First Hope Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.80%, 6-month CD rates at 4.25% and 3-month CD rates at 3.50%. Current savings rates are at 0.01% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.58%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates. First Hope Bank's 36-Month CD rates are at 1.00%, 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.60%, 18-Month CD rates are at 0.25%, 24-Month CD rates are at 0.20%. First Hope Bank's savings rates are at 0.04%. First Hope Bank's money market rates are at 0.08%. First Hope Bank's 30-Year Fixed rates are at 6.50%, 15-Year Fixed rates are at 5.88%.

First Hope Bank

To see how these rates compare to First Hope Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Hope Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Hope Bank CD rates. You can also compare First Hope Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Hope Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Hope Bank? Share your experience about First Hope Bank by leaving a review below, or read customer reviews before you decide to use First Hope Bank.

First Hope Bank Texas Ratio

First Hope Bank's Texas Ratio is at 1.43%, which is considered excellent. The Texas Ratio for First Hope Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Hope Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.15%

2.54%

18-Month CD

0.25%

2.27%

24-Month CD

0.20%

2.27%

36-Month CD

1.00%

2.20%

48-Month CD

0.60%

2.14%

60-Month CD

0.60%

2.26%

Savings

0.04%

0.65%

MMA

0.08%

1.01%

30-Year Fixed

6.48%

6.71%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First Hope Bank

1301 Hope Bridgeville Rd.
Hope, NJ 07844

https://www.firsthope.com

MonitorBankRates' Rating

5/5

★★★★★

Review First Hope Bank

First Hope Bank CD Rates and Interest Rates

First Hope Bank

36-Month CD

1.00%

$2,500

First Hope Bank

60-Month CD

0.60%

$2,500

First Hope Bank

48-Month CD

0.60%

$2,500

First Hope Bank

18-Month CD

0.25%

$2,500

First Hope Bank

24-Month CD

0.20%

$2,500

First Hope Bank

12-Month CD

0.15%

$2,500

First Hope Bank

Gold Money Market

0.08%

$2,500

First Hope Bank

Statement Savings

0.04%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Hope Bank Mortgage Rates

First Hope Bank

15-Year Fixed

5.875%

6.090%

0.000

First Hope Bank

30-Year Fixed

6.500%

6.482%

1.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Hope Bank Rates with Other Competitive Bank and Credit Union Rates

