First Hope Bank Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
First Hope Bank's 36-Month CD rates are at 1.00%, 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.60%, 18-Month CD rates are at 0.25%, 24-Month CD rates are at 0.20%. First Hope Bank's savings rates are at 0.04%. First Hope Bank's money market rates are at 0.08%. First Hope Bank's 30-Year Fixed rates are at 6.12%, 15-Year Fixed rates are at 5.50%.
To see how these rates compare to First Hope Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Hope Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Hope Bank CD rates. You can also compare First Hope Bank savings rates, MMA rates and mortgage rates using our other rate lists. First Hope Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Hope Bank? Share your experience about First Hope Bank by leaving a review below, or read customer reviews before you decide to use First Hope Bank. First Hope Bank Texas RatioFirst Hope Bank's Texas Ratio is at 1.43%, which is considered excellent. The Texas Ratio for First Hope Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
First Hope Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First Hope Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. First Hope Bank CD Rates and Interest Rates
First Hope Bank
36-Month CD
1.00%
$2,500
First Hope Bank
60-Month CD
0.60%
$2,500
First Hope Bank
48-Month CD
0.60%
$2,500
First Hope Bank
18-Month CD
0.25%
$2,500
First Hope Bank
24-Month CD
0.20%
$2,500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
Compare First Hope Bank Rates with Other Competitive Bank and Credit Union Rates
First State Bank of Beecher City
12-Month CD
3.82%
$500
1st Street Credit Union
36-Month CD
3.80%
$1,000
AAC Credit Union
12-Month CD
3.70%
$500
NASA Federal Credit Union
36-Month CD
3.65%
$1,000
American Eagle Bank
60-Month CD
3.65%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Bank Profile & OverviewFirst Hope Bank
1301 Hope Bridgeville Rd.Hope, NJ 07844 Warren Established Date: 09/11/1911 FDIC Certificate #: 6354 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST HOPE BCORP How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.firsthope.com
Is First Hope Bank FDIC Insured? Yes
What is First Hope Bank's Cert number? 6354
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$629,202,000
Total Deposits:
$568,611,000
Equity Capital:
$49,307,000
Net Income:
$573,000
Return on Assets (ROA):
0.4075%
Return on Equity (ROE):
5.7200%
Headquarters:
Hope
Regulator:
OCC
# of Offices:
6
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About First Hope BankHow do I open an account at First Hope Bank?You can typically open an account at First Hope Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First Hope Bank provides a range of mortgage and home equity products. Is First Hope Bank a safe place to deposit money?Yes, First Hope Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First Hope Bank offer online and mobile banking?Most modern institutions like First Hope Bank provide digital access including online balance checks and transfers. Compare to other Banks |
