First Exchange Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. First Exchange Bank Deposit Rates
Today's 12-month CD rates can be found at 1.51%, 6-month CD rates at 5.01% and 3-month CD rates at 0.30%. Current savings rates are at 5.25% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 7.18%. Credit Card rates are at 15.35%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates. First Exchange Bank's 15-Month CD rates are at 4.80%, 12-Month CD rates are at 4.80%, 10-Month CD rates are at 4.40%, 6-Month CD rates are at 3.90%, 24-Month CD rates are at 2.40%.

First Exchange Bank

To see how these rates compare to First Exchange Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Exchange Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Exchange Bank CD rates. You can also compare First Exchange Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Exchange Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Exchange Bank? Share your experience about First Exchange Bank by leaving a review below, or read customer reviews before you decide to use First Exchange Bank.

First Exchange Bank Texas Ratio

First Exchange Bank's Texas Ratio is at 24.76%, which is considered excellent. The Texas Ratio for First Exchange Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Exchange Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.80%
18-Month CD
0.15%
24-Month CD
2.40%
36-Month CD
2.22%
48-Month CD
0.40%
60-Month CD
0.50%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Exchange Bank
1 Heritage Way
White Hall, WV 26554
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

First Exchange Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Exchange Bank
First Exchange Bank
15-Month CD
4.80%
$500
First Exchange Bank
First Exchange Bank
12-Month CD
4.80%
$500
First Exchange Bank
First Exchange Bank
10-Month CD
4.40%
$500
First Exchange Bank
First Exchange Bank
6-Month CD
3.90%
$500
First Exchange Bank
First Exchange Bank
24-Month CD
2.40%
$500
First Exchange Bank
First Exchange Bank
36-Month CD
2.22%
$500
First Exchange Bank
First Exchange Bank
60-Month CD
0.50%
$500
First Exchange Bank
First Exchange Bank
48-Month CD
0.40%
$500
First Exchange Bank
First Exchange Bank
18-Month CD
0.15%
$500
First Exchange Bank
First Exchange Bank
3-Month CD
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Exchange Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
LifeStore Bank
LifeStore Bank
8-Month CD (special)
5.13%
$5,000
S&T Bank
S&T Bank
6-Month CD
5.00%
$500
NexBank
NexBank
24-Month CD
4.80%
$10,000
First State Bank of Porter
First State Bank of Porter
12-Month CD (Jumbo)
4.35%
$100,000
America First Federal Credit Union
America First Federal Credit Union
60-Month CD
4.20%
$500
Freedom Bank of Virginia
Freedom Bank of Virginia
60-Month CD
4.00%
$500
Empower Federal Credit Union
Empower Federal Credit Union
60-Month CD
3.90%
$500
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
18-Month CD
3.75%
$500
Monroe Federal S&L
Monroe Federal S&L
24-Month CD
3.50%
$1,000
Woodlands National Bank
Woodlands National Bank
36-Month CD
3.40%
$10,000
FCNB of St. Paris
12-Month CD
3.15%
$1,000
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
60-Month CD
3.04%
$500
Bank Midwest
Bank Midwest
Premier Money Market
3.04%
$250,000
Community Bank Dunlap, IA
Community Bank Dunlap, IA
48-Month CD
3.03%
$500
Harford Bank
Harford Bank
24-Month CD
3.00%
$1,000
Harford Bank
Harford Bank
60-Month CD
2.85%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
18-Month CD
2.58%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
18-Month CD
2.47%
$1,000
Rosedale FSL
Rosedale FSL
18-Month CD
2.35%
$500
Bank of Wolcott
Bank of Wolcott
12-Month CD
2.25%
$5,000
Bank of Hillsboro
Bank of Hillsboro
36-Month CD
2.17%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
24-Month CD
2.02%
$1,000
Osgood Bank OB
Osgood Bank OB
24-Month CD
2.02%
$1,000
BLC Community Bank
BLC Community Bank
48-Month CD
2.02%
$2,500
Hilltop National Bank
Hilltop National Bank
18-Month CD
1.61%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
6-Month CD
1.51%
$1,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
36-Month CD
1.51%
$1,500
TriCentury Bank
TriCentury Bank
TriCentury Savings
1.50%
$100
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
48-Month CD
1.26%
$1,000
River Bank
River Bank
Money Market
1.26%
$1,500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Savings
1.00%
$5
Buena Vista National Bank
Buena Vista National Bank
12-Month CD
0.85%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Health Savings
0.75%
$0
Franklin Bank
Franklin Bank
84-Month CD
0.65%
$500
State Central Bank
State Central Bank
Golden Passbook Savings
0.40%
$2,500
Round Top State Bank
Round Top State Bank
Money Market
0.35%
$2,500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
24-Month CD
0.35%
$500
UniBank for Savings
UniBank for Savings
Money Market
0.35%
$2,500
Katahdin Trust Company
Katahdin Trust Company
Christmas Club
0.25%
$1
GN Bank
GN Bank
36-Month CD
0.20%
$1,000
Academic Employees Credit Union
Academic Employees Credit Union
12-Month CD
0.20%
$1,000
Central Federal SLA
Central Federal SLA
36-Month CD
0.15%
$2,500
Pulaski Savings Bank
Pulaski Savings Bank
Savings
0.15%
$50
Federation Bank
Federation Bank
Money Market
0.05%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
Direct Checking
0.05%
$100
Hancock Whitney Bank
Hancock Whitney Bank
Money Market
0.05%
$2,500
NCF Savings Bank
NCF Savings Bank
Statement Savings
0.02%
$0
First Command Bank
First Command Bank
Checking
0.01%
$1,000
First County Bank
First County Bank
Business Money Market
0.01%
$1
First State Bank (MI)
First State Bank (MI)
Statement Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Exchange Bank Information

