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First Hope Bank Rates & Review June 2026

First Hope Bank's 9-Months 9-Month CD Special rates are at 3.51%, 13-Months 13-Month CD Special rates are at 3.49%, 23-Months 23-Month CD Special rates are at 3.00%, 36-Months 36-Month rates are at 1.00%, 36-Months 36-Month Risk-Free rates are at 0.95%. First Hope Bank's savings rates are at 0.04%. First Hope Bank's money market rates are at 0.00%. First Hope Bank's 15 Year Fixed Monthly rates are at 5.88%, 15 Year Fixed Monthly rates are at 5.75%, 20 Year Fixed Monthly rates are at 6.25%, 20 Year Fixed Monthly rates are at 6.12%, 30 Year Fixed Monthly rates are at 6.25%. MonitorBankRates evaluates the financial stability of First Hope Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.43%. Rates were last updated on 06/04/2026.

First Hope Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Hope Bank? Share your experience about First Hope Bank by leaving a review below, or read customer reviews before you decide to use First Hope Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.43%
Excellent Lower than avg
First Hope Bank, A National Banking Association
1301 Hope Bridgeville Rd.
Hope, NJ 07844
https://www.firsthope.bank
Member FDIC

First Hope Bank CD Rates

Product Rate APY Term View More
9 Month CD Special 3.46% 3.51% 9 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
13 Month CD Special 3.45% 3.49% 13 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
23 Month CD Special 2.97% 3.00% 23 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
36 Month 1.00% 1.00% 36 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
36 Month Risk-Free 0.95% 0.95% 36 months
Details Risk-Free
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
48 Month 0.60% 0.60% 48 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
60 Month 0.60% 0.60% 60 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
48 Month Risk-Free 0.55% 0.55% 48 months
Details Risk-Free
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
60 Month Risk-Free 0.55% 0.55% 60 months
Details Risk-Free
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
30 Month 0.40% 0.40% 30 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
18 Month 0.25% 0.25% 18 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
24 Month 0.20% 0.20% 24 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
12 Month 0.15% 0.15% 12 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
6 Month 0.15% 0.15% 6 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
3 Month 0.05% 0.05% 3 months
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%

First Hope Bank Savings Rates

Product Rate APY View More
Hopes & Dreams Club 0.25% 0.25%
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
KIDS Savings 0.20% 0.20%
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
IRA Savings 0.10% 0.10%
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Holiday Club 0.05% 0.05%
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Business Statement Savings 0.04% 0.04%
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Statement Savings 0.04% 0.04%
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%

First Hope Bank Money Market Rates

Product Rate APY View More
Business Gold Money Market 0.15% 0.15%
Min Balance $100,000
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Gold Money Market 0.15% 0.15%
Min Balance $100,000
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Business Gold Money Market 0.08% 0.08%
Min Balance $2,500
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Gold Money Market 0.08% 0.08%
Min Balance $2,500
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Business Gold Money Market 0.05% 0.05%
Min Balance $1,000
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Gold Money Market 0.05% 0.05%
Min Balance $1,000
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Business Gold Money Market - 0.00%
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Gold Money Market - 0.00%
Min Balance $0
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%

First Hope Bank Checking Rates

Product Rate APY View More
Business Interest Checking 0.02% 0.02%
Min Balance $2,500
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Business Interest Checking - 0.00%
No additional details.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%

First Hope Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 10 year interest only draw period with 20 year payback - - 5.99% 12 Months
Details Introductory APR; Non-Introductory Variable APR: 6.50%; Max 70% LTV; 2; 3
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Home Equity 5 Years - - 6.14%
Details Max 80% LTV 2
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Home Equity 5 Years - - 6.24%
Details Max 80% LTV 2
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Home Equity 10 Years - - 6.39%
Details Max 80% LTV 2
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Home Equity 10 Years - - 6.49%
Details Max 80% LTV 2
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Home Equity 15 Years - - 6.64%
Details Max 80% LTV 2
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Home Equity 15 Years - - 6.74%
Details Max 80% LTV 2
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Home Equity 20 Years - - 6.89%
Details Max 75% LTV 3
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Home Equity 20 Years - - 6.99%
Details Max 75% LTV 3
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Hope Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Hope Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Hope Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Hope Bank
Bank Holding Company FIRST HOPE BCORP
Address 1301 Hope Bridgeville Rd., Hope, NJ 07844  ·  Warren
FDIC Certificate # 6354
Established 09/11/1911
FDIC Insurance Date 01/01/1934
Domestic Offices 6
Total Branches 6
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.43%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4075%
Return on Equity (ROE) 5.7200%
Non-Performing Loans (NPL) 0.10%
Total Assets $666,840,000
Total Deposits $596,810,000
Equity Capital $60,652,000
Net Income $4,738,000
Headquarters Hope
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for First Hope Bank
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Frequently Asked Questions About First Hope Bank

How many branches does First Hope Bank operate?

First Hope Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Hope Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Hope Bank provides members with tools to manage their accounts and build a solid financial history.

Does First Hope Bank offer online and mobile banking?

Most modern institutions like First Hope Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firsthope.com.

Current First Hope Bank Rates

  • 12-Month CD0.15%
  • 18-Month CD0.25%
  • 24-Month CD0.20%
  • 36-Month CD0.95%
  • 48-Month CD0.55%
  • 60-Month CD0.55%
  • Savings0.04%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.