UniBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.22%, 6-month CD rates at 5.35% and 3-month CD rates at 3.67%. Current savings rates are at 0.10% and money market rates are at 3.53%. Mortgage rates today on 30-year fixed loans are around 7.21%. Credit Card rates are at 8.50%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. UniBank's 6-Month CD rates are at 4.85%, 3-Month CD rates are at 4.59%, 12-Month CD rates are at 4.50%, 18-Month CD rates are at 4.25%, 24-Month CD rates are at 3.60%. UniBank's savings rates are at 0.05%. UniBank's money market rates are at 0.05%.

UniBank

To see how these rates compare to UniBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from UniBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with UniBank CD rates. You can also compare UniBank savings rates, MMA rates and mortgage rates using our other rate lists.

UniBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UniBank? Share your experience about UniBank by leaving a review below, or read customer reviews before you decide to use UniBank.

UniBank Texas Ratio

UniBank's Texas Ratio is at 0.44%, which is considered excellent. The Texas Ratio for UniBank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, UniBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.50%
18-Month CD
4.25%
24-Month CD
3.60%
36-Month CD
3.40%
48-Month CD
3.20%
60-Month CD
3.00%
Savings
0.05%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
UniBank
19315 Highway 99
Lynnwood, WA 98036
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

UniBank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
UniBank
UniBank
6-Month CD
4.85%
$1,000
UniBank
UniBank
3-Month CD
4.59%
$1,000
UniBank
UniBank
12-Month CD
4.50%
$1,000
UniBank
UniBank
18-Month CD
4.25%
$1,000
UniBank
UniBank
24-Month CD
3.60%
$1,000
UniBank
UniBank
36-Month CD
3.40%
$1,000
UniBank
UniBank
48-Month CD
3.20%
$1,000
UniBank
UniBank
60-Month CD
3.00%
$1,000
UniBank
UniBank
Money Market
0.05%
$2,500
UniBank
UniBank
Personal Regular Savings
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare UniBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
3-Month CD
5.42%
$25,000
PSECU
PSECU
12-Month CD
5.15%
$500
Waterman Bank
Waterman Bank
13-Month CD
5.01%
$0
Home State Bank Royal, IA
Home State Bank Royal, IA
12-Month CD
4.84%
$1,000
USAA
USAA
12-Month CD
4.80%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
23-Month CD jumbo certificate
4.60%
$25,000
Western Nebraska Bank
Western Nebraska Bank
24-Month CD
4.52%
$250
The Fountain Trust Company
The Fountain Trust Company
9-Month CD
4.50%
$1,000
Hocking Valley Bank
Hocking Valley Bank
6-Month CD
4.25%
$2,500
Communitywide Federal Credit Union
Communitywide Federal Credit Union
48-Month CD
4.10%
$1,000
Yampa Valley Bank
Yampa Valley Bank
48-Month CD
3.75%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
13-Month CD
3.75%
$500
Castroville State Bank
Castroville State Bank
Kasasa Cash Checking <-10K
3.56%
$0
FNB of Wyoming
FNB of Wyoming
18-Month CD
3.56%
$100
Gogebic Range Bank
Gogebic Range Bank
36-Month CD
3.55%
$500
Exchange Bank of Alabama
Exchange Bank of Alabama
48-Month CD
3.53%
$1,000
Newburyport Bank
Newburyport Bank
18-Month CD
3.50%
$500
PS Bank of Velva
PS Bank of Velva
60-Month CD
3.50%
$500
First State Bank Randolph, NE
First State Bank Randolph, NE
24-Month CD
3.35%
$500
SouthStar Bank
SouthStar Bank
12-Month CD
3.24%
$1,000
Iron Workers SB
Iron Workers SB
12-Month CD
3.00%
$250
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Business Sweep Savings
2.95%
$250,000
MountainOne Bank
MountainOne Bank
60-Month CD
2.00%
$1,000
NCB
NCB
24-Month CD
2.00%
$1,000
Petefish, Skiles & Co.
12-Month CD
1.96%
$1,000
New Foundation SB
New Foundation SB
36-Month CD
1.95%
$1,000
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
12-Month CD
1.81%
$1,500
JTNB
JTNB
48-Month CD
1.76%
$1,000
International Bank of Chicago
International Bank of Chicago
Now Account Checking
1.75%
$1,000
National Bank of Blacksburg
National Bank of Blacksburg
48-Month CD
1.35%
$500
FNB of Grayson
FNB of Grayson
12-Month CD
1.25%
$500
SSB State Street Bank
SSB State Street Bank
24-Month CD
1.10%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
24-Month CD
1.05%
$500
WVS West View SB
WVS West View SB
60-Month CD
1.00%
$500
Municipal Bank
Municipal Bank
48-Month CD
0.65%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Regular Savings Account
0.60%
$25
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
12-Month CD
0.30%
$1,000
Hometown Bank of PA
Hometown Bank of PA
18-Month CD
0.30%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
18-Month CD
0.30%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
Now Checking Account
0.25%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
18-Month CD
0.25%
$500
1199 Seiu Federal Credit Union
1199 Seiu Federal Credit Union
Primary Share Accounts
0.25%
$200
Bogota Savings Bank
Bogota Savings Bank
Passbook Savings
0.20%
$100
First National Bank of Kentucky
First National Bank of Kentucky
Savings Account Statement
0.15%
$100
Consumers Credit Union
Interest Checking
0.15%
$0
Franklin Bank
Franklin Bank
Money Market
0.10%
$5,000
BankOrion
BankOrion
Savings Account
0.05%
$0
Jewett City Savings Bank
Jewett City Savings Bank
Statement Savings Account
0.05%
$5
Luana Savings Bank
Luana Savings Bank
Regular Savings
0.05%
$100
Bank Five Nine
Bank Five Nine
Statement Savings
0.04%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