First Exchange Bank
1 Heritage Way
White Hall, WV 26554
Marion
Established Date: 06/27/1932
FDIC Certificate #: 13020
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: HERITAGE BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is First Exchange Bank FDIC Insured? Yes
What is First Exchange Bank's Cert number? 13020
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Exchange Bank Financials

Total Assets:
$330,642,000
Total Deposits:
$298,112,000
Equity Capital:
$27,605,000
Domestic Deposits:
$298,112,000
Net Income:
$1,064,000
Return on Assets:
1.0591%
Quarterly Return on Assets:
1.3000%
Pretax Return on Assets:
1.2994%
Pretax Quarterly Return on Assets:
1.3000%
Return on Equity:
12.3200%
Quarterly Return on Equity:
15.8000%
Leverage Tier 1 (Core Capital) Ratio:
9.8477%
Total Interest Income (YTD):
4.3249%
 
 
Headquarters:
White Hall
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Marion
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Mortgage rates are mostly higher today following bond yields and stock prices higher. 10 year bond yields rose to just under 3.00% on news of record U.S. exports. Current 30 year mortgage rates are averaging 4.53%, up from yesterday’s average 30 year mortgage rate of 4.45% as reported by MonitorBankRates.com.
j0395751 The Federal Open Market Committee, which makes decisions about interest rates, has kept the Fed Funds rate in a targeted range of zero percent to one quarter percent since late 2008.
Mortgage rates were mixed in the most recent Primary Mortgage Market Survey released this morning by Freddie Mac. 30 year conforming fixed home mortgage rates tied a record low made last week and 15 year conforming fixed home mortgage rates made a new record low for the week ending September 30, 2010. 15 year mortgage interest rates are still at a record low set last week. Adjustable mortgage rates were mixed for the week ending September 30, 2010. 5 year adjustable home mortgage rates declined slightly and 1 year home adjustable home mortgage rates increased.  

Bank or Credit Union Offers and Deals

CD Rates: Current CD Rates at Banks July 22, 2009
Friends Bank Certificates of Deposit
American Express Bank Savings Rates: Best Rate 1.00%
Mortgage Rates - Current Mortgage Rates Nearing 5.00%
State Farm Bank Money Market Account Rates now at 0.30%
Mortgage Rates Nosedive to New Low
Current Mortgage Rates: Average Mortgage Rates Decline Today, 30 Year Jumbo Mortgage Rates at 5.33%
Investing in Certificate of Deposit Accounts
Mortgage Rates: 30 Year Mortgage Rates @ 4.88%, 15 year Mortgage Rates @ 4.33%
Texas Auto Loan Rates: 5 Year New Auto Loan Rate at 2.99%

Alternative Bank and Credit Union Offers to Explore

New Year's Resolution, Save More Money
Mortgage Rates: Today's Mortgage Rates Up According to the MBA
Banks and Credit Unions Continue Increasing CD Rates
Treasury Yields are Moving Higher, Will Savings Rates Also Go Up?
TAB Bank 4 Year CD Rates now at 1.65%
Mortgage Rates Hit Record Low This Week: 30 Year Mortgage Rates at 3.89%
Best Credit Union Savings Interest Rates in Georgia: Atlanta Postal Credit Union
5 Star Bank Money Market Account Rates now at 0.10%
Best Savings Interest Account Rates in Chicago, Illinois
California Mortgage Rates: Comparing Mortgage Loans and Rates Today

First Exchange Bank Reviews

There are no reviews for First Exchange Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First Exchange Bank
Your Name:
Your Rating:

See how First Exchange Bank Compares to other banks