Farmers and Miners Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Farmers and Miners BankToday's 12-month CD rates can be found at 1.76%, 6-month CD rates at 0.45% and 3-month CD rates at 0.20%. Current savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 16.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Farmers and Miners Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers and Miners Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers and Miners Bank CD rates. You can also compare Farmers and Miners Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers and Miners Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers and Miners Bank? Share your experience about Farmers and Miners Bank by leaving a review below, or read customer reviews before you decide to use Farmers and Miners Bank.

Farmers and Miners Bank Texas Ratio

Farmers and Miners Bank's Texas Ratio is at 2.57%, which is considered excellent. The Texas Ratio for Farmers and Miners Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers and Miners Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Farmers and Miners Bank
41526 W Morgan Ave
Pennington Gap, VA 24277
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Farmers and Miners Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Colorado Federal Savings Bank
Colorado Federal Savings Bank
12-Month CD
4.40%
$5,000
First Bank of Central Ohio
First Bank of Central Ohio
12-Month CD
4.20%
$500
American Bank
American Bank
12-Month CD
4.15%
$500
NASA Federal Credit Union
NASA Federal Credit Union
12-Month CD
4.10%
$1,000
Prime Alliance Bank
Prime Alliance Bank
60-Month CD
4.00%
$500
Blue Foundry Bank
Blue Foundry Bank
Blue Axis Edge Money Market
4.00%
$25,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
12-Month CD
4.00%
$500
Stafford Savings Bank
Stafford Savings Bank
12-Month CD
3.57%
$500
Kearney Trust Company
Kearney Trust Company
30-Month CD
3.56%
$100
Acme Continental Credit Union
Acme Continental Credit Union
60-Month CD
3.56%
$1,000
Ally Bank
Ally Bank
60-Month CD
3.50%
$0
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
24-Month CD
3.49%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
18-Month CD
3.49%
$1,000
Newburyport Bank
Newburyport Bank
36-Month CD
3.25%
$500
Susser Bank
Susser Bank
60-Month CD
3.25%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
24-Month CD
3.25%
$500
The Peoples S&L Co.
The Peoples S&L Co.
30-Month CD
3.03%
$500
Headwaters State Bank
Headwaters State Bank
48-Month CD
3.02%
$1,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
18-Month CD
3.00%
$2,500
Volunteer State Bank
Volunteer State Bank
60-Month CD
3.00%
$1,000
Security Bank USA
Security Bank USA
60-Month CD
2.98%
$500
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
48-Month CD
2.78%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
48-Month CD
2.75%
$1,000
Providence Bank
Providence Bank
18-Month CD
2.75%
$1,000
Corebank
Corebank
60-Month CD
2.68%
$1,000
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
6-Month CD
2.52%
$0
Collins State Bank
Collins State Bank
24-Month CD
2.50%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
24-Month CD
2.50%
$500
Benchmark Community Bank
Benchmark Community Bank
12-Month CD
2.25%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
NOW Checking
2.25%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
60-Month CD
2.00%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
60-Month CD
1.77%
$500
The Citizens Bank Company
The Citizens Bank Company
12-Month CD
1.76%
$1,000
Hingham Institution for Savings
Hingham Institution for Savings
48-Month CD
1.00%
$1,000
RBT Rollstone B&T
RBT Rollstone B&T
24-Month CD
1.00%
$500
Pioneer Federal S&L
Pioneer Federal S&L
Savings
0.77%
$100
Cape Ann Savings Bank
Cape Ann Savings Bank
36-Month CD
0.75%
$500
Wells River Savings Bank
Wells River Savings Bank
60-Month CD
0.60%
$200
Somerset Trust Company
Somerset Trust Company
48-Month CD
0.55%
$500
First FSB of Mascoutah
First FSB of Mascoutah
Money Market
0.50%
$1,000
Round Top State Bank
Round Top State Bank
Money Market
0.35%
$2,500
State Bank Freeport, IL
State Bank Freeport, IL
24-Month CD
0.25%
$1,000
Windsor Federal S&L
Windsor Federal S&L
12-Month CD
0.15%
$1,000
Stafford Savings Bank
Stafford Savings Bank
Savings
0.11%
$5
FSB of Wyoming
3-Month CD
0.10%
$2,000
Heritage Bank Minnesota
Heritage Bank Minnesota
Passbook Savings
0.10%
$100
Community Bank Zanesville, OH
Community Bank Zanesville, OH
Statement Savings
0.10%
$100
Bar Harbor SLA
Bar Harbor SLA
Statement Savings
0.10%
$25
Greenville National Bank
Greenville National Bank
Savings
0.05%
$100
First FSB Rochester, IN
First FSB Rochester, IN
Preferred Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Farmers and Miners Bank rate data right now, check back for updates, we are adding rates all the time.

Farmers and Miners Bank Information

Farmers and Miners Bank
41526 W Morgan Ave
Pennington Gap, VA 24277
Lee
Established Date: 07/02/1979
FDIC Certificate #: 22888
Date of FDIC Deposit Insurance: 07/02/1979
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Farmers and Miners Bank FDIC Insured? Yes
What is Farmers and Miners Bank's Cert number? 22888
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers and Miners Bank Financials

Total Assets:
$176,720,000
Total Deposits:
$154,102,000
Equity Capital:
$21,490,000
Domestic Deposits:
$154,102,000
Net Income:
$386,000
Return on Assets:
1.2731%
Quarterly Return on Assets:
0.8800%
Pretax Return on Assets:
1.1795%
Pretax Quarterly Return on Assets:
1.1800%
Return on Equity:
11.1800%
Quarterly Return on Equity:
7.2300%
Leverage Tier 1 (Core Capital) Ratio:
12.5200%
Total Interest Income (YTD):
5.0146%
 
 
Headquarters:
Pennington Gap
FDIC Field Office:
Richmond
Regulator:
FED
County:
Lee
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Current savings account rates and money market rates are still near record lows as we head into the new year. 2013 ends another year of very low deposit rates. Interest rates have been low for over 5 years now, ever since the financial crisis and "Great Recession." The question we hear all the time is when we can expect deposit rates to move higher.
Mortgage rates were down again this past week. Fixed conforming mortgage rates and fixed jumbo mortgage rates were down. Conforming 30 year mortgage rates are closing in on 5.00 and jumbo 15 year mortgage rates are also headed towards 5.00 percent.
GE Capital Retail Bank once again has the best CD rate in our 12 month certificate of deposit rate database. GE Capital Retail Bank increased their 1 year bank CD rate to 1.09 percent with an annual percentage yield (APY) of 1.10 percent. The bank increased their 1 year CD rate from 1.04 percent with an APY of 1.05 percent.

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Alternative Bank and Credit Union Offers to Explore

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