What are the current interest rates at First Horizon?

Current rates for First Horizon include: Savings: 0.10%

First Horizon Rates and Review February 2026

Content reviewed by

Brian McKay

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First Horizon Deposit Rates

First Horizon's savings rates are at 0.10%. You can compare First Horizon rates to other rates in our database, including 12-month CD rates currently at 3.50%, 6-month CD rates at 2.78% and 3-month CD rates at 2.60%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.68%. All these rates, and more, can be found in our database of rates which you can compare to First Horizon rates.

First Horizon

Rate Updates and Availability

First Horizon money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Horizon? Share your experience about First Horizon by leaving a review below, or read customer reviews before you decide to use First Horizon.

First Horizon Texas Ratio

First Horizon's Texas Ratio is at 6.39%, which is considered excellent. The Texas Ratio for First Horizon is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

First Horizon has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, First Horizon is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

0.10%

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

First Horizon

165 Madison Ave
Memphis, TN 38103

https://www.firsthorizon.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

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First Horizon Savings Rates

Product	Rate	APY
TotalView Money Market Savings	-	0.75%
Min Deposit$100,000 DetailsBalance: $100,000 - $249,999 Last Updated 02/13/2026
TotalView Money Market Savings	-	0.60%
Min Deposit$25,000 DetailsBalance: $25,000 - $49,999 Last Updated 02/13/2026
TotalView Money Market Savings	-	0.50%
Min Deposit$0 DetailsBalance: $0 - $24,999 Last Updated 02/13/2026
Traditional Savings	-	0.25%
Min Balance$0 Last Updated 02/13/2026
Money Market Savings	-	0.15%
Min Deposit$50,000 DetailsBalance: $50,000 - $99,999 Last Updated 02/13/2026
Money Market Savings	-	0.10%
Min Deposit$0 DetailsBalance: $0 - $24,999 Last Updated 02/13/2026

First Horizon Money Market Rates

Product	Rate	APY
TotalView Money Market Savings	-	0.75%
Min Deposit$100,000 DetailsBalance: $100,000 - $249,999 Last Updated 02/13/2026
TotalView Money Market Savings	-	0.60%
Min Deposit$25,000 DetailsBalance: $25,000 - $49,999 Last Updated 02/13/2026
TotalView Money Market Savings	-	0.50%
Min Deposit$0 DetailsBalance: $0 - $24,999 Last Updated 02/13/2026
Money Market Savings	-	0.15%
Min Deposit$50,000 DetailsBalance: $50,000 - $99,999 Last Updated 02/13/2026
Money Market Savings	-	0.10%
Min Deposit$0 DetailsBalance: $0 - $24,999 Last Updated 02/13/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Horizon is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Horizon rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Horizon's official website for the most current offers and terms.