Western Bank Artesia CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Western Bank Artesia Deposit Rates

Western Bank ArtesiaToday's 12-month CD rates can be found at 4.00%, 6-month CD rates at 3.50% and 3-month CD rates at 0.20%. Current savings rates are at 0.10% and money market rates are at 2.43%. Mortgage rates today on 30-year fixed loans are around 6.40%. Credit Card rates are at 9.99%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Western Bank Artesia CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Western Bank Artesia, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Western Bank Artesia CD rates. You can also compare Western Bank Artesia savings rates, MMA rates and mortgage rates using our other rate lists.

Western Bank Artesia money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Western Bank Artesia? Share your experience about Western Bank Artesia by leaving a review below, or read customer reviews before you decide to use Western Bank Artesia.

Western Bank Artesia Texas Ratio

Western Bank Artesia's Texas Ratio is at 2.83%, which is considered excellent. The Texas Ratio for Western Bank Artesia is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Western Bank Artesia is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Western Bank Artesia
320 W Texas Ave
Artesia, NM 88210
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Western Bank Artesia Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Star Valley
Bank of Star Valley
Kasasa Cash
5.50%
$0
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
RoundUp Savings
5.10%
$5
F&M Bank of St. Clair
F&M Bank of St. Clair
Your Choice Rewards Checking
4.89%
$100
Finworth
Finworth
12-Month CD
4.46%
$50,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
6-Month CD
4.25%
$5,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
12-Month CD
4.25%
$1,000
Fidelity
Fidelity
9-Month CD
4.10%
$1,000
First Foundation Bank
First Foundation Bank
9-Month CD (Online)
4.00%
$2,500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
12-Month CD
3.92%
$500
FirstBank of Nebraska
FirstBank of Nebraska
12-Month CD
3.90%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
15-Month CD
3.80%
$1,000
Unison Bank
Unison Bank
12-Month CD
3.75%
$2,500
Everence Trust Company
Everence Trust Company
12-Month CD (Jumbo)
3.75%
$100,000
Vermont State Bank
Vermont State Bank
48-Month CD
3.72%
$500
Southwest Missouri Bank
Southwest Missouri Bank
12-Month CD
3.50%
$500
Longview Bank
Longview Bank
6-Month CD
3.00%
$500
Superior National Bank
Superior National Bank
36-Month CD
3.00%
$500
Mauch Chunk Trust Company
48-Month CD
2.81%
$500
Genoa Community Bank
Genoa Community Bank
60-Month CD
2.66%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
36-Month CD (Jumbo)
2.65%
$100,000
Peoples Bank & Trust Co.
60-Month CD
2.52%
$1,000
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
48-Month CD
2.52%
$500
Haviland State Bank
Haviland State Bank
Alliance Money Market
2.22%
$2,500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
High Yield Money Market
1.60%
$50,000
Magyar Bank
Magyar Bank
Advantage Money Market
1.50%
$10,000
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
6-Month CD
1.46%
$500
United Minnesota Bank
United Minnesota Bank
60-Month CD
1.40%
$500
USAA Federal Savings Bank
USAA Federal Savings Bank
24-Month CD
1.40%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
36-Month CD
1.35%
$500
Clay County Savings Bank
Clay County Savings Bank
12-Month CD
1.02%
$500
Bank of Prague
Bank of Prague
NOW Checking
1.00%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
24-Month CD
1.00%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
18-Month CD
0.90%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
48-Month CD
0.75%
$500
First Hope Bank
First Hope Bank
60-Month CD
0.60%
$2,500
Ballston Spa National Bank
Ballston Spa National Bank
30-Month CD
0.45%
$500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
18-Month CD
0.40%
$500
Farmers Trust and Savings Bank Spencer, IA
Savings
0.35%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
30-Month CD
0.35%
$1,000
Garden Plain State Bank
Garden Plain State Bank
Money Market
0.25%
$2,500
Greene County Commercial Bank
Greene County Commercial Bank
9-Month CD
0.25%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
Savings
0.25%
$0
New Foundation SB
New Foundation SB
Savings
0.25%
$10
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
Personal Savings
0.20%
$100
Consumers Credit Union
Consumers Credit Union
Money Market
0.10%
$2,500
AVB Bank
AVB Bank
Opportunities Checking
0.05%
$1,500
Centreville Bank
Centreville Bank
Savings
0.05%
$100
Warsaw Federal S&L
Statement Savings
0.05%
$100
Bank of Dudley
12-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Western Bank Artesia rate data right now, check back for updates, we are adding rates all the time.

