FSB of Randolph County CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.77%, 6-month CD rates at 0.05% and 3-month CD rates at 0.20%. Current savings rates are at 0.15% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.57%. Credit Card rates are at 7.99%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates. FSB of Randolph County's 36-Month CD rates are at 3.00%, 24-Month CD rates are at 3.00%, 18-Month CD rates are at 3.00%, 12-Month CD rates are at 3.00%, 48-Month CD rates are at 3.00%. FSB of Randolph County's savings rates are at 2.25%. FSB of Randolph County's money market rates are at 1.75%.

FSB of Randolph County

To see how these rates compare to FSB of Randolph County CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FSB of Randolph County, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FSB of Randolph County CD rates. You can also compare FSB of Randolph County savings rates, MMA rates and mortgage rates using our other rate lists.

FSB of Randolph County money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of Randolph County? Share your experience about FSB of Randolph County by leaving a review below, or read customer reviews before you decide to use FSB of Randolph County.

FSB of Randolph County Texas Ratio

FSB of Randolph County's Texas Ratio is at -13.83%, which is considered excellent. The Texas Ratio for FSB of Randolph County is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FSB of Randolph County is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.00%
18-Month CD
3.00%
24-Month CD
3.00%
36-Month CD
3.00%
48-Month CD
3.00%
60-Month CD
N/A
Savings
2.25%
MMA
1.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FSB of Randolph County
81 Court St
Cuthbert, GA 39840
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

FSB of Randolph County CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FSB of Randolph County
FSB of Randolph County
48-Month CD
3.00%
$500
FSB of Randolph County
FSB of Randolph County
36-Month CD
3.00%
$500
FSB of Randolph County
FSB of Randolph County
24-Month CD
3.00%
$500
FSB of Randolph County
FSB of Randolph County
18-Month CD
3.00%
$500
FSB of Randolph County
FSB of Randolph County
12-Month CD
3.00%
$500
FSB of Randolph County
FSB of Randolph County
6-Month CD
2.75%
$500
FSB of Randolph County
FSB of Randolph County
3-Month CD
2.50%
$500
FSB of Randolph County
FSB of Randolph County
Passbook Savings
2.25%
$5
FSB of Randolph County
FSB of Randolph County
Money Market
1.75%
$5,000
FSB of Randolph County
FSB of Randolph County
Secure Plus Checking
1.25%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FSB of Randolph County Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
A+ Federal Credit Union
A+ Federal Credit Union
12-Month CD
4.02%
$1,000
FinWise Bank
FinWise Bank
48-Month CD
4.00%
$500
Five Star Credit Union
Five Star Credit Union
24-Month CD
3.95%
$500
Raymond James
36-Month CD
3.90%
$1,000
Redneck Bank, div of All America Bank
Redneck Bank, div of All America Bank
Mega Money Market
3.85%
$1
FSB of Burnet
FSB of Burnet
12-Month CD (Jumbo)
3.75%
$95,000
CFG Bank
CFG Bank
60-Month CD
3.65%
$500
1st Street Credit Union
1st Street Credit Union
18-Month CD
3.50%
$1,000
Unison Bank
Unison Bank
18-Month CD
3.26%
$2,500
All America Bank
All America Bank
48-Month CD
3.25%
$500
Haverhill Bank
Haverhill Bank
60-Month CD
3.25%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
12-Month CD
3.03%
$500
Marblehead Bank
Marblehead Bank
3-Month CD
3.00%
$500
Thomaston Savings Bank
Thomaston Savings Bank
48-Month CD
3.00%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
36-Month CD
3.00%
$1,000
Haddon Savings Bank
Haddon Savings Bank
60-Month CD
2.70%
$500
The Stock Exchange Bank
The Stock Exchange Bank
18-Month CD
2.62%
$500
Glen Burnie MSB
12-Month CD
2.53%
$500
Jefferson Security Bank
Jefferson Security Bank
18-Month CD
2.52%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
36-Month CD
2.43%
$1,000
OSB Odin State Bank
OSB Odin State Bank
36-Month CD
2.26%
$10,000
FCNB of St. Paris
24-Month CD
2.12%
$1,000
SaviBank
SaviBank
24-Month CD
2.00%
$500
Clay County Savings Bank
Clay County Savings Bank
60-Month CD
1.84%
$500
SSB Scott State Bank
SSB Scott State Bank
36-Month CD
1.51%
$1,000
Community Bank Owatonna
Community Bank Owatonna
48-Month CD
1.40%
$1,000
The Blue Grass Valley Bank
The Blue Grass Valley Bank
18-Month CD
1.40%
$1,000
The Bank of the West
The Bank of the West
Savings
1.26%
$0
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
48-Month CD
1.25%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
18-Month CD
1.00%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
12-Month CD
1.00%
$1,000
First FSB of Kentucky
First FSB of Kentucky
48-Month CD
1.00%
$500
Oakdale State Bank
Oakdale State Bank
24-Month CD
1.00%
$1,000
Gainey Business Bank
Gainey Business Bank
Money Market
0.85%
$1,500
1st MidAmerica Credit Union
1st MidAmerica Credit Union
36-Month CD
0.85%
$1,000
Grand Rapids SB
Grand Rapids SB
60-Month CD
0.80%
$1,000
GSB Guilford Savings Bank
36-Month CD
0.75%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
18-Month CD
0.45%
$1,000
The Middlefield Banking Company
The Middlefield Banking Company
12-Month CD
0.45%
$500
Mascoma Bank
Mascoma Bank
36-Month CD
0.40%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
12-Month CD
0.30%
$1,000
Napoleon State Bank
Napoleon State Bank
18-Month CD
0.30%
$500
Peoples Bank Taylorsville, KY
48-Month CD
0.30%
$500
State Bank Freeport, IL
State Bank Freeport, IL
24-Month CD
0.25%
$1,000
American Savings Bank, FSB
American Savings Bank, FSB
12-Month CD
0.20%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
Savings
0.15%
$50
Pennsville National Bank
Pennsville National Bank
Money Market
0.07%
$1
First County Bank
First County Bank
3-Month CD
0.05%
$1,000
Ion Bank
Ion Bank
Preferred Checking
0.05%
$50
Agility Bank
Agility Bank
48-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FSB of Randolph County Information

