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FSB of Randolph County

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FSB of Randolph County Rates & Review August 2026

Item: FSB of Randolph County
Rating: 3996
Author: JpQE

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

FSB of Randolph County rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not FSB of Randolph County, and you can see how they compare in the FSB of Randolph County rate tables below. MonitorBankRates evaluates the financial stability of FSB of Randolph County with a 1.0 Star Rating, an D Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/30/2026.

FSB of Randolph County money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of Randolph County? Share your experience about FSB of Randolph County by leaving a review below, or read customer reviews before you decide to use FSB of Randolph County.

Overall Health & Safety Grade

Weak Health Score: 60/100

MonitorBankRates Rating

1.0

Weak Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

FSB of Randolph County

81 Court St
Cuthbert, GA 39840

https://www.fsbrandolph.bank/

Current Rate Availability

We're not currently displaying rates for FSB of Randolph County, but our database is updated constantly — check back soon for the latest offers.

Are you with FSB of Randolph County? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FSB of Randolph County is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FSB of Randolph County rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FSB of Randolph County's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FSB of Randolph County

FDIC Certificate # 2157

Address 81 Court St, Cuthbert, GA 39840 · Randolph

Website https://www.fsbrandolph.bank/

Established 10/03/1900

FDIC Insurance Date 01/01/1934

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 60/100

1.0

Weak Out of 5.0 Stars

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4654%

Non-Performing Loans (NPL) 0.27%

Total Assets $85,722,000

Total Deposits $83,787,000

Equity Capital $1,455,000

Net Income $-199,000

Headquarters Cuthbert

Total Branches and Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

JpQE

★★★★★

December 17, 2025

DSXT

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Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About FSB of Randolph County

How many branches does FSB of Randolph County operate?

FSB of Randolph County currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FSB of Randolph County does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB of Randolph County provides members with tools to manage their accounts and build a solid financial history.

Does FSB of Randolph County offer online and mobile banking?

Most modern institutions like FSB of Randolph County provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbrandolph.bank/.