Mineola Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Mineola Community BankToday's 12-month CD rates can be found at 2.25%, 6-month CD rates at 4.30% and 3-month CD rates at 2.65%. Current savings rates are at 0.15% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 9.90%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Mineola Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Mineola Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Mineola Community Bank CD rates. You can also compare Mineola Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Mineola Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mineola Community Bank? Share your experience about Mineola Community Bank by leaving a review below, or read customer reviews before you decide to use Mineola Community Bank.

Mineola Community Bank Texas Ratio

Mineola Community Bank's Texas Ratio is at 3.22%, which is considered excellent. The Texas Ratio for Mineola Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Mineola Community Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Mineola Community Bank
215 W Broad St
Mineola, TX 75773
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Mineola Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Climate First Bank
Climate First Bank
Choice Checking
4.46%
$0
ESB Bank
ESB Bank
18-Month CD
4.10%
$10,000
FNB of Litchfield
FNB of Litchfield
12-Month CD
4.06%
$1,000
New Albin Savings Bank
New Albin Savings Bank
24-Month CD
3.96%
$1,000
E-Trade
E-Trade
24-Month CD
3.90%
$0
iGOBanking
iGOBanking
36-Month CD
3.75%
$1,000
Beacon Community Bank
Beacon Community Bank
48-Month CD
3.75%
$250
The Citizens Bank of Weston
The Citizens Bank of Weston
48-Month CD
3.69%
$500
BMO Alto
BMO Alto
60-Month CD
3.60%
$0
Northwest Community Bank
Northwest Community Bank
18-Month CD
3.60%
$500
Lake-Osceola State Bank
Lake-Osceola State Bank
Money Market
3.56%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
6-Month CD
3.50%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
60-Month CD
3.35%
$100
Leighton State Bank
Leighton State Bank
12-Month CD
3.20%
$500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
18-Month CD
3.02%
$500
The Seymour Bank
The Seymour Bank
3-Month CD
2.78%
$1,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
48-Month CD
2.75%
$1,000
First State Bank and Trust
First State Bank and Trust
18-Month CD
2.57%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
24-Month CD
2.53%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
60-Month CD
2.51%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
60-Month CD
2.45%
$500
Unison Bank
Unison Bank
30-Month CD
2.00%
$2,500
South Central State Bank
South Central State Bank
60-Month CD
1.91%
$1,000
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
18-Month CD (Rate Riser)
1.66%
$1,000
Forcht Bank
Forcht Bank
Forcht Reserve Money Market
1.51%
$250,000
Bank of Sun Prairie
Bank of Sun Prairie
84-Month CD
1.40%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
36-Month CD
1.30%
$2,500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
18-Month CD
1.25%
$500
Putnam County State Bank
Putnam County State Bank
Savings
1.00%
$100
The Bank of Brodhead
The Bank of Brodhead
Golden Passbook Savings
1.00%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
24-Month CD
1.00%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
24-Month CD
0.60%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
Premier Money Market
0.60%
$0
Mid-Missouri Bank
Mid-Missouri Bank
3-Month CD
0.50%
$1,000
Bank of Botetourt
Bank of Botetourt
12-Month CD
0.50%
$500
PennCrest Bank
PennCrest Bank
Money Market
0.50%
$0
Beardstown Savings
Beardstown Savings
Money Market
0.50%
$10,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
24-Month CD
0.40%
$1,000
First Bank Hampton
First Bank Hampton
Savings
0.35%
$100
Clinton Savings Bank
Clinton Savings Bank
24-Month CD
0.35%
$10
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Basic Savings
0.25%
$0
American Savings Bank, FSB
American Savings Bank, FSB
24-Month CD
0.25%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
Money Market
0.20%
$1
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
Regular Savings
0.15%
$2,500
Connection Bank
Connection Bank
Interest Checking
0.10%
$1,000
First Federal S&L Bath
First Federal S&L Bath
NOW Checking
0.05%
$100
Kennebec Savings Bank
Kennebec Savings Bank
Statement Savings
0.05%
$10
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
Money Market
0.05%
$0
Bank of America
Bank of America
48-Month CD
0.03%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
Savings
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Mineola Community Bank rate data right now, check back for updates, we are adding rates all the time.

Mineola Community Bank Information

Mineola Community Bank
215 W Broad St
Mineola, TX 75773
Wood
Established Date: 04/01/1934
FDIC Certificate #: 28868
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: TEXAS COMMUNITY BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Mineola Community Bank FDIC Insured? Yes
What is Mineola Community Bank's Cert number? 28868
What is the maximum amount for insured deposits? $250,000 per holder, per account

Mineola Community Bank Financials

Total Assets:
$462,946,000
Total Deposits:
$341,651,000
Equity Capital:
$40,752,000
Domestic Deposits:
$341,651,000
Net Income:
$-2,612,000
Return on Assets:
-0.0608%
Quarterly Return on Assets:
-2.2900%
Pretax Return on Assets:
-2.8884%
Pretax Quarterly Return on Assets:
-2.8900%
Return on Equity:
-0.6200%
Quarterly Return on Equity:
-25.0500%
Leverage Tier 1 (Core Capital) Ratio:
11.1578%
Total Interest Income (YTD):
4.6110%
 
 
Headquarters:
Mineola
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Wood
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

ING Direct is offering $25 for opening an Orange Savings Account. You can open the special promo account online here ING Orange Savings Account. There is no minimum balance requirements for opening the account. The savings account currently has an annual percentage yield of 3.00%. Be sure to use reference code D286W when you open the account.
30 year rates on mortgages increased to 4.93 percent the week ending December 24, 2010, up from the previous week's average 30 year rate of 4.84 percent says the Mortgage Bankers Association. The average contract rate on 30 year mortgages for the week ending December 31, 2010, decreased to 4.82 percent. The average contract rate on 15 year mortgages remained unchanged at 4.22 percent for the week ending December 24, 2010. For the week ending December 31, 2010 rates on 15 year mortgages increased to 4.23 percent.
The current national average 12 month CD rate is averaging 0.965 percent this morning. 12 month CD rates had been even lower a few weeks ago averaging 0.76 percent. You can find CD interest rates higher than the national average rates. We have put together a list of the best 12 month CD rates from credit unions and banks in the state of California.

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