KS Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to KS Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from KS Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with KS Bank CD rates. You can also compare KS Bank savings rates, MMA rates and mortgage rates using our other rate lists. KS Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at KS Bank? Share your experience about KS Bank by leaving a review below, or read customer reviews before you decide to use KS Bank. KS Bank Texas Ratio KS Bank's Texas Ratio is at 2.19%, which is considered excellent. The Texas Ratio for KS Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, KS Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Compare KS Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates November 17, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have KS Bank rate data right now, check back for updates, we are adding rates all the time. KS Bank InformationKS Bank
1031 N Brightleaf BlvdSmithfield, NC 27577 Johnston Established Date: 01/01/1924 FDIC Certificate #: 29771 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: KS BCORP INC How Many Domestic U.S. Offices? 10 How Many Branches are There? 11 Website: https://www.KSBankinc.com
Is KS Bank FDIC Insured? Yes
What is KS Bank's Cert number? 29771
What is the maximum amount for insured deposits? $250,000 per holder, per account
KS Bank FinancialsTotal Assets:
$657,636,000
Total Deposits:
$600,171,000
Equity Capital:
$52,566,000
Domestic Deposits:
$600,171,000
Net Income:
$1,539,000
Return on Assets:
1.1892%
Quarterly Return on Assets:
0.9700%
Pretax Return on Assets:
1.2429%
Pretax Quarterly Return on Assets:
1.2400%
Return on Equity:
14.7600%
Quarterly Return on Equity:
11.9000%
Leverage Tier 1 (Core Capital) Ratio:
9.6817%
Total Interest Income (YTD):
5.1811%
Headquarters:
Smithfield
FDIC Field Office:
Raleigh
Regulator:
FDIC
County:
Johnston
# of Offices:
10
Metropolitan Statistical Area (MSA):
Raleigh-Cary, NC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates today on 30 year loans are averaging 4.41 percent, a slight decline from the previous week's average 30 year mortgage rate of 4.44 percent. This past week 10 year U.S. bond yields have traded in a tight range of 2.60 percent to 2.68 percent. There were no big changes in average mortgage rates this week because 10 year bond yields have been stable.
Extremely low refinance rates are fueling refinance demand as homeowners take advantage of rates that are better than expected. In Freddie Mac's First Quarter of 2015 Refinance Report, refinance loans accounted for 63 percent of all single family home loan originations.
Bond rates and mortgage rates continue to drift lower this week, making this the second consecutive week average mortgage rates moved lower. Conforming 5/1 adjustable mortgage rates today are averaging 3.54 percent, a decline from last week's average 5 year adjustable rate of 3.69 percent.
Bank or Credit Union Offers and DealsMortgage Interest Rates: Current Mortgage Rates - November 16, 2009Mortgage Rates - 30 Year Mortgage Rates Decrease to 5.13% and 15 Year Mortgage Rates Decrease to 4.45% Mount McKinley Bank 9 Month CD Rates now at 0.12% Today's Mortgage Rates Up from Record Lows Caused Mortgage Loan Demand to Drop Mortgage Rates for Thursday, Nov. 19, 2011 U.S. Bank CD Rates FOMC Meets This Week, Will Savings Interest Rates Start Moving Higher? Highest Savings Rates This Week: Best 1 Year APY at 1.05 Percent Colorado Springs CD Rates Mortgage Rates Lower on St. Patrick's Day: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 3.97% Alternative Bank and Credit Union Offers to ExploreWeekly Mortgage Rates: June 15 2009Homes for Sale: Pending Homes for Sale Increase USA One Credit Union 8 Month Step-Up CD Yield of 1.45% Bank of Internet Savings Account Rates EverBank Savings Account and Money Market Account Review Bankwell CD Rates: 5.50% APY 12-Month CD, 5.00% APY 6-Month CD More Changes to Make Refinancing Easier Housing Rebound Top 10 Savings Account Rates Mortgage Rates Stabilize This Morning: 15 Year Jumbo Mortgage Rates and Refinance Rates Averaging 4.60% KS Bank ReviewsThere are no reviews for KS Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 1.51%, 6-month CD rates at 2.00% and 3-month CD rates at 0.50%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.29%. Credit Card rates are at 15.24%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. 
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