 8 Months - 30 Year Mortgage Rates at 5.21% Current Savings Rates and Money Market Rates 10/15/13 Mortgage Rates Change Little in This Week's Mortgage Survey State Bank Spirit Lake, IA ReviewsThere are no reviews for State Bank Spirit Lake, IA yet. Feel free to create one below.
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