State Bank Spirit Lake, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to State Bank Spirit Lake, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank Spirit Lake, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank Spirit Lake, IA CD rates. You can also compare State Bank Spirit Lake, IA savings rates, MMA rates and mortgage rates using our other rate lists. State Bank Spirit Lake, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank Spirit Lake, IA? Share your experience about State Bank Spirit Lake, IA by leaving a review below, or read customer reviews before you decide to use State Bank Spirit Lake, IA. State Bank Spirit Lake, IA Texas Ratio State Bank Spirit Lake, IA's Texas Ratio is at 17.00%, which is considered excellent. The Texas Ratio for State Bank Spirit Lake, IA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, State Bank Spirit Lake, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Rate
APY/APR
vs Avg
State Bank Spirit Lake, IA CD Rates and Interest Rates![]() State Bank Spirit Lake, IA
6-Month CD
4.04%
$1,000
![]() State Bank Spirit Lake, IA
9-Month CD
3.82%
$1,000
![]() State Bank Spirit Lake, IA
12-Month CD
3.28%
$1,000
![]() State Bank Spirit Lake, IA
60-Month CD
3.03%
$1,000
![]() State Bank Spirit Lake, IA
36-Month CD
3.03%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare State Bank Spirit Lake, IA Rates with Other Competitive Bank and Credit Union Rates![]() BECU Boeing Employees Credit Union
Advantage Savings (Member Advantage)
5.90%
$5
![]() Andrews Federal Credit Union
12-Month CD
4.20%
$1,000
![]() Exchange Bank of Alabama
6-Month CD
4.19%
$1,000
![]() Hamler State Bank
18-Month CD
4.15%
$5,000
![]() FSB of Westmoreland
60-Month CD
4.14%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. State Bank Spirit Lake, IA InformationState Bank Spirit Lake, IA
1902 Hill AveSpirit Lake, IA 51360 Dickinson Established Date: 10/05/1928 FDIC Certificate #: 13715 Date of FDIC Deposit Insurance: 01/20/1934 Bank Holding Company: STATE BANCO LTD How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.statebankspiritlake.com
Is State Bank Spirit Lake, IA FDIC Insured? Yes
What is State Bank Spirit Lake, IA's Cert number? 13715
What is the maximum amount for insured deposits? $250,000 per holder, per account
State Bank Spirit Lake, IA FinancialsTotal Assets:
$83,796,000
Total Deposits:
$74,646,000
Equity Capital:
$5,159,000
Domestic Deposits:
$74,646,000
Net Income:
$115,000
Return on Assets:
0.7680%
Quarterly Return on Assets:
0.5400%
Pretax Return on Assets:
0.5206%
Pretax Quarterly Return on Assets:
0.5200%
Return on Equity:
13.5600%
Quarterly Return on Equity:
8.8100%
Leverage Tier 1 (Core Capital) Ratio:
11.5612%
Total Interest Income (YTD):
3.8851%
Headquarters:
Spirit Lake
FDIC Field Office:
Sioux City
Regulator:
FDIC
County:
Dickinson
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsFixed mortgage rates and adjustable mortgage rates are mixed in the latest mortgage survey released this morning. In Freddie Mac’s Primary Mortgage Market Survey, conforming fixed 30 year mortgage rates averaged 4.81 percent with 0.8 mortgage discount points for the week ending February 3, 2011, up from the previous week’s average rate of 4.80 percent. 15 year fixed conforming mortgage rates averaged 4.08 percent with 0.8 points for the week ending February 3, 2011, down from the previous week’s survey when rates on 15 year mortgages averaged 4.09 percent with 0.7 mortgage points.
![]() First County Bank, based in Stamford, Connecticut, is advertising certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. Regular certificates of deposit are available in terms ranging between 2 months and 5 years. The minimum deposit to open a regular certificate of deposit and obtain the APY is $1,000. IRA certificates of deposit are available in terms of 12 months, 30 months and 60 months. IRA CD accounts have a minimum of $500.
Bank or Credit Union Offers and DealsLower Mortgage Rates Today: 30 Year Conventional Rates Averaging 4.27 PercentMortgage Rates Return to All-Time Record Lows Today First Central Direct Best CD Rates Current Mortgage Rates are Lower This Week: 30 Year Mortgage Rates at 3.93% Amex “SimplyCash” Business Credit Card Citizens Access CD Rates McGraw-Hill FCU Money Market Account Rates and Savings Rates Online Banks Dominate Top Savings Interest Rates Available European Crisis Eases as Focus Shifts to U.S. Economy Sending Mortgage Rates Today Lower Mortgage Rates Move Higher Says Freddie Mac: 30 Year Mortgage Rates at 4.40%, 15 Year Mortgage Rates at 3.77% Alternative Bank and Credit Union Offers to ExploreCurrent Mortgage Rates Lower Today: 30 Year Mortgage Rates at 4.06%Mortgage Rates: Weekly Mortgage Rates Lower as Debt Talks Loom: 30 Year Mortgage Rates at 4.48% Converting a Traditional IRA to a Roth IRA Current Mortgage Rates Down to 5.08% According to Freddie Mac Home Buyer Tax Credit for All Home Purchases? Getting the Best Auto Insurance Rates Current Mortgage Rates Down for Third Week - Record Low for 15-Year Mortgage Rates United Bank CD Rates Consolidate Credit Card Debt:Eliminate Credit Card Debt 15 Year Mortgage Rates Hit New All-Time Record Low at 2.61% State Bank Spirit Lake, IA ReviewsThere are no reviews for State Bank Spirit Lake, IA yet. Feel free to create one below.
Add Your Rating and Review for State Bank Spirit Lake, IA
See how State Bank Spirit Lake, IA Compares to other banks |