First Horizon CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 0.20% and 3-month CD rates at 4.32%. Current savings rates are at 0.02% and money market rates are at 2.40%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 15.99%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. First Horizon's 60-Month CD rates are at 0.10%, 6-Month CD rates are at 0.10%, 48-Month CD rates are at 0.10%, 36-Month CD rates are at 0.10%, 24-Month CD rates are at 0.10%. First Horizon's savings rates are at 0.30%. First Horizon's money market rates are at 1.26%.

First Horizon

To see how these rates compare to First Horizon CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Horizon, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Horizon CD rates. You can also compare First Horizon savings rates, MMA rates and mortgage rates using our other rate lists.

First Horizon money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Horizon? Share your experience about First Horizon by leaving a review below, or read customer reviews before you decide to use First Horizon.

First Horizon Texas Ratio

First Horizon's Texas Ratio is at 6.39%, which is considered excellent. The Texas Ratio for First Horizon is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Horizon is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.10%
18-Month CD
N/A
24-Month CD
0.10%
36-Month CD
0.10%
48-Month CD
0.10%
60-Month CD
0.10%
Savings
0.30%
MMA
1.26%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Horizon
165 Madison Ave
Memphis, TN 38103
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First Horizon CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Horizon
First Horizon
TotalView Money Market
1.26%
$50,000
First Horizon
First Horizon
Traditional Savings
0.30%
$0
First Horizon
First Horizon
6-Month CD
0.10%
$1,000
First Horizon
First Horizon
12-Month CD
0.10%
$1,000
First Horizon
First Horizon
24-Month CD
0.10%
$1,000
First Horizon
First Horizon
36-Month CD
0.10%
$1,000
First Horizon
First Horizon
48-Month CD
0.10%
$1,000
First Horizon
First Horizon
60-Month CD
0.10%
$1,000
First Horizon
First Horizon
3-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Horizon Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Greene County Commercial Bank
Greene County Commercial Bank
Free e-checking
5.00%
$1
Raymond James
9-Month CD
4.35%
$1,000
Axiom Bank
Axiom Bank
12-Month CD
4.16%
$500
American Bank of Baxter Springs
American Bank of Baxter Springs
3-Month CD
4.07%
$1,000
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
3.89%
$1,000
Harford Bank
Harford Bank
18-Month CD
3.70%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD
3.65%
$1,000
The Corner Stone Bank
The Corner Stone Bank
60-Month CD
3.25%
$1,000
Crest Savings Bank
Crest Savings Bank
24-Month CD
3.25%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
24-Month CD
3.25%
$500
Collins State Bank
Collins State Bank
48-Month CD
3.00%
$1,000
FNB of Kansas
FNB of Kansas
48-Month CD
3.00%
$1,000
KodaBank
KodaBank
36-Month CD
3.00%
$1,000
PeopleFirst Bank
PeopleFirst Bank
12-Month CD (Jumbo)
3.00%
$100,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
36-Month CD
2.93%
$1,000
State Bank of De Kalb
State Bank of De Kalb
36-Month CD
2.78%
$500
CSB Norwood Young America
CSB Norwood Young America
Prime Money Market
2.58%
$500,000
Phelps County Bank
Phelps County Bank
48-Month CD
2.52%
$1,000
Regent Bank (OK)
Regent Bank (OK)
60-Month CD
2.50%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
60-Month CD
2.50%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
30-Month CD
2.30%
$25,000
Northwest Community Bank
Northwest Community Bank
36-Month CD
2.25%
$500
American Plus Bank, N.A.
American Plus Bank, N.A.
48-Month CD
2.20%
$25,000
Timberland Bank
Timberland Bank
36-Month CD
2.17%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
18-Month CD
2.05%
$0
First Security B&T Co. IA
First Security B&T Co. IA
24-Month CD
2.03%
$2,500
State Bank of Industry
State Bank of Industry
36-Month CD
2.02%
$1,000
Geddes Federal S&L
Geddes Federal S&L
18-Month CD
1.76%
$500
Neffs National Bank
Neffs National Bank
36-Month CD
1.75%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
Simplicity Consumer Savings
1.64%
$0
USAA
USAA
30-Month CD
1.55%
$1,000
Wolf River Community Bank
Wolf River Community Bank
24-Month CD
1.55%
$1,000
JTNB
JTNB
12-Month CD
1.50%
$1,000
OneLocal Bank
OneLocal Bank
36-Month CD
1.50%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
Platinum Savings
1.40%
$25,000
Hocking Valley Bank
Hocking Valley Bank
48-Month CD
1.30%
$5,000
Fremont Bank
Fremont Bank
24-Month CD
1.25%
$2,500
Cayuga Lake National Bank
Cayuga Lake National Bank
36-Month CD
1.21%
$500
FNB of Pandora
FNB of Pandora
12-Month CD
1.11%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
24-Month CD
0.75%
$1,000
Silver Lake Bank
Silver Lake Bank
Money Market
0.60%
$0
Blue Foundry Bank
Blue Foundry Bank
24-Month CD
0.30%
$1,000
Katahdin Trust Company
Katahdin Trust Company
Christmas Club
0.25%
$1
Access Bank
Access Bank
Classic Access Savings
0.25%
$1,000
Millville Savings Bank
Millville Savings Bank
24-Month CD
0.20%
$1,000
Achieve Financial Credit Union
Achieve Financial Credit Union
12-Month CD
0.10%
$1,000
Touchmark Bank
Touchmark Bank
Personal Savings
0.05%
$0
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
Premium Interest Checking
0.04%
$0
First Hope Bank
First Hope Bank
Statement Savings
0.04%
$100
University Federal Credit Union
University Federal Credit Union
Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 14, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.250%
5.353%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.500%
5.573%
0.000
5.375%
5.575%
2.000
5.375%
5.602%
0.750
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Horizon Information