UniBank Information

UniBank
19315 Highway 99
Lynnwood, WA 98036
Snohomish
Established Date: 11/01/2006
FDIC Certificate #: 58407
Date of FDIC Deposit Insurance: 11/01/2006
Bank Holding Company: U&I FINANCIAL CORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is UniBank FDIC Insured? Yes
What is UniBank's Cert number? 58407
What is the maximum amount for insured deposits? $250,000 per holder, per account

UniBank Financials

Total Assets:
$590,043,000
Total Deposits:
$503,759,000
Equity Capital:
$75,469,000
Domestic Deposits:
$503,759,000
Net Income:
$2,744,000
Return on Assets:
2.0830%
Quarterly Return on Assets:
1.8700%
Pretax Return on Assets:
2.3007%
Pretax Quarterly Return on Assets:
2.3000%
Return on Equity:
15.6500%
Quarterly Return on Equity:
14.9000%
Common Equity Tier 1 Capital Ratio:
16.2565%
Tier 1 Risk-Based Capital Ratio:
16.2565%
Leverage Tier 1 (Core Capital) Ratio:
13.2652%
Total Risk-Based Capital Ratio (YTD):
17.3135%
Total Interest Income (YTD):
4.9395%
 
 
Headquarters:
Lynnwood
FDIC Field Office:
Seattle
Regulator:
FED
County:
Snohomish
# of Offices:
4
Metropolitan Statistical Area (MSA):
Seattle-Tacoma-Bellevue, WA
Consolidated Metropolitan Statistical Area (CMSA):
Seattle-Tacoma-Bremerton, WA
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC

Explore Other Rate Deals

Mortgage rates are mixed in the latest mortgage rate survey released this morning. In the most recent Primary Mortgage Market Survey released by Freddie Mac,  fixed conforming 30 year mortgage rates are averaging 4.88 percent with 0.7 mortgage discount points for the week ending March 10, 2011, a slight increase from the previous week’s average of 4.87 percent with 0.7 points.
weekly-CD-rates-June-1-2009CD rates were down again this past week. The average bank CD rate for all CD terms declined to new lows. The one bright spot is the declines were small, some CD terms declined fractionally. Bond prices drove mortgage rates up considerably this week, unfortunately CD rates didn't follow the trend.

Bank or Credit Union Offers and Deals

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Jumbo Mortgage Rates Coming Down?
Average 30 Year Mortgage Rates Today 4.24 Percent, Lowest Quoted Rates at 3.75 Percent
Wachovia Way2Save Savings Account 5.00% APY
QE3 Will Bring Even Lower CD Rates & Mortgage Rates
Conforming Home Mortage Rates Mixed Freddie Mac: 30 Year Mortgage Rates at 4.32%, 15 Year Mortgage Rates at 3.75%
Low HELOC Rates - Consolidate Debt and Save Money
My eBanc CD Rates Move Higher
Goldwater Bank 6 Month $50K CD Rates now at 0.85%

Alternative Bank and Credit Union Offers to Explore

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UniBank Reviews

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