Meridian Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.52%, 6-month CD rates at 2.52% and 3-month CD rates at 2.78%. Current savings rates are at 1.00% and money market rates are at 2.90%. Mortgage rates today on 30-year fixed loans are around 7.12%. Credit Card rates are at 7.90%. Personal Loan rates are at 11.74%. All these rates, and more, can be found in our database of rates. Meridian Bank's 13-Month CD rates are at 5.00%, 18-Month CD rates are at 4.75%, 24-Month CD rates are at 4.50%, 12-Month CD rates are at 4.50%, 6-Month CD rates are at 4.50%. Meridian Bank's savings rates are at 1.50%. Meridian Bank's money market rates are at 4.50%.

Meridian Bank

To see how these rates compare to Meridian Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Meridian Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Meridian Bank CD rates. You can also compare Meridian Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Meridian Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Meridian Bank? Share your experience about Meridian Bank by leaving a review below, or read customer reviews before you decide to use Meridian Bank.

Meridian Bank Texas Ratio

Meridian Bank's Texas Ratio is at 13.27%, which is considered excellent. The Texas Ratio for Meridian Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Meridian Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.50%
18-Month CD
4.75%
24-Month CD
4.50%
36-Month CD
4.00%
48-Month CD
3.50%
60-Month CD
3.50%
Savings
1.50%
MMA
4.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Meridian Bank
1776 Lancaster Ave
Paoli, PA 19301
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Meridian Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Meridian Bank
Meridian Bank
13-Month CD
5.00%
$500
Meridian Bank
Meridian Bank
18-Month CD
4.75%
$500
Meridian Bank
Meridian Bank
24-Month CD
4.50%
$500
Meridian Bank
Meridian Bank
12-Month CD
4.50%
$500
Meridian Bank
Meridian Bank
6-Month CD
4.50%
$500
Meridian Bank
Meridian Bank
Your Hometown Money Market
4.50%
$25,000
Meridian Bank
Meridian Bank
30-Month CD
4.25%
$500
Meridian Bank
Meridian Bank
36-Month CD
4.00%
$500
Meridian Bank
Meridian Bank
60-Month CD
3.50%
$500
Meridian Bank
Meridian Bank
48-Month CD
3.50%
$500
Meridian Bank
Meridian Bank
Essential Savings
1.50%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Meridian Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
12-Month CD
5.15%
$2,500
Wisconsin River Bank
Wisconsin River Bank
3-Month CD special
5.15%
$1,000
PS Bank of Velva
PS Bank of Velva
3-Month CD
5.09%
$500
Paper City Savings PCSA
Paper City Savings PCSA
11-Month CD
5.00%
$1,000
Alabama Credit Union
Alabama Credit Union
18-Month CD certificate
4.93%
$500
Hometown Bank of PA
Hometown Bank of PA
13-Month CD
4.80%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
9-Month CD
4.75%
$500
The Peoples S&L Co.
The Peoples S&L Co.
6-Month CD
4.75%
$500
Ally Bank
Ally Bank
18-Month CD
4.45%
$0
GreenLeaf Bank
GreenLeaf Bank
14-Month CD triple option
4.40%
$5,000
Northside Community Bank
Northside Community Bank
12-Month CD special
4.32%
$1,000
SaviBank
SaviBank
12-Month CD
4.25%
$500
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
18-Month CD Flex CD
4.01%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
48-Month CD
4.00%
$1,000
Beal Bank
Beal Bank
60-Month CD
3.95%
$1,000
167th TFR Federal Credit Union
167th TFR Federal Credit Union
12-Month CD Certificate
3.80%
$500
The Bank of Protection
The Bank of Protection
12-Month CD
3.63%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
24-Month CD
3.52%
$500
Gainey Business Bank
Gainey Business Bank
18-Month CD
3.50%
$5,000
Mechanics Cooperative Bank
Mechanics Cooperative Bank
60-Month CD
3.50%
$500
Leader Bank
Leader Bank
60-Month CD
3.50%
$1,000
Senath State Bank
Senath State Bank
24-Month CD
3.29%
$500
St. Ansgar State Bank
St. Ansgar State Bank
18-Month CD
3.28%
$1,000
Touchmark Bank
Touchmark Bank
Business Platinum Money Market
2.80%
$250,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD Certificate
2.70%
$1,000
Chase Bank
Chase Bank
24-Month CD relationship
2.50%
$1,000
The FNB Community Bank
The FNB Community Bank
24-Month CD
2.45%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Money Market
2.25%
$1,000
Hilltop National Bank
Hilltop National Bank
30-Month CD
1.76%
$1,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
24-Month CD
1.69%
$1,000
Bank of Herrin
Bank of Herrin
60-Month CD
1.53%
$1,000
State Bank Fenton, MI
State Bank Fenton, MI
18-Month CD
1.51%
$500
Sikorsky Credit Union
Sikorsky Credit Union
Money Market Savings
1.50%
$100,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
36-Month CD
1.10%
$100
Ohio Valley Bank Co.
Ohio Valley Bank Co.
12-Month CD
1.01%
$2,500
Colonial Savings, F.A.
Colonial Savings, F.A.
Statement Savings
0.80%
$2,500
OneLocal Bank
OneLocal Bank
12-Month CD
0.75%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
48-Month CD
0.65%
$500
Windsor Federal S&L
Windsor Federal S&L
60-Month CD
0.50%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Statement Savings
0.50%
$100
Conneaut Savings Bank
Conneaut Savings Bank
60-Month CD relationship bonus
0.45%
$1,000
Ashton State Bank
Ashton State Bank
Checking Account Super Now
0.35%
$2,500
Bank of Pensacola
Bank of Pensacola
Savings Account
0.30%
$50
West Plains S&L
West Plains S&L
3-Month CD
0.30%
$1,000
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
12-Month CD
0.29%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
Money Market Plus
0.25%
$2,500
O Bannon Banking Co.
O Bannon Banking Co.
Savings Account
0.15%
$0
Self-Help Credit Union
Self-Help Credit Union
Personal Checking
0.10%
$0
Busey Bank
Busey Bank
24-Month CD
0.05%
$1,000
William Penn Bank
William Penn Bank
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Meridian Bank Information

