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CME Federal Credit Union Rates & Review April 2026

CME Federal Credit Union's CDs & IRA CDs 18-month bump rates are at 3.79%, CDs & IRA CDs 15 month rates are at 3.74%, CDs & IRA CDs 18-month bump rates are at 3.69%, CDs & IRA CDs 24 month rates are at 3.68%, CDs & IRA CDs 12 month rates are at 3.66%. CME Federal Credit Union's savings rates are at 0.15%. CME Federal Credit Union's money market rates are at 1.00%. CME Federal Credit Union's 10-year Fixed rates are at 5.40%, 30-year 5/1 ARM rates are at 5.00%, Non-Owner Occupied 15-year 5/1 ARM rates are at 6.40%. CME Federal Credit Union's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of CME Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.63%. Rates were last updated on 04/17/2026.

CME Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CME Federal Credit Union? Share your experience about CME Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CME Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.63%
Excellent Higher than avg
CME Federal Credit Union
Corporate Office
150 E Mound St
Columbus, OH 43215
https://www.cmefcu.org
Member NCUA

CME Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificates & IRA Certificates 18-month bump 3.73% 3.79% 18
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 15 month 3.68% 3.74% 15
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 18-month bump 3.63% 3.69% 18
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 24 month 3.62% 3.68% 24
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 12 month 3.60% 3.66% 12
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 9 month 3.60% 3.66% 9
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 15 month 3.58% 3.64% 15
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 36 month 3.58% 3.64% 36
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 6 month 3.55% 3.61% 6
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 48 month 3.54% 3.60% 48
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 60 month 3.53% 3.59% 60
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 72 month 3.53% 3.59% 72
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 84 month 3.53% 3.59% 84
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 24 month 3.52% 3.58% 24
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 12 month 3.50% 3.56% 12
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 9 month 3.50% 3.56% 9
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 36 month 3.48% 3.54% 36
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 30-month bump 3.46% 3.52% 30
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 6 month 3.45% 3.51% 6
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 48 month 3.45% 3.50% 48
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 60 month 3.44% 3.49% 60
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 72 month 3.44% 3.49% 72
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 84 month 3.44% 3.49% 84
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 30-month bump 3.37% 3.42% 30
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 3 month 3.05% 3.09% 3
Min Deposit $50,000
Details Over $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Share Certificates & IRA Certificates 3 month 2.95% 2.99% 3
Min Deposit $500
Details $500 - $14,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%

CME Federal Credit Union Savings Rates

Product Rate APY View More
Health Savings Accounts 0.90% 0.90%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Health Savings Accounts 0.75% 0.75%
Min Balance $15,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Health Savings Accounts 0.40% 0.40%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Health Savings Accounts 0.15% 0.15%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
HOLIDAY CLUB 0.10% 0.10%
Min Balance $50
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%

CME Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.80% 1.81%
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
BUSINESS MONEY MARKET 1.60% 1.61%
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Money Market 1.60% 1.61%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
BUSINESS MONEY MARKET 1.40% 1.41%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Money Market 1.40% 1.41%
Min Balance $15,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
BUSINESS MONEY MARKET 1.20% 1.21%
Min Balance $15,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Money Market 1.20% 1.21%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
BUSINESS MONEY MARKET 1.00% 1.00%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%

CME Federal Credit Union Checking Rates

Product Rate APY View More
PLUS CHECKING 0.03% 0.03%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%

CME Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
10-year Fixed 5.40% - 5.53%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
30-year 5/1 ARM 5.00% - 5.79%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Non-Owner Occupied 15-year 5/1 ARM 6.40% - 7.05%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%

CME Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit 6.75% - 6.76%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Home Equity Closed End 7.10% - 7.11%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%

CME Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.75% Up to 48 months
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Auto Loan - - 5.25% Up to 60 months
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Auto Loan - - 5.50% Up to 72 months
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%
Auto Loan - - 5.75% Up to 84 months
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%

CME Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 11.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.63%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for CME Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CME Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CME Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CME Federal Credit Union
Address 150 E Mound St, Columbus, OH 43215
Phone 614-224-8890
Fax 614-220-4295
President Edward Montgomery
CEO Brian Warner
Full-Time Employees 85
Part-Time Employees 1
Branch Locations 7
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.63%
Return on Assets (ROA)
0.2957%
Return on Equity (ROE)
3.5123%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
465,620,204
Total Amount of Shares and Deposits
426,731,296
Total Shares and Deposits < 1 Year
404,763,960
Total Shares and Deposits 1 3 Years
18,147,064
Total Shares and Deposits > 3 Years
3,820,272
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
35,661,350
Total Uninsured Shares and Deposits > $250K (F+J)
35,661,350
Total Insured Shares and Deposits > $250K (item 17 less item K)
391,069,946
Total Interest Expense (Sum of items 6 8)
5,766,439
Share Certificates
2,679
Number of Accounts for Share Drafts
13,459
IRA KEOGH Accounts
825
Number of Accounts for Regular Shares
43,684
All other shares
12,908
Money Market Shares
3,098
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,253,609
Total Liabilities
428,899,159
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About CME Federal Credit Union

Is CME Federal Credit Union a safe place to deposit money?

Yes, CME Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.6252739253663%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does CME Federal Credit Union operate?

CME Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CME Federal Credit Union?

Yes, to access services at CME Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CME Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CME Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CME Federal Credit Union offer online and mobile banking?

Most modern institutions like CME Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cmefcu.org.

Current CME Federal Credit Union Rates

  • 12-Month CD3.56%
  • 18-Month CD3.69%
  • 24-Month CD3.58%
  • 60-Month CD3.49%
  • Savings0.15%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.