Western Bank Artesia Information

Western Bank Artesia
320 W Texas Ave
Artesia, NM 88210
Eddy
Established Date: 08/02/1948
FDIC Certificate #: 16720
Date of FDIC Deposit Insurance: 08/02/1948
Bank Holding Company: WESTERN BANCSHARES OF NM,INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Western Bank Artesia FDIC Insured? Yes
What is Western Bank Artesia's Cert number? 16720
What is the maximum amount for insured deposits? $250,000 per holder, per account

Western Bank Artesia Financials

Total Assets:
$356,953,000
Total Deposits:
$331,278,000
Equity Capital:
$23,661,000
Domestic Deposits:
$331,278,000
Net Income:
$2,681,000
Return on Assets:
2.7984%
Quarterly Return on Assets:
3.1100%
Pretax Return on Assets:
3.1067%
Pretax Quarterly Return on Assets:
3.1100%
Return on Equity:
46.0300%
Quarterly Return on Equity:
46.5800%
Common Equity Tier 1 Capital Ratio:
14.9799%
Tier 1 Risk-Based Capital Ratio:
14.9799%
Leverage Tier 1 (Core Capital) Ratio:
8.9991%
Total Risk-Based Capital Ratio (YTD):
16.0052%
Total Interest Income (YTD):
4.6654%
 
 
Headquarters:
Artesia
FDIC Field Office:
Albuquerque
Regulator:
FDIC
County:
Eddy
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Home mortgage rates are mostly higher today over yesterday. Mortgage rates have been heading higher since early last week although the Fed started buying Treasuries to drive rates down. Current 30 year home conforming mortgage rates are averaging 4.40 percent, up from yesterday’s average 30 year home mortgage rate of 4.38 percent. 30 year home mortgage rates today in Louisiana are higher averaging 4.45 percent. 
Average CD rates at banks are so low right now, 18 month certificate of deposit rates are currently averaging only 1.21 percent. You can find CD rates higher than the national average rate. Right now Tennessee Commerce Bank has the highest CD rate on our list of the top 18 month CD rates. The bank's current 18 month bank CD rate is 1.78 percent with an annual percentage yield of 1.80 percent. The minimum opening account balance is $2,500.

Bank or Credit Union Offers and Deals

Dollar Savings Direct Online Savings Account
First Internet Bank of Indiana 1 Year Jumbo CD Rates now at 1.20%
Luana Savings Bank 5 Year Jumbo CD Rates now at 1.35%
Higher Mortgage Interest Rates This Week Sent Mortgage Application Volume Lower
Mortgage Rates are Even Lower This Week
Home Mortgage Rates 11/9/10: 30 Year Mortgage Rates at 4.17%, 15 Year Mortgage Rates at 3.64%
10 Year U.S. Treasury Yields Rise Above 2.00 Percent as 4th Quarter U.S. GDP Declines 0.1 Percent
Weekly Savings Account Rates: Updated June 2, 2009
AimLoan Mortgage Rates: 30 Year Loan 4.88%
Mortgage Rates Today July 25, 2012: Rates at New Low

Alternative Bank and Credit Union Offers to Explore

ETRADE Financial Online Savings Account with an Online Checking option
Redstone FCU CD Rates
TIAA Bank Ups Short Term CD Rates
30 Year Mortgage Rates Finish 2012 Near Historic Lows
Highest National Savings Rates: Best Savings Rate at 1.00%
Mortgage Rates Decline Sending Mortgage Loan Demand Higher
Current National Savings Account Rates
Atlanta Postal Credit Union Highest CD Rates
15 Year Mortgage Rates Drop - Mortgage Applications Increase
Retirement Saving: Where to Invest in a Shaky Economy

Western Bank Artesia Reviews

There are no reviews for Western Bank Artesia yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Western Bank Artesia
Your Name:
Your Rating:

See how Western Bank Artesia Compares to other banks