KS Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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KS BankToday's 12-month CD rates can be found at 1.44%, 6-month CD rates at 4.25% and 3-month CD rates at 0.50%. Current savings rates are at 0.40% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.39%. Credit Card rates are at 9.90%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to KS Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from KS Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with KS Bank CD rates. You can also compare KS Bank savings rates, MMA rates and mortgage rates using our other rate lists.

KS Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at KS Bank? Share your experience about KS Bank by leaving a review below, or read customer reviews before you decide to use KS Bank.

KS Bank Texas Ratio

KS Bank's Texas Ratio is at 2.19%, which is considered excellent. The Texas Ratio for KS Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, KS Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
KS Bank
1031 N Brightleaf Blvd
Smithfield, NC 27577
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare KS Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ohio State Bank
Ohio State Bank
6-Month CD
4.65%
$500
Home Bank of California
Home Bank of California
12-Month CD
4.09%
$10,000
Fidelity
Fidelity
60-Month CD
4.05%
$1,000
FNBO Direct
FNBO Direct
High-Yield Online Savings
3.90%
$0
SSB of Wanamingo
SSB of Wanamingo
18-Month CD
3.80%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Month CD
3.75%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
48-Month CD
3.28%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
Kasasa Checking
3.25%
$0
First Bank of Central Ohio
First Bank of Central Ohio
Money Market
3.19%
$0
Bank Plus
Bank Plus
Kasasa Checking
3.06%
$0
Addition Financial Credit Union
Addition Financial Credit Union
36-Month CD
3.04%
$1,000
Service Federal Credit Union
Service Federal Credit Union
24-Month CD
3.00%
$500
Bank of Luxemburg
Bank of Luxemburg
Loyalty Checking
3.00%
$1
ACMG Federal Credit Union
ACMG Federal Credit Union
60-Month CD
3.00%
$1,000
BluPeak Credit Union
BluPeak Credit Union
High Rate Money Market
2.75%
$2,500
FCNB of St. Paris
12-Month CD
2.63%
$1,000
Community Bank of Cameron
Community Bank of Cameron
48-Month CD
2.42%
$1,000
Charter Bank IA
Charter Bank IA
60-Month CD
2.25%
$1,000
Raritan State Bank
Raritan State Bank
18-Month CD
2.05%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
24-Month CD
2.05%
$100
Bellevue State Bank
Bellevue State Bank
12-Month CD
2.01%
$2,500
Round Top State Bank
Round Top State Bank
24-Month CD
2.00%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
24-Month CD
1.95%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
36-Month CD
1.87%
$500
Bruning Bank
Bruning Bank
12-Month CD
1.61%
$500
American Bank of Beaver Dam
American Bank of Beaver Dam
24-Month CD
1.55%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
36-Month CD
1.50%
$500
Jefferson Security Bank
Jefferson Security Bank
48-Month CD
1.41%
$500
UniBank for Savings
UniBank for Savings
24-Month CD
1.25%
$500
PennCrest Bank
PennCrest Bank
36-Month CD
1.00%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
60-Month CD
0.90%
$500
Penn Community Bank
Penn Community Bank
18-Month CD
0.85%
$500
OSB Odin State Bank
OSB Odin State Bank
Premium Money Market
0.65%
$25,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
Money Market Checking
0.65%
$25,000
First Hope Bank
First Hope Bank
48-Month CD
0.60%
$2,500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
36-Month CD
0.55%
$500
State Bank Freeport, IL
State Bank Freeport, IL
48-Month CD
0.55%
$1,000
Service Federal Credit Union
Service Federal Credit Union
Money Market
0.55%
$2,500
Hometown Bank of PA
Hometown Bank of PA
48-Month CD
0.50%
$1,000
SSB Sherwood State Bank
SSB Sherwood State Bank
48-Month CD
0.40%
$1,000
Community Bank of Cameron
Community Bank of Cameron
Classic Checking
0.25%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
6-Month CD
0.20%
$500
StonehamBank
StonehamBank
Plus One Money market
0.20%
$10
Central State Bank State Center, IA
Central State Bank State Center, IA
Regular Savings
0.15%
$50
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
NOW Checking
0.15%
$0
Self-Help Credit Union
Self-Help Credit Union
Checking
0.10%
$0
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Savings
0.05%
$10
First Federal S&L of Lakewood
First Federal S&L of Lakewood
Statement Savings
0.05%
$50
First State Bank (MI)
First State Bank (MI)
24-Month CD
0.05%
$1,000
National Iron Bank
National Iron Bank
Statement Savings
0.02%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have KS Bank rate data right now, check back for updates, we are adding rates all the time.

KS Bank Information

KS Bank
1031 N Brightleaf Blvd
Smithfield, NC 27577
Johnston
Established Date: 01/01/1924
FDIC Certificate #: 29771
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: KS BCORP INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 11
Is KS Bank FDIC Insured? Yes
What is KS Bank's Cert number? 29771
What is the maximum amount for insured deposits? $250,000 per holder, per account

KS Bank Financials

Total Assets:
$657,636,000
Total Deposits:
$600,171,000
Equity Capital:
$52,566,000
Domestic Deposits:
$600,171,000
Net Income:
$1,539,000
Return on Assets:
1.1892%
Quarterly Return on Assets:
0.9700%
Pretax Return on Assets:
1.2429%
Pretax Quarterly Return on Assets:
1.2400%
Return on Equity:
14.7600%
Quarterly Return on Equity:
11.9000%
Leverage Tier 1 (Core Capital) Ratio:
9.6817%
Total Interest Income (YTD):
5.1811%
 
 
Headquarters:
Smithfield
FDIC Field Office:
Raleigh
Regulator:
FDIC
County:
Johnston
# of Offices:
10
Metropolitan Statistical Area (MSA):
Raleigh-Cary, NC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

EH National Bank Savings rates are now at 0.81 percent with a yield of 0.81 percent. View current Savings rates at EH National Bank below.
The national average savings account rate/money market account rate for account balances of $2,500 is only 0.364% this week but you can find savings account rates well above the national average. We did a search for rates in Miami, Florida and generated this list of the top 10 savings account rates and yields.
EverBank 5 Year Jumbo CD rates are now at 1.73 percent with a yield of 1.75 percent. View current 5 Year Jumbo CD rates at EverBank below.

Bank or Credit Union Offers and Deals

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Higher Deposit Rates in 2014 or 2015?
Mortgage Rates: Current Mortgage Rates Down Slightly According to Freddie Mac
FDIC Deposit Insurance Coverage Limits Raised
Key Economic News Out Later This Week May Send Rates Higher in 2014

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KS Bank Reviews

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