First Horizon CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 2.00% and 3-month CD rates at 0.20%. Current savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 16.95%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. First Horizon's 24-Month CD rates are at 0.10%, 12-Month CD rates are at 0.10%, 60-Month CD rates are at 0.10%, 6-Month CD rates are at 0.10%, 48-Month CD rates are at 0.10%. First Horizon's savings rates are at 0.30%. First Horizon's money market rates are at 1.26%.

First Horizon

To see how these rates compare to First Horizon CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Horizon, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Horizon CD rates. You can also compare First Horizon savings rates, MMA rates and mortgage rates using our other rate lists.

First Horizon money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Horizon? Share your experience about First Horizon by leaving a review below, or read customer reviews before you decide to use First Horizon.

First Horizon Texas Ratio

First Horizon's Texas Ratio is at 6.39%, which is considered excellent. The Texas Ratio for First Horizon is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Horizon is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.10%

2.52%

18-Month CD

N/A

2.28%

24-Month CD

0.10%

2.27%

36-Month CD

0.10%

2.19%

48-Month CD

0.10%

2.15%

60-Month CD

0.10%

2.26%

Savings

0.30%

0.62%

MMA

1.26%

0.80%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First Horizon

165 Madison Ave
Memphis, TN 38103

https://www.firsthorizon.com

MonitorBankRates' Rating

5/5

★★★★★

Review First Horizon

First Horizon CD Rates and Interest Rates

First Horizon

TotalView Money Market

1.26%

$50,000

First Horizon

Traditional Savings

0.30%

First Horizon

6-Month CD

0.10%

$1,000

First Horizon

12-Month CD

0.10%

$1,000

First Horizon

24-Month CD

0.10%

$1,000

First Horizon

36-Month CD

0.10%

$1,000

First Horizon

48-Month CD

0.10%

$1,000

First Horizon

60-Month CD

0.10%

$1,000

First Horizon

3-Month CD

0.05%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Horizon Rates with Other Competitive Bank and Credit Union Rates

Bank of Vici

6-Month CD

4.60%

$1,000

Ohio State Bank

6-Month CD

4.10%

$500

VirtualBank

eMoney Market

4.00%

National Bank of Malvern

12-Month CD

4.00%

$500

Gunnison S&L

30-Month CD

3.56%

$500

1st Advantage Bank

48-Month CD

3.51%

$500

Frost Bank

3-Month CD

3.50%

$1,000

Gainey Business Bank

24-Month CD

3.45%

$5,000

Home Bank of California

12-Month CD

3.36%

$2,500

National Bank of Malvern

24-Month CD

3.25%

$500

Home Loan SB

24-Month CD

3.10%

$500

Mercantile Bank

36-Month CD

3.03%

$500

Integrity Bank & Trust

60-Month CD

3.03%

$500

Santander Bank

6-Month CD

3.00%

$500

Citizens State Bank Somerville, TX

36-Month CD

2.93%

$1,000

Citizens Federal S&L Assoc

18-Month CD

2.85%

$1,000

Versailles S&L Co.

24-Month CD

2.78%

$1,000

Centreville Bank

36-Month CD

2.75%

$1,000

New Peoples Bank

Peoples Premier Checking

2.70%

Pineries Bank

12-Month CD

2.60%

$1,000

The Bank of South Carolina

24-Month CD

2.50%

$1,000

Farmers Bank of Appomattox

36-Month CD

2.50%

$1,000

Bank Plus

12-Month CD

2.25%

$1,000

Nashville Savings Bank

60-Month CD

2.02%

$1,000

Regions Bank

Premium Money Market

2.00%

$10,000

Walden Savings Bank

12-Month CD

1.90%

$1,000

Eureka Savings Bank

48-Month CD

1.87%

$1,000

Bank of Easton

36-Month CD

1.41%

$500

Chain Bridge Bank

Savings

0.66%

$100

Bank of Buffalo

60-Month CD

0.60%

$500

BankOrion

12-Month CD

0.60%

$500

First National Bank in Olney

Statement Savings

0.55%

$100

Citizens State Bank Cadott, WI

48-Month CD

0.45%

$1,000

Academic Employees Credit Union

36-Month CD

0.40%

$1,000

Somerset Trust Company

24-Month CD

0.35%

$500

Halstead Bank

Statement Savings

0.30%

$100

Itasca Bank & Trust Co.