First Horizon
165 Madison Ave
Memphis, TN 38103
Shelby
Established Date: 01/01/1864
FDIC Certificate #: 4977
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST HORIZON CORP
How Many Domestic U.S. Offices? 427
How Many Branches are There? 425
Is First Horizon FDIC Insured? Yes
What is First Horizon's Cert number? 4977
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Horizon Financials

Total Assets:
$81,504,034,000
Total Deposits:
$66,653,093,000
Equity Capital:
$8,788,756,000
Domestic Deposits:
$66,653,093,000
Net Income:
$225,159,000
Return on Assets:
1.0426%
Quarterly Return on Assets:
1.1100%
Pretax Return on Assets:
1.4214%
Pretax Quarterly Return on Assets:
1.4200%
Return on Equity:
10.1800%
Quarterly Return on Equity:
10.1500%
Common Equity Tier 1 Capital Ratio:
10.9849%
Tier 1 Risk-Based Capital Ratio:
11.3979%
Leverage Tier 1 (Core Capital) Ratio:
9.8420%
Total Risk-Based Capital Ratio (YTD):
12.7129%
Total Interest Income (YTD):
5.4525%
 
 
Headquarters:
Memphis
FDIC Field Office:
Nashville
Regulator:
FED
County:
Shelby
# of Offices:
427
Metropolitan Statistical Area (MSA):
Memphis, TN-MS-AR
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

First Horizon Bank CD Rates: Best Rate at 0.10% APY

First Horizon Bank CD rates are not competitive at all, in fact, the banks' rates are lower than the average CD rates available. With rates so low, one can only assume First Horizon Bank isn't interested in raising rates time deposits. The highest CD rates available at First Horizon Bank CD Rates are at 0.10 percent, that rate is on most of their CD terms. Shorter-term CD rates are even lower, 1-month CD rates, 6-month CD rates and 9-month CD rates are all at a pathetic 0.05% APY. View an entire list of First Horizon Bank CD Rates right here and compare them to other bank CD rates.

First Horizon Bank Standard CD Rates

  • 30 Days: 0.05%
  •     Read more...

    Explore Other Rate Deals

    Variable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent.

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