Cendera Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.10%, 6-month CD rates at 3.05% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 1.46%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 8.50%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates. Cendera Bank's 12-Month CD rates are at 4.25%, 18-Month CD rates are at 3.95%, 24-Month CD rates are at 3.80%, 36-Month CD rates are at 3.55%, 48-Month CD rates are at 3.40%. Cendera Bank's savings rates are at 0.10%. Cendera Bank's money market rates are at 2.53%.

Cendera Bank

To see how these rates compare to Cendera Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cendera Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cendera Bank CD rates. You can also compare Cendera Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cendera Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cendera Bank? Share your experience about Cendera Bank by leaving a review below, or read customer reviews before you decide to use Cendera Bank.

Cendera Bank Texas Ratio

Cendera Bank's Texas Ratio is at 2.04%, which is considered excellent. The Texas Ratio for Cendera Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cendera Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.25%

2.56%

18-Month CD

3.95%

2.27%

24-Month CD

3.80%

2.27%

36-Month CD

3.55%

2.18%

48-Month CD

3.40%

2.12%

60-Month CD

3.00%

2.24%

Savings

0.10%

0.66%

MMA

2.53%

1.05%

30-Year Fixed

N/A

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Cendera Bank

615 E Bells Blvd
Bells, TX 75414

https://www.cenderabank.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Cendera Bank

Cendera Bank Information

Cendera Bank

615 E Bells Blvd
Bells, TX 75414
Grayson
Established Date: 01/01/1904
FDIC Certificate #: 3098
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: CENDERA FINANCIAL HOLDINGS INC

How Many Domestic U.S. Offices? 3

How Many Branches are There? 3

Website: https://www.cenderabank.com

Is Cendera Bank FDIC Insured? Yes

What is Cendera Bank's Cert number? 3098

What is the maximum amount for insured deposits? $250,000 per holder, per account

Cendera Bank Financials

Total Assets:

$189,759,000

Total Deposits:

$159,350,000

Equity Capital:

$25,301,000

Domestic Deposits:

$159,350,000

Net Income:

$21,000

Return on Assets:

-0.2633%

Quarterly Return on Assets:

0.0400%

Pretax Return on Assets:

0.0555%

Pretax Quarterly Return on Assets:

0.0600%

Return on Equity:

-2.4500%

Quarterly Return on Equity:

0.3300%

Leverage Tier 1 (Core Capital) Ratio:

14.7293%

Total Interest Income (YTD):

5.8890%

Headquarters:

Bells

FDIC Field Office:

Dallas

Regulator:

OCC

County:

Grayson

# of Offices:

Metropolitan Statistical Area (MSA):

Sherman-Denison, TX

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Auto Loan: Current Auto Loan Rates

Auto Loan: Current auto loan rates have come down since the financial crisis that started in 2007. Getting an auto loan is also a lost easier than it was during the financial crisis when no one could get a loan for any reason let alone to buy a car.

KS StateBank Jumbo CD Rates

KS StateBank jumbo CD rates were recently changed and most of the changes were higher. All jumbo CD rates at KS StateBank were increased except for 1 year jumbo CD rates which were lowered. The largest increase was on 4 year jumbo CD rates from KS StateBank which were increased 10 basis points to 3.26 percent with an APY of 3.10 percent.

Mortgage Refinance Rates: 30 Year Refinance Rates at 4.93%, 15 Year Refinance Rates at 4.35%

The average 30 year mortgage refinance rate is slightly lower this week over last week. 30 year mortgage refinance rates have been under 5.00 percent for three consecutive weeks. 30 year refinance interest rates are averaging 4.93 percent, down from last week’s average refinance rate of 4.95 percent. 15 year mortgage refinance rates were unchanged this week over last. The average 15 year mortgage refinance loan rate is averaging 4.35 percent.