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Heights Auto Workers Credit Union

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Heights Auto Workers Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Heights Auto Workers Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 22, 2026

You can compare Heights Auto Workers Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.30%, 6-month share certificate rates at 4.00% and 3-month share certificate rates at 3.60%. Savings rates are at 0.50% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 5.65%. All these rates can be compared to Heights Auto Workers Credit Union rates. MonitorBankRates evaluates the financial stability of Heights Auto Workers Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.66%. Rates were last updated on 04/22/2026.

Heights Auto Workers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heights Auto Workers Credit Union? Share your experience about Heights Auto Workers Credit Union by leaving a review below, or read customer reviews before you decide to use Heights Auto Workers Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.66%

Excellent Lower than avg

Heights Auto Workers Credit Union
Heights Auto Workers

13912 S Torrence Ave
Burnham, IL 60633 2127

https://www.hawcu.com

Current Rate Availability

We do not have Heights Auto Workers Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Heights Auto Workers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Heights Auto Workers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Heights Auto Workers Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Heights Auto Workers Credit Union

Website https://www.hawcu.com

Address 13912 S Torrence Ave, Burnham, IL 60633 2127

Phone 708-891-6990

Fax 708-891-9122

President Terrie Dust

CEO Yesenia Chavez

Full-Time Employees 5

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.66%

Return on Assets (ROA)

-1.2431%

Return on Equity (ROE)

-6.3445%

Non-Performing Loans Ratio (NPL)

0.33%

Total Assets

29,029,452

Total Amount of Shares and Deposits

23,355,692

Total Shares and Deposits < 1 Year

23,355,691

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,527,386

Total Uninsured Shares and Deposits > $250K (F+J)

3,527,386

Total Insured Shares and Deposits > $250K (item 17 less item K)

19,828,306

Total Interest Expense (Sum of items 6 8)

150,805

Share Certificates

Number of Accounts for Share Drafts

1,800

IRA KEOGH Accounts

Number of Accounts for Regular Shares

4,965

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,082,160

Total Liabilities

23,351,165

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Heights Auto Workers Credit Union

Is Heights Auto Workers Credit Union a safe place to deposit money?

Yes, Heights Auto Workers Credit Union is considered a safe financial institution. With a Texas Ratio of 0.66410614586529%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Heights Auto Workers Credit Union operate?

Heights Auto Workers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Heights Auto Workers Credit Union?

Yes, to access services at Heights Auto Workers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Heights Auto Workers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Heights Auto Workers Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Heights Auto Workers Credit Union offer online and mobile banking?

Most modern institutions like Heights Auto Workers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hawcu.com.