FSB of Randolph County
81 Court St
Cuthbert, GA 39840
Randolph
Established Date: 10/03/1900
FDIC Certificate #: 2157
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is FSB of Randolph County FDIC Insured? Yes
What is FSB of Randolph County's Cert number? 2157
What is the maximum amount for insured deposits? $250,000 per holder, per account

FSB of Randolph County Financials

Total Assets:
$88,911,000
Total Deposits:
$89,569,000
Equity Capital:
$-1,104,000
Domestic Deposits:
$89,569,000
Net Income:
$42,000
Return on Assets:
0.4654%
Quarterly Return on Assets:
0.1900%
Pretax Return on Assets:
0.1890%
Pretax Quarterly Return on Assets:
0.1900%
Return on Equity:
0.0000%
Quarterly Return on Equity:
0.0000%
Common Equity Tier 1 Capital Ratio:
15.9061%
Tier 1 Risk-Based Capital Ratio:
15.9061%
Leverage Tier 1 (Core Capital) Ratio:
9.4297%
Total Risk-Based Capital Ratio (YTD):
16.5273%
Total Interest Income (YTD):
4.1264%
 
 
Headquarters:
Cuthbert
FDIC Field Office:
Albany Ga
Regulator:
FDIC
County:
Randolph
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

American Bank 5 Year CD rates are now at 1.59 percent with a yield of 1.60 percent. View current 5 Year CD rates at American Bank below.
Marathon Bank based in Queens, New York is advertising one of the highest CD rates currently available. Marathon Bank is offering 1 month bank CD rates at 0.74 percent with a bank CD yield of 0.74 percent. That rate is better than most 12 month CD rates available right now. If you haven't head of Marathon Bank, they have been in business since 1989 and their deposit accounts are insured by the FDIC. 
Mortgage rates on 30 year conventional home loans hit a new low for 2014. Average 30 year mortgage rates are currently at 4.18 percent, a decline from last week's average 30 year mortgage rate of 4.22 percent. Mortgage rates are lower this year because long term bond rates have fallen. 10 year bond yields were just over 3.00 percent in early January and are now at 2.50 percent.

Bank or Credit Union Offers and Deals

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California First National Bank 6 Month $50K CD Rates now at 1.00%
Mortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05%
Citizens Trust Bank 3 Month $25K CD Rates now at 0.03%
Jumbo Mortgage Rates are Still Low Heading into 2016

Alternative Bank and Credit Union Offers to Explore

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Mortgage Refinance Rates: 30 Year Refinance Rates now at 4.88%
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Equity-Linked Certificates of Deposit are Not What They Seem
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