Cendera Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.61%, 6-month CD rates at 3.02% and 3-month CD rates at 3.70%. Current savings rates are at 0.25% and money market rates are at 1.05%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Cendera Bank's 24-Month CD rates are at 2.94%, 18-Month CD rates are at 2.89%, 12-Month CD rates are at 2.84%, 36-Month CD rates are at 2.69%, 48-Month CD rates are at 2.54%. Cendera Bank's savings rates are at 0.10%. Cendera Bank's money market rates are at 4.00%.

Cendera Bank

To see how these rates compare to Cendera Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cendera Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cendera Bank CD rates. You can also compare Cendera Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cendera Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cendera Bank? Share your experience about Cendera Bank by leaving a review below, or read customer reviews before you decide to use Cendera Bank.

Cendera Bank Texas Ratio

Cendera Bank's Texas Ratio is at 1.47%, which is considered excellent. The Texas Ratio for Cendera Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cendera Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.84%
18-Month CD
2.89%
24-Month CD
2.94%
36-Month CD
2.69%
48-Month CD
2.54%
60-Month CD
2.43%
Savings
0.10%
MMA
4.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cendera Bank
615 E Bells Blvd
Bells, TX 75414
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Cendera Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Cendera Bank
Cendera Bank
High Yield Money Market
4.00%
$2,500,000
Cendera Bank
Cendera Bank
+ Checking
3.00%
$50,000
Cendera Bank
Cendera Bank
24-Month CD
2.94%
$1,000
Cendera Bank
Cendera Bank
18-Month CD
2.89%
$1,000
Cendera Bank
Cendera Bank
12-Month CD
2.84%
$1,000
Cendera Bank
Cendera Bank
36-Month CD
2.69%
$1,000
Cendera Bank
Cendera Bank
48-Month CD
2.54%
$1,000
Cendera Bank
Cendera Bank
60-Month CD
2.43%
$1,000
Cendera Bank
Cendera Bank
Savings
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Cendera Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Raymond James
3-Month CD (brokered)
5.40%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
15-Month CD (special)
5.30%
$5,000
First Internet Bank of Indiana
First Internet Bank of Indiana
12-Month CD
5.26%
$1,000
Hardin County SB
Hardin County SB
6-Month CD
5.00%
$1,000
PS Bank of Velva
PS Bank of Velva
3-Month CD
5.00%
$500
Lyndon State Bank
Lyndon State Bank
12-Month CD
4.85%
$1,000
Live Oak Bank
Live Oak Bank
6-Month CD
4.80%
$2,500
Jefferson Security Bank
Jefferson Security Bank
13-Month CD (special)
4.50%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
18-Month CD share
4.31%
$1,000
Glen Burnie MSB
Money Market Advantage
4.07%
$25,000
Evergreen Bank Group
Evergreen Bank Group
36-Month CD
4.00%
$500
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
24-Month CD Online
4.00%
$0
PCB Pendleton Bank
PCB Pendleton Bank
Investment Plus Money Market
3.95%
$500,000
Stafford Savings Bank
Stafford Savings Bank
12-Month CD
3.57%
$500
Milton Savings Bank
Milton Savings Bank
60-Month CD
3.50%
$500
Old Dominion National Bank
Old Dominion National Bank
Business Prime Money Market
3.27%
$10,000
Coffee County Bank
Coffee County Bank
60-Month CD
3.20%
$1,000
Camp Grove State Bank
Camp Grove State Bank
High Performance Checking
3.15%
$25,000
CNB of Park Rapids
CNB of Park Rapids
12-Month CD
3.03%
$500
Academy Bank
Academy Bank
30-Month CD
3.03%
$500
Bank Midwest
Bank Midwest
36-Month CD
3.03%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
60-Month CD
2.98%
$500
Chain Bridge Bank
Chain Bridge Bank
24-Month CD
2.46%
$500
ACMG Federal Credit Union
ACMG Federal Credit Union
30-Month CD certificate
2.45%
$1,000
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
36-Month CD
2.27%
$500
First Southern State Bank
First Southern State Bank
48-Month CD
2.27%
$500
Torrington Savings Bank
Torrington Savings Bank
Signature Money Market
2.05%
$100,000
Marquette Savings Bank
Marquette Savings Bank
36-Month CD
2.02%
$500
Alliance Bank WI
Alliance Bank WI
12-Month CD
1.85%
$1
Frontier Community Bank
Frontier Community Bank
48-Month CD
1.80%
$1,000
State Bank of Industry
State Bank of Industry
24-Month CD
1.76%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Super Saver Savings
1.25%
$25,000
Union Bank, Inc.
Union Bank, Inc.
Plus Checking
1.25%
$5,000
Home Loan Investment Bank
Home Loan Investment Bank
12-Month CD
0.90%
$1,000
Homewood Federal SB
Homewood Federal SB
Money Market Advantage
0.50%
$40,000
Mercer Savings Bank
Mercer Savings Bank
48-Month CD
0.45%
$100
First Federal S&L of Lakewood
First Federal S&L of Lakewood
48-Month CD
0.45%
$500
FSB of Burnet
FSB of Burnet
Money Market
0.40%
$1
Jones Bank
Jones Bank
Premier Checking
0.30%
$0
Partners Bank of New England
12-Month CD
0.30%
$500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
60-Month CD
0.25%
$500
Greeneville Federal Bank
Greeneville Federal Bank
12-Month CD
0.25%
$1,000
Vibrant Credit Union
Vibrant Credit Union
24-Month CD
0.25%
$5
Heritage Bank Minnesota
Heritage Bank Minnesota
Passbook Savings
0.10%
$100
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
Quarterly Statement Savings
0.10%
$100
Fulton Savings Bank
Fulton Savings Bank
Money Market
0.05%
$100
Busey Bank
Busey Bank
48-Month