Itasca Savings

0.30%

$250

VisionBank Of Iowa

Savings

0.30%

$100

PSB Wellsburg, IA

Regular Savings

0.29%

$50

SNB St. Henry Bank

30-Month CD

0.25%

$1,000

Warsaw Federal S&L

12-Month CD

0.25%

$500

Benchmark Community Bank

Personal Money Market

0.25%

$100

Nevada B&T Co.

12-Month CD

0.18%

$1,000

Farmers and Merchants Bank Milford, NE

Savings

0.10%

First Community Bank of Moultrie County

Savings

0.10%

$10

Flanagan State Bank

Regular Savings

0.05%

$50

SSB Scott State Bank

Savings

0.05%

$10

National Bank of Malvern

Money Market

0.05%

$25

Badger Bank

Regular Savings

0.02%

$100

Tompkins Community Bank

Savings

0.02%

Disclaimer

Mortgage Rates July 16, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.494%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.500%

5.658%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.500%

5.728%

1.125

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.500%

5.759%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.750%

5.776%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Horizon Information

First Horizon

165 Madison Ave
Memphis, TN 38103
Shelby
Established Date: 01/01/1864
FDIC Certificate #: 4977
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: FIRST HORIZON CORP

How Many Domestic U.S. Offices? 427

How Many Branches are There? 425

Website: https://www.firsthorizon.com

Is First Horizon FDIC Insured? Yes

What is First Horizon's Cert number? 4977

What is the maximum amount for insured deposits? $250,000 per holder, per account

First Horizon Financials

Total Assets:

$81,504,034,000

Total Deposits:

$66,653,093,000

Equity Capital:

$8,788,756,000

Domestic Deposits:

$66,653,093,000

Net Income:

$225,159,000

Return on Assets:

1.0426%

Quarterly Return on Assets:

1.1100%

Pretax Return on Assets:

1.4214%

Pretax Quarterly Return on Assets:

1.4200%

Return on Equity:

10.1800%

Quarterly Return on Equity:

10.1500%

Common Equity Tier 1 Capital Ratio:

10.9849%

Tier 1 Risk-Based Capital Ratio:

11.3979%

Leverage Tier 1 (Core Capital) Ratio:

9.8420%

Total Risk-Based Capital Ratio (YTD):

12.7129%

Total Interest Income (YTD):

5.4525%

Headquarters:

Memphis

FDIC Field Office:

Nashville

Regulator:

FED

County:

Shelby

# of Offices:

427

Metropolitan Statistical Area (MSA):

Memphis, TN-MS-AR

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Southeast

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

First Horizon Bank CD Rates: Best Rate at 0.10% APY

First Horizon Bank CD rates are not competitive at all, in fact, the banks' rates are lower than the average CD rates available. With rates so low, one can only assume First Horizon Bank isn't interested in raising rates time deposits. The highest CD rates available at First Horizon Bank CD Rates are at 0.10 percent, that rate is on most of their CD terms. Shorter-term CD rates are even lower, 1-month CD rates, 6-month CD rates and 9-month CD rates are all at a pathetic 0.05% APY. View an entire list of First Horizon Bank CD Rates right here and compare them to other bank CD rates.

First Horizon Bank Standard CD Rates

30 Days: 0.05%

Explore Other Rate Deals

Home Mortgage Rates: 30 Year Mortgage Rates Higher, 15 Year Mortgage Rates Lower - MBA

Fixed home mortgage rates are mixed in the latest mortgage survey released this morning by the Mortgage Bankers Association (MBA). 30 year fixed mortgage rates are higher and 15 year fixed mortgage rates are lower for the week ending October 29, 2010. 30 year fixed home mortgage rates increased to 4.28 percent for the week ending October 29, 2010, an increase from the previous week’s average of 4.25 percent. Average mortgage discount points on 30 year home mortgage loans increased to 10.7 points, up from the prior week’s average of 1.00 points.

When Will the FOMC Start Increasing Rates and How High Will They Go?

Most analysts believe the Federal Reserve will increase rates sometime in 2015. What is unclear is not only when rates will be increased but by how much and how quickly rates will move higher. Back in December 2008, The Federal Open Market Committee voted to decrease the fed funds rate to a targeted range of zero to one quarter percent, where it remains today.

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