Meridian Bank
1776 Lancaster Ave
Paoli, PA 19301
Chester
Established Date: 07/08/2004
FDIC Certificate #: 57777
Date of FDIC Deposit Insurance: 07/08/2004
Bank Holding Company: MERIDIAN CORP
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Meridian Bank FDIC Insured? Yes
What is Meridian Bank's Cert number? 57777
What is the maximum amount for insured deposits? $250,000 per holder, per account

Meridian Bank Financials

Total Assets:
$2,229,720,000
Total Deposits:
$1,775,010,000
Equity Capital:
$187,954,000
Domestic Deposits:
$1,775,010,000
Net Income:
$4,445,000
Return on Assets:
1.3757%
Quarterly Return on Assets:
0.8300%
Pretax Return on Assets:
1.0556%
Pretax Quarterly Return on Assets:
1.0600%
Return on Equity:
12.9700%
Quarterly Return on Equity:
9.4700%
Leverage Tier 1 (Core Capital) Ratio:
10.5254%
Total Interest Income (YTD):
4.6976%
 
 
Headquarters:
Paoli
FDIC Field Office:
Philadelphia
Regulator:
FDIC
County:
Chester
# of Offices:
6
Metropolitan Statistical Area (MSA):
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Consolidated Metropolitan Statistical Area (CMSA):
Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

The current national average 30 year mortgage rate is at 4.87 percent this morning, down from over 5.00 percent several weeks ago. Mortgage rates have been heading down despite the fact the Fed stopped buying mortgage backed securities in March. Mortgage interest rate declines in the U.S. have accelerated recently because of the debt trouble in Europe and a declining euro.

TIAA Bank CD Rates LoweredTIAA Bank CD rates on long term certificates of deposit were lowered Friday night. CD rates at TIAA Bank were lowered by a small amount and the bank's rates are still competitive. Both regular CD rates and jumbo CD rates at TIAA Bank were lowered by the same amount. 3 year CD rates from TIAA Bank were lowered from 3.05 percent to 3.00 percent. 4 year CD rates from TIAA Bank now at 3.05 percent, down from 3.10 percent. 5 year CD rates at TIAA Bank were lowered from 3.15 percent to 3.10 percent. Compare the new TIAA Bank CD rates with other CD rates at banks to get the best rate.
OneUnited Bank Savings rates are now at 0.40 percent with a yield of 0.40 percent. View current Savings rates at OneUnited Bank below.

Bank or Credit Union Offers and Deals

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New Home Sales Decline as Tax Credit End Date Nears
Average Contract Mortgage Rates Increase: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11%
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Meridian Bank Reviews

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