First State Bank and Trust Bayport, MN CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 4.59% and 3-month CD rates at 0.05%. Current savings rates are at 0.43% and money market rates are at 2.48%. Mortgage rates today on 30-year fixed loans are around 6.82%. Credit Card rates are at 11.96%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. First State Bank and Trust Bayport, MN's 60-Month CD rates are at 1.51%, 48-Month CD rates are at 1.26%, 36-Month CD rates are at 1.00%, 24-Month CD rates are at 0.75%, 18-Month CD rates are at 0.50%. First State Bank and Trust Bayport, MN's savings rates are at 0.05%. First State Bank and Trust Bayport, MN's money market rates are at 2.53%.

First State Bank and Trust Bayport, MN

To see how these rates compare to First State Bank and Trust Bayport, MN CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank and Trust Bayport, MN, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank and Trust Bayport, MN CD rates. You can also compare First State Bank and Trust Bayport, MN savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank and Trust Bayport, MN money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank and Trust Bayport, MN? Share your experience about First State Bank and Trust Bayport, MN by leaving a review below, or read customer reviews before you decide to use First State Bank and Trust Bayport, MN.

First State Bank and Trust Bayport, MN Texas Ratio

First State Bank and Trust Bayport, MN's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for First State Bank and Trust Bayport, MN is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State Bank and Trust Bayport, MN is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.50%
18-Month CD
0.50%
24-Month CD
0.75%
36-Month CD
1.00%
48-Month CD
1.26%
60-Month CD
1.51%
Savings
0.05%
MMA
2.53%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First State Bank and Trust Bayport, MN
950 Highway 95 N
Bayport, MN 55003
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First State Bank and Trust Bayport, MN CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Investors Plus Money Market
2.53%
$500,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
60-Month CD
1.51%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
48-Month CD
1.26%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
36-Month CD
1.00%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
24-Month CD
0.75%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
18-Month CD
0.50%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
12-Month CD
0.50%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Statement Savings
0.05%
$1
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Business Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First State Bank and Trust Bayport, MN Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Touchmark Bank
Touchmark Bank
6-Month CD
5.25%
$1,000
Service Federal Credit Union
Service Federal Credit Union
12-Month CD
5.00%
$500
Beacon Community Bank
Beacon Community Bank
12-Month CD
4.75%
$250
Communitywide Federal Credit Union
Communitywide Federal Credit Union
24-Month CD
4.70%
$1,000
University Federal Credit Union
University Federal Credit Union
12-Month CD
4.50%
$1,000
University Federal Credit Union
University Federal Credit Union
24-Month CD
4.50%
$1,000
LendingClub
LendingClub
24-Month CD
4.50%
$2,500
Portage Community Bank
Portage Community Bank
12-Month CD
4.05%
$1,000
Port Richmond Savings
Port Richmond Savings
36-Month CD
3.75%
$500
The Seymour Bank
The Seymour Bank
3-Month CD
3.70%
$1,000
FNB of Brookfield
FNB of Brookfield
60-Month CD
3.56%
$1,000
Alabama Credit Union
Alabama Credit Union
48-Month CD
3.44%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
36-Month CD
3.15%
$500
M.Y. Safra Bank
M.Y. Safra Bank
24-Month CD
3.00%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
84-Month CD
3.00%
$1,000
Union Federal S&L
12-Month CD
3.00%
$200
Coastal Heritage Bank
Coastal Heritage Bank
18-Month CD
3.00%
$1,000
Nebraska Bank
Nebraska Bank
12-Month CD
2.85%
$500
Chartway Credit Union
Chartway Credit Union
60-Month CD
2.75%
$500
FirstBank of Nebraska
FirstBank of Nebraska
60-Month CD
2.67%
$1,000
Mercer County State Bank
Money Market
2.02%
$500,000
FNB Community Bank
FNB Community Bank
3-Month CD
1.87%
$1,000
Maries County Bank
Maries County Bank
36-Month CD
1.76%
$1,000
TTNB Turbotville Bank
TTNB Turbotville Bank
36-Month CD
1.76%
$5,000
Madison County Bank
Madison County Bank
24-Month CD
1.75%
$500
Osgood Bank OB
Osgood Bank OB
36-Month CD
1.51%
$1,000
Security Federal Bank
Security Federal Bank
3-Month CD
1.40%
$500
La Salle State Bank
La Salle State Bank
Community Money Market
1.25%
$100,000
Haddon Savings Bank
Haddon Savings Bank
Passbook/Statement Savings
1.20%
$10,000
SpiritBank
SpiritBank
48-Month CD
1.15%
$1,000
FirstOak Bank
FirstOak Bank
36-Month CD
0.85%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
3-Month CD
0.81%
$500
Home Bank SB
Home Bank SB
24-Month CD
0.80%
$500
Mountain View Bank of Commerce
Mountain View Bank of Commerce
48-Month CD
0.73%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
60-Month CD
0.65%
$500
KeySavings Bank
KeySavings Bank
48-Month CD
0.60%
$1,000
The Dime Bank
The Dime Bank
12-Month CD
0.55%
$2,500
Riverside Savings Bank
Riverside Savings Bank
24-Month CD
0.45%
$1,000
OneUnited Bank
OneUnited Bank
36-Month CD
0.30%
$1,000
Heritage Bank Marion, IA
Heritage Bank Marion, IA
Money Market
0.25%
$2,500
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
Peoples Savings
0.25%
$10
Global Bank
Global Bank
Savings
0.20%
$1
United Bank of Philadelphia
United Bank of Philadelphia
24-Month CD
0.15%
$500
Northumberland Bank
Northumberland Bank
Savings
0.10%
$0
Queenstown Bank
Queenstown Bank
Regular Savings
0.10%
$20
WSB Municipal Bank
WSB Municipal Bank
Savings
0.10%
$100
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Regular Savings
0.08%
$50
Lusitania Savings Bank
Lusitania Savings Bank
12-Month CD
0.05%
$500
First Hawaiian Bank
First Hawaiian Bank
Savings
0.02%
$20
Home Loan SB
Home Loan SB
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First State Bank and Trust Bayport, MN Information

First State Bank and Trust Bayport, MN
950 Highway 95 N
Bayport, MN 55003
Washington
Established Date: 01/01/1914
FDIC Certificate #: 10159
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: UNIVERSAL FINL SERVICES INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is First State Bank and Trust Bayport, MN FDIC Insured? Yes
What is First State Bank and Trust Bayport, MN 's Cert number? 10159
What is the maximum amount for insured deposits? $250,000 per holder, per account

First State Bank and Trust Bayport, MN Financials

Total Assets:
$373,703,000
Total Deposits:
$343,405,000
Equity Capital:
$27,777,000
Domestic Deposits:
$343,405,000
Net Income:
$1,049,000
Return on Assets:
0.6817%
Quarterly Return on Assets:
1.1300%
Pretax Return on Assets:
1.1339%
Pretax Quarterly Return on Assets:
1.1300%
Return on Equity:
9.0100%
Quarterly Return on Equity:
15.7400%
Common Equity Tier 1 Capital Ratio:
15.3608%
Tier 1 Risk-Based Capital Ratio:
15.3608%
Leverage Tier 1 (Core Capital) Ratio:
8.8152%
Total Risk-Based Capital Ratio (YTD):
16.5821%
Total Interest Income (YTD):
3.3328%
 
 
Headquarters:
Bayport
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
Washington
# of Offices:
6
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Capital One Direct and Costco are advertising regular certificates of deposit and jumbo certificates of deposit with CD terms are between 18 months to 10 years. The minimum opening deposit for regular CD accounts is $5,000. Jumbo CD accounts have a minimum opening balance of $100,000.
Mortgage rates are higher this week over last week after a better than expected retail sales report drove bond yields higher. Conforming 30 year mortgage rates are averaging 4.46%, up from last week's average 30 year mortgage rate of 4.41%.

Low CD rates have forced people to look elsewhere for higher returns. Equity-linked certificates of deposit offer the potential for higher returns. The rate of return on these types of CD accounts are linked to the performance of a stock market index, like the S&P 500 or Dow Jones Industrial Average (DJIA).

Bank or Credit Union Offers and Deals

Affinity Federal Credit Union Savings Rates at 4.00% APY
Mortgage Rates: Today's Mortgage Rates Sept 9, 30 Year Mortgage Rates at 4.21%
Manville Area FCU Short Term CD Rates
Average 30 Year Mortgage Rates Hit A New Low for 2016
30 Year Mortgage Rates Finish 2012 Near Historic Lows
EH National Bank Savings Rates now at 0.81%
Mortgage Rates Mixed in Latest Mortgage Survey: Current 30 Year Mortgage Rates at 4.77%, 15 Year Mortgage Rates at 4.16%
Mortgage Rates Start 2019 Lower
Mortgage Rates: Today's 30 Year Mortgage Rates at 5.13% and 15 Year Mortgage Rates at 4.53%
Money Market Rates and Savings Rates December 10, 2012

Alternative Bank and Credit Union Offers to Explore

TIAA Bank CD rates: 2.10% APY 12-Month CD
Flagstar Bank 12 to 14 month Promo CD Rate
Mortgage Refinance Rates Decline: 30 Year Refinance Rates at 5.02%
ableBanking CD Rates
CDs in Vogue Again as CD Rates Near 3.00 Percent
Mortgage Rates 6/5: Today's Mortgage Rates, Downtrend Continues: 30 Year Rates at 4.44%
Navy Federal Credit Union $2,500 Towards Closing Costs
Fixed Rate Mortgages Hit All Time Low MBA: 30 Year Mortgage Rates at 4.25%, 15 Year Mortgage Rates at 3.73%
Flexible Spending Account (FSA) for Dependent Care
Mortgage Rates: Current Mortgage Rates October 27, 2009

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