State Bank Spirit Lake, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.30%, 6-month CD rates at 0.20% and 3-month CD rates at 2.00%. Current savings rates are at 0.05% and money market rates are at 4.46%. Mortgage rates today on 30-year fixed loans are around 7.15%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.25%. All these rates, and more, can be found in our database of rates. State Bank Spirit Lake, IA's 6-Month CD rates are at 4.04%, 9-Month CD rates are at 3.82%, 12-Month CD rates are at 3.28%, 60-Month CD rates are at 3.03%, 36-Month CD rates are at 3.03%. State Bank Spirit Lake, IA's savings rates are at 0.10%. State Bank Spirit Lake, IA's money market rates are at 1.77%.

State Bank Spirit Lake, IA

To see how these rates compare to State Bank Spirit Lake, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank Spirit Lake, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank Spirit Lake, IA CD rates. You can also compare State Bank Spirit Lake, IA savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank Spirit Lake, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank Spirit Lake, IA? Share your experience about State Bank Spirit Lake, IA by leaving a review below, or read customer reviews before you decide to use State Bank Spirit Lake, IA.

State Bank Spirit Lake, IA Texas Ratio

State Bank Spirit Lake, IA's Texas Ratio is at 17.00%, which is considered excellent. The Texas Ratio for State Bank Spirit Lake, IA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank Spirit Lake, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.28%
18-Month CD
2.52%
24-Month CD
2.52%
36-Month CD
3.03%
48-Month CD
N/A
60-Month CD
3.03%
Savings
0.10%
MMA
1.77%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Bank Spirit Lake, IA
1902 Hill Ave
Spirit Lake, IA 51360
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

State Bank Spirit Lake, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
6-Month CD
4.04%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
9-Month CD
3.82%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
12-Month CD
3.28%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
60-Month CD
3.03%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
36-Month CD
3.03%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
24-Month CD
2.52%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
18-Month CD
2.52%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Money Market
1.77%
$1,000,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
3-Month CD
1.00%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Savings
0.10%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Bank Spirit Lake, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Advantage Savings (Member Advantage)
5.90%
$5
Andrews Federal Credit Union
Andrews Federal Credit Union
12-Month CD
4.20%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
6-Month CD
4.19%
$1,000
Hamler State Bank
Hamler State Bank
18-Month CD
4.15%
$5,000
FSB of Westmoreland
FSB of Westmoreland
60-Month CD
4.14%
$1,000
1st Advantage Bank
1st Advantage Bank
12-Month CD
4.00%
$500
Huntington FSB
Huntington FSB
24-Month CD
3.96%
$500
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
12-Month CD
3.80%
$100
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
9-Month CD
3.75%
$1,000
Goldwater Bank
Goldwater Bank
60-Month CD
3.75%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
24-Month CD
3.55%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
12-Month CD
3.55%
$500
EverBank
EverBank
36-Month CD
3.50%
$1,000
Hyperion Bank
Hyperion Bank
12-Month CD
3.50%
$500
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
17-Month CD
3.50%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
36-Month CD
3.40%
$500
Apple Bank for Savings
Apple Bank for Savings
18-Month CD
3.25%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
3-Month CD
3.24%
$1,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Money Market
3.20%
$100,000
River Bank
River Bank
24-Month CD
3.03%
$1,000
Genoa Banking Company
12-Month CD
3.00%
$1,000
Empire State Bank
Empire State Bank
18-Month CD
3.00%
$1,000
FSB of Cando
FSB of Cando
36-Month CD
2.75%
$500
Rosedale FSL
Rosedale FSL
36-Month CD
2.55%
$500
Phelps County Bank
Phelps County Bank
60-Month CD
2.52%
$1,000
Senath State Bank
Senath State Bank
48-Month CD
2.52%
$500
Rhinebeck Bank
Rhinebeck Bank
12-Month CD
2.27%
$2,000
Patriot Bank N.A.
Patriot Bank N.A.
48-Month CD
2.26%
$500
Westbury Bank
Westbury Bank
60-Month CD
2.25%
$500
The Bank of the West
The Bank of the West
36-Month CD
2.02%
$1,000
Institution for Savings
Institution for Savings
Sapphire Money Market
2.00%
$1
OAB One American Bank
OAB One American Bank
24-Month CD
1.96%
$500
USAA
USAA
12-Month CD
1.80%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
18-Month CD
1.41%
$500
FSB of Cando
FSB of Cando
3-Month CD
1.26%
$500
Marthas Vineyard Bank
Marthas Vineyard Bank
60-Month CD
1.00%
$1,000
Community National Bank (VT)
Community National Bank (VT)
48-Month CD
0.90%
$2,500
Centennial Bank TN
Centennial Bank TN
Money Market
0.85%
$2,500
Newtown Savings Bank
Newtown Savings Bank
60-Month CD
0.50%
$500
SSB Sherwood State Bank
SSB Sherwood State Bank
48-Month CD
0.40%
$1,000
Grand Rapids SB
Grand Rapids SB
30-Month CD
0.35%
$1,000
Bank of New Hampshire
Bank of New Hampshire
60-Month CD
0.35%
$500
Randolph Brooks FCU
Randolph Brooks FCU
Savings
0.30%
$1
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
Money Market
0.25%
$2,500
Nashville Savings Bank
Nashville Savings Bank
Passbook Savings
0.20%
$100
Eastern Bank
Eastern Bank
24-Month CD (Business Select)
0.20%
$500
Mercer Savings Bank
Mercer Savings Bank
18-Month CD
0.15%
$100
Bank of New Hampshire
Bank of New Hampshire
12-Month CD
0.15%
$500
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
Get More Money Market
0.10%
$1
Miami Savings Bank
Miami Savings Bank
Triple Rate Savings
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank Spirit Lake, IA Information

