Fidelity Co-operative Bank Rates and Review January 2026
Fidelity Co-operative Bank's 7-Month CD rates are at 3.90%, 60-Month CD rates are at 1.00%, 24-Month CD rates are at 0.85%, 12-Month CD rates are at 0.80%. Fidelity Co-operative Bank's savings rates are at 3.40%. Fidelity Co-operative Bank's money market rates are at 0.01%. Fidelity Co-operative Bank's 30-Year Fixed Jumbo rates are at 6.62%, 30-Year Fixed rates are at 6.38%, 15-Year Fixed Jumbo rates are at 6.12%, 15-Year Fixed rates are at 5.88%.
To see how these rates compare to Fidelity Co-operative Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Fidelity Co-operative Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Fidelity Co-operative Bank CD rates. You can also compare Fidelity Co-operative Bank savings rates, MMA rates and mortgage rates using our other rate lists. Rate Updates and AvailabilityFidelity Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fidelity Co-operative Bank? Share your experience about Fidelity Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Fidelity Co-operative Bank. Financial Stability and Texas RatioFidelity Co-operative Bank's Texas Ratio is at 1.56%, which is considered excellent. The Texas Ratio for Fidelity Co-operative Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Fidelity Co-operative Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Fidelity Co-operative Bank CD Rates and Interest Rates
Fidelity Co-operative Bank
7-Month CD
3.90%
$1,000
Fidelity Co-operative Bank
Premier Savings
3.40%
$5,000
Fidelity Co-operative Bank
60-Month CD
1.00%
$1,000
Fidelity Co-operative Bank
24-Month CD
0.85%
$1,000
Fidelity Co-operative Bank
12-Month CD
0.80%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
Compare Fidelity Co-operative Bank Rates with Other Competitive Bank and Credit Union Rates
Central Bank Provo, UT
6-Month CD
4.11%
$500
First State Bank Tahlequah, OK
12-Month CD
4.00%
$1,000
Prime Alliance Bank
12-Month CD
3.85%
$500
Abington Bank
6-Month CD
3.75%
$1,000
Financial Federal Bank
12-Month CD
3.70%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Bank Profile & OverviewFidelity Co-operative Bank
9 Leominster ConnectorLeominster, MA 01453 Worcester Established Date: 01/01/1888 FDIC Certificate #: 26451 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: FIDELITY MUTUAL HOLDING CO How Many Domestic U.S. Offices? 14 How Many Branches are There? 14 Website: https://www.fidelitybankonline.com
Is Fidelity Co-operative Bank FDIC Insured? Yes
What is Fidelity Co-operative Bank's Cert number? 26451
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$1,458,808,000
Total Deposits:
$1,312,519,000
Equity Capital:
$130,426,000
Net Income:
$2,890,000
Return on Assets (ROA):
0.5403%
Return on Equity (ROE):
6.4300%
Headquarters:
Leominster
Regulator:
FDIC
# of Offices:
14
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsSILE
December 17, 2025
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Add Your Rating and Review for Fidelity Co-operative Bank
Frequently Asked Questions About Fidelity Co-operative BankIs Fidelity Co-operative Bank a safe place to deposit money?Yes, Fidelity Co-operative Bank is considered a safe financial institution. With a Texas Ratio of 1.56%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Fidelity Co-operative Bank operate?Fidelity Co-operative Bank currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Fidelity Co-operative Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Fidelity Co-operative Bank provides members with tools to manage their accounts and build a solid financial history. Does Fidelity Co-operative Bank offer online and mobile banking?Most modern institutions like Fidelity Co-operative Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fidelitybankonline.com. Compare to other Banks |
