Union National B&T Co. Elgin CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Union National B&T Co. Elgin CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Union National B&T Co. Elgin, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Union National B&T Co. Elgin CD rates. You can also compare Union National B&T Co. Elgin savings rates, MMA rates and mortgage rates using our other rate lists. Union National B&T Co. Elgin money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union National B&T Co. Elgin? Share your experience about Union National B&T Co. Elgin by leaving a review below, or read customer reviews before you decide to use Union National B&T Co. Elgin. Union National B&T Co. Elgin Texas Ratio Union National B&T Co. Elgin's Texas Ratio is at 0.33%, which is considered excellent. The Texas Ratio for Union National B&T Co. Elgin is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Union National B&T Co. Elgin is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Union National B&T Co. Elgin Rates with Other Competitive Bank and Credit Union Rates
Bank of Star Valley
12-Month CD
4.16%
$250
American Eagle Bank
36-Month CD
3.75%
$5,000
Golden Belt Bank, FSA
12-Month CD
3.75%
$1,000
Haverhill Bank
24-Month CD
3.75%
$500
Evergreen Federal Bank
12-Month CD
3.75%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Union National B&T Co. Elgin rate data right now, check back for updates, we are adding rates all the time. Union National B&T Co. Elgin InformationUnion National B&T Co. Elgin
101 E Chicago StElgin, IL 60120 Kane Established Date: 05/21/1904 FDIC Certificate #: 3661 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: ELGIN BANCSHARES INC How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.unbelgin.com
Is Union National B&T Co. Elgin FDIC Insured? Yes
What is Union National B&T Co. Elgin's Cert number? 3661
What is the maximum amount for insured deposits? $250,000 per holder, per account
Union National B&T Co. Elgin FinancialsTotal Assets:
$360,150,000
Total Deposits:
$319,820,000
Equity Capital:
$39,019,000
Domestic Deposits:
$319,820,000
Net Income:
$1,368,000
Return on Assets:
1.7510%
Quarterly Return on Assets:
1.5300%
Pretax Return on Assets:
2.1223%
Pretax Quarterly Return on Assets:
2.1200%
Return on Equity:
16.2800%
Quarterly Return on Equity:
14.2700%
Common Equity Tier 1 Capital Ratio:
20.7721%
Tier 1 Risk-Based Capital Ratio:
20.7721%
Leverage Tier 1 (Core Capital) Ratio:
11.0240%
Total Risk-Based Capital Ratio (YTD):
22.0278%
Total Interest Income (YTD):
4.7409%
Headquarters:
Elgin
FDIC Field Office:
Chicago
Regulator:
OCC
County:
Kane
# of Offices:
2
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are mixed today, no major changes in average mortgage rates. Today's mortgage rates on 30 year home loans are averaging 4.03%, unchanged from yesterday’s average 30 year mortgage rate. Current mortgage rates on 15 year mortgage loans are averaging 3.33%, a decrease from yesterday’s average 15 year rate of 3.35%.
 Bank of America is offering an introductory savings rate of 1.50 percent for their Money Market Savings Account. The savings account rate stays the same until January 4, 2010 for the opening balance and any additional money you deposit into the money market savings account. The minimum savings account opening balance is $10,000.
 Searching for the best low interest balance transfer credit cards and credit card rates? Right now on the credit card rate tables on MonitorBankRates.com there are several credit cards available that have a 0% balance transfer interest rate. Balance transfer periods on these credit cards range from 6 months to 18 months. Of course there are balance transfer fees associated with all balance transfer credit cards which make the 0% balance transfer period not really 0% when you factor in the fee.
Bank or Credit Union Offers and DealsMortgage Rates: 30 Year Mortgage Rates Down, Averaging 4.41% on Weak Economic DataHighest Savings Rates This Week: Best 1 Year APY at 1.05 Percent Average Mortgage Rates Mixed This Week, Lowest 30 Year Rates Remain Under 4.00 Percent Home Equity Loans vs. Reverse Mortgages Fed Declines to Increase Rates, December Hike Likely California Credit Union CD Rates: 5 Year Super Jumbo APY at 1.90% Mortgage Rates Higher: Current 30 Year Mortgage Rates at 4.96%, 15 Year Mortgage Rates at 4.27% Apple Bank Savings Account Rates Mortgage Rates Decrease Again MBA: 30 Year Mortgage Rates at 4.60% National Average CD Rates - April 28, 2010 Alternative Bank and Credit Union Offers to ExploreMortgage Rates Mixed: Current Mortgage Rates on 30 Year Conforming Loans at 4.27%Silvergate Bank Money Market Account Rates now at 1.10% Friends Bank Savings Interest Accounts New York Savings Account Rates Read the Fine Print When Investing in a Certificate of Deposit 16 Financial Institutions Now Offering 1 Year CD Rates at or above 1.00 Percent Investing the "Rainy Day Fund" 0.90% - Highest 6 Month Rate - CD Rate Changes for September 10, 2015 Federal Reserve Leaves Rates Low CD Rates Will Remain Near Current Levels as Fed Stresses Low Interest Rate Policy Union National B&T Co. Elgin ReviewsThere are no reviews for Union National B&T Co. Elgin yet. Feel free to create one below.
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See how Union National B&T Co. Elgin Compares to other banks |
Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 0.25% and 3-month CD rates at 1.25%. Current savings rates are at 1.00% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 8.99%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. 
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