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Intrust Bank Rates & Review April 2026

Intrust Bank's 90-179 days Regular Certificate of Deposit rates are at 2.80%, 13-17-Months 13-17-Month Regular Certificate of Deposit rates are at 2.65%, 18-23-Months 18-23-Month Regular Certificate of Deposit rates are at 2.40%, 24-35-Months 24-35-Month Regular Certificate of Deposit rates are at 2.15%, 36-47-Months 36-47-Month Regular Certificate of Deposit rates are at 1.65%. Intrust Bank's savings rates are at 0.60%. Intrust Bank's money market rates are at 0.95%. Intrust Bank's 15-Year Fixed rates are at 5.75%, VA 30-Year Fixed rates are at 5.88%, 10-Year Fixed rates are at 6.00%, 30-Year Fixed rates are at 6.38%. MonitorBankRates evaluates the financial stability of Intrust Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.46%. Rates were last updated on 03/27/2026.

Intrust Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Intrust Bank? Share your experience about Intrust Bank by leaving a review below, or read customer reviews before you decide to use Intrust Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.46%
Excellent Lower than avg
Intrust Bank
105 N Main St
Wichita, KS 67202
https://www.intrustbank.com
Member FDIC

Intrust Bank CD Rates

Product Rate APY Term View More
90-179 days Regular Certificate of Deposit 2.76% 2.80% 90-179 days
Min Deposit $2,500
Details 500 if AR*
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
13-17 month Regular Certificate of Deposit 2.62% 2.65% 13-17 months
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
18-23 month Regular Certificate of Deposit 2.37% 2.40% 18-23 months
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
24-35 month Regular Certificate of Deposit 2.13% 2.15% 24-35 months
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
36-47 month Regular Certificate of Deposit 1.64% 1.65% 36-47 months
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%

Intrust Bank Savings Rates

Product Rate APY View More
Youth Savings 0.60% 0.60%
Min Deposit $10
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%

Intrust Bank Money Market Rates

Product Rate APY View More
Money Market 2.03% 2.05%
Min Deposit $5,000
Min Balance $5,000,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Money Market 1.79% 1.80%
Min Deposit $5,000
Min Balance $1,000,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Money Market 1.69% 1.70%
Min Deposit $5,000
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Money Market 0.95% 0.95%
Min Deposit $5,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%

Intrust Bank Mortgage Rates

Product Rate Points APR Term View More
15-Year Fixed 5.75% - 5.87%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
VA 30-Year Fixed 5.88% - 6.09%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
10-Year Fixed 6.00% - 6.17%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
30-Year Fixed 6.38% - 6.45%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%

Intrust Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.75% 12-60 months
Details First Mortgage APR; Loan to Value: up to 90%
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
Home Equity Loan - - 7.25% 12-60 months
Details Second Mortgage APR; Loan to Value: up to 90%
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%
HELOC - - 7.75%
Details Variable rate adjusts monthly to prime + 0.50%, up to a maximum APR of 18%.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.46%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Intrust Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Intrust Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Intrust Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Intrust Bank
Bank Holding Company INTRUST FINANCIAL CORP
Address 105 N Main St, Wichita, KS 67202  ·  Sedgwick
FDIC Certificate # 4799
Established 11/01/1876
FDIC Insurance Date 01/01/1934
Domestic Offices 41
Total Branches 41
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.46%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9327%
Return on Equity (ROE) 23.3400%
Non-Performing Loans (NPL) 0.09%
Total Assets $6,970,742,000
Total Deposits $6,290,046,000
Equity Capital $463,056,000
Net Income $83,032,000
Headquarters Wichita
Total Offices 41
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Intrust Bank

Is Intrust Bank a safe place to deposit money?

Yes, Intrust Bank is considered a safe financial institution. With a Texas Ratio of 2.4633468000488%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Intrust Bank operate?

Intrust Bank currently maintains approximately 41 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Intrust Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Intrust Bank provides members with tools to manage their accounts and build a solid financial history.

Does Intrust Bank offer online and mobile banking?

Most modern institutions like Intrust Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.intrustbank.com.

Current Intrust Bank Rates

  • 18-Month CD2.65%
  • 24-Month CD2.40%
  • 36-Month CD2.15%
  • 48-Month CD1.65%
  • Savings0.60%
  • MMA0.95%
Retrieved from our database of financial products. Rates subject to change.