Ivy Bank, a div of Cambridge Savings Bank

High Yield Savings

4.25%

$2,500

Susquehanna Community Bank

Eagle Premium Savings

4.07%

$100,000

Colorado Federal Savings Bank

18-Month CD

4.05%

$5,000

BankPurley

Money Market

4.00%

$25,000

AAA Federal Savings Bank

18-Month CD

3.95%

$500

HomePride Bank

12-Month CD

3.91%

$500

Apple Federal Credit Union

60-Month CD

3.81%

$500

Hinsdale Bank & Trust Company

11-Month CD

3.75%

$1,000

Randolph Brooks FCU

36-Month CD

3.71%

$1,000

First Community Bank Beemer, NE

36-Month CD

3.65%

$10,000

First State Bank of Beecher City

18-Month CD

3.56%

$500

Community Commerce Bank

60-Month CD

3.51%

$10,000

Methuen Co-operative Bank

12-Month CD

3.50%

$1,000

Friendship State Bank

24-Month CD

3.10%

$500

Empower Federal Credit Union

6-Month CD

3.05%

$500

FirstBank of Nebraska

Business Money Market

3.04%

$1,000,000

First National Bank in Marlow

24-Month CD

3.01%

$500

Citi

12-Month CD

3.00%

$500

First Federal Bank of Kansas City

60-Month CD

3.00%

$1,000

Bonanza Valley State Bank

36-Month CD

3.00%

$500

Truliant Federal Credit Union

12-Month CD

2.99%

$250

Mauch Chunk Trust Company

60-Month CD

2.79%

$500

First National Bank of Michigan

48-Month CD

2.53%

$2,500

Gateway Bank Mendota Heights, MN

18-Month CD

2.40%

$1,000

Jovia Federal Credit Union

48-Month CD

2.25%

$100

Capon Valley Bank

60-Month CD

2.22%

$500

Home Federal S&L of Niles

24-Month CD

2.07%

$1,000

First Federal S&L Newark, OH

48-Month CD

2.01%

$500

Leader Bank

24-Month CD

2.00%

$100

TrustCo Bank

18-Month CD

1.50%

$500

Vidalia Federal Savings Bank

6-Month CD

1.26%

$5,000

PSB Provident Savings Bank

60-Month CD

0.63%

$1,000

Alliance Bank WI

Savings

0.60%

$100

Fidelity Federal S&L of Delaware

36-Month CD

0.55%

$500

American National Bank - Fox Cities

Kasasa Savings

0.50%

Farmers State Bank Waterloo, IA

Smart Start Savings

0.50%

$100

FSB of Wyoming

Preferred Money Market

0.50%

$50,000

Republic Bank of Chicago

3-Month CD

0.50%

$1,000

Somerset Trust Company

Advantage Interest Money Market

0.31%

$1,000,000

Partners Bank of New England

18-Month CD (Bump-Up)

0.30%

$500

Monson Savings Bank

24-Month CD

0.25%

$1,000

State Bank Freeport, IL

18-Month CD

0.25%

$1,000

First Fidelity Bank Fort Payne, AL

Savings

0.20%

$50

Northwest Bank Warren, PA

Affinity Premier Money Market

0.15%

$100,000

Pentucket Bank

Statement Savings

0.12%

$10

BayVanguard Bank

Business Interest Checking

0.05%

$5,000

The Bank of Glen Burnie

Money Market

0.05%

$2,500

SSB Sherwood State Bank

6-Month CD

0.05%

$1,000

Mountain Pacific Bank

Savings

0.03%

$100

Lewis & Clark Bank

Savings

0.03%

$100

Disclaimer

First Hope Bank Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

M&T Bank

5-Year ARM Jumbo

5.250%

4.753%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Catskill Hudson Bank

15-Year Fixed

5.250%

5.385%

0.750

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Piedmont Advantage Credit Union

15-Year Fixed

5.375%

5.633%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.625%

5.651%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.375%

5.677%

1.125

Sikorsky Credit Union

15-Year Fixed

5.625%

5.681%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

Navy Federal Credit Union

15-Year Fixed

5.500%

5.694%

0.250

Disclaimer

First Hope Bank Information

First Hope Bank

1301 Hope Bridgeville Rd.
Hope, NJ 07844
Warren
Established Date: 09/11/1911
FDIC Certificate #: 6354
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: FIRST HOPE BCORP

How Many Domestic U.S. Offices? 6

How Many Branches are There? 6

Website: https://www.firsthope.com

Is First Hope Bank FDIC Insured? Yes

What is First Hope Bank's Cert number? 6354

What is the maximum amount for insured deposits? $250,000 per holder, per account

First Hope Bank Financials

Total Assets:

$629,202,000

Total Deposits:

$568,611,000

Equity Capital:

$49,307,000

Domestic Deposits:

$568,611,000

Net Income:

$573,000

Return on Assets:

0.4075%

Quarterly Return on Assets:

0.3600%

Pretax Return on Assets:

0.4132%

Pretax Quarterly Return on Assets:

0.4100%

Return on Equity:

5.7200%

Quarterly Return on Equity:

4.6300%

Common Equity Tier 1 Capital Ratio:

13.2439%

Tier 1 Risk-Based Capital Ratio:

13.2439%

Leverage Tier 1 (Core Capital) Ratio:

8.9403%

Total Risk-Based Capital Ratio (YTD):

14.4952%

Total Interest Income (YTD):

3.9328%

Headquarters:

Hope

FDIC Field Office:

Jamesburg

Regulator:

OCC

County:

Warren

# of Offices:

Metropolitan Statistical Area (MSA):

Allentown-Bethlehem-Easton, PA-NJ

Consolidated Metropolitan Statistical Area (CMSA):

New York-Northern New Jersey-Long Island, NY-NJ-CT-PA

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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