State Bank Spirit Lake, IA
1902 Hill Ave
Spirit Lake, IA 51360
Dickinson
Established Date: 10/05/1928
FDIC Certificate #: 13715
Date of FDIC Deposit Insurance: 01/20/1934
Bank Holding Company: STATE BANCO LTD
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is State Bank Spirit Lake, IA FDIC Insured? Yes
What is State Bank Spirit Lake, IA's Cert number? 13715
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank Spirit Lake, IA Financials

Total Assets:
$83,796,000
Total Deposits:
$74,646,000
Equity Capital:
$5,159,000
Domestic Deposits:
$74,646,000
Net Income:
$115,000
Return on Assets:
0.7680%
Quarterly Return on Assets:
0.5400%
Pretax Return on Assets:
0.5206%
Pretax Quarterly Return on Assets:
0.5200%
Return on Equity:
13.5600%
Quarterly Return on Equity:
8.8100%
Leverage Tier 1 (Core Capital) Ratio:
11.5612%
Total Interest Income (YTD):
3.8851%
 
 
Headquarters:
Spirit Lake
FDIC Field Office:
Sioux City
Regulator:
FDIC
County:
Dickinson
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fixed mortgage rates and adjustable mortgage rates are mixed in the latest mortgage survey released this morning. In Freddie Mac’s Primary Mortgage Market Survey, conforming fixed 30 year mortgage rates averaged 4.81 percent with 0.8 mortgage discount points for the week ending February 3, 2011, up from the previous week’s average rate of 4.80 percent. 15 year fixed conforming mortgage rates averaged 4.08 percent with 0.8 points for the week ending February 3, 2011, down from the previous week’s survey when rates on 15 year mortgages averaged 4.09 percent with 0.7 mortgage points.
Salem Five Ups CD RatesSalem Five CD rates were increased overnight and as a result are a lot more competitive. The largest increase was on 4 year CD rates from Salem Five which were increased from 1.75 percent to 3.00 percent.
First County Bank, based in Stamford, Connecticut, is advertising certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. Regular certificates of deposit are available in terms ranging between 2 months and 5 years. The minimum deposit to open a regular certificate of deposit and obtain the APY is $1,000. IRA certificates of deposit are available in terms of 12 months, 30 months and 60 months. IRA CD accounts have a minimum of $500.

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