First State Bank and Trust Bayport, MN CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 3.02% and 3-month CD rates at 2.65%. Current savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 15.40%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates. First State Bank and Trust Bayport, MN's 60-Month CD rates are at 1.51%, 48-Month CD rates are at 1.26%, 36-Month CD rates are at 1.00%, 24-Month CD rates are at 0.75%, 18-Month CD rates are at 0.50%. First State Bank and Trust Bayport, MN's savings rates are at 0.05%. First State Bank and Trust Bayport, MN's money market rates are at 2.53%.

First State Bank and Trust Bayport, MN

To see how these rates compare to First State Bank and Trust Bayport, MN CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank and Trust Bayport, MN, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank and Trust Bayport, MN CD rates. You can also compare First State Bank and Trust Bayport, MN savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank and Trust Bayport, MN money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank and Trust Bayport, MN? Share your experience about First State Bank and Trust Bayport, MN by leaving a review below, or read customer reviews before you decide to use First State Bank and Trust Bayport, MN.

First State Bank and Trust Bayport, MN Texas Ratio

First State Bank and Trust Bayport, MN's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for First State Bank and Trust Bayport, MN is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State Bank and Trust Bayport, MN is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.50%

2.56%

18-Month CD

0.50%

2.27%

24-Month CD

0.75%

2.27%

36-Month CD

1.00%

2.18%

48-Month CD

1.26%

2.12%

60-Month CD

1.51%

2.24%

Savings

0.05%

0.66%

MMA

2.53%

1.05%

30-Year Fixed

N/A

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First State Bank and Trust Bayport, MN

950 Highway 95 N
Bayport, MN 55003

https://www.fsbt.com

MonitorBankRates' Rating

5/5

★★★★★

Review First State Bank and Trust Bayport, MN

First State Bank and Trust Bayport, MN Information

First State Bank and Trust Bayport, MN

950 Highway 95 N
Bayport, MN 55003
Washington
Established Date: 01/01/1914
FDIC Certificate #: 10159
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: UNIVERSAL FINL SERVICES INC

How Many Domestic U.S. Offices? 5

How Many Branches are There? 4

Website: https://www.fsbt.com

Is First State Bank and Trust Bayport, MN FDIC Insured? Yes

What is First State Bank and Trust Bayport, MN 's Cert number? 10159

What is the maximum amount for insured deposits? $250,000 per holder, per account

First State Bank and Trust Bayport, MN Financials

Total Assets:

$397,345,000

Total Deposits:

$364,771,000

Equity Capital:

$29,500,000

Domestic Deposits:

$364,771,000

Net Income:

$1,011,000

Return on Assets:

1.0510%

Quarterly Return on Assets:

1.0100%

Pretax Return on Assets:

1.0068%

Pretax Quarterly Return on Assets:

1.0100%

Return on Equity:

14.5800%

Quarterly Return on Equity:

13.5800%

Common Equity Tier 1 Capital Ratio:

14.7077%

Tier 1 Risk-Based Capital Ratio:

14.7077%

Leverage Tier 1 (Core Capital) Ratio:

8.8949%

Total Risk-Based Capital Ratio (YTD):

15.9578%

Total Interest Income (YTD):

4.5990%

Headquarters:

Bayport

FDIC Field Office:

Minneapolis

Regulator:

FDIC

County:

Washington

# of Offices:

Metropolitan Statistical Area (MSA):

Minneapolis-St. Paul-Bloomington, MN-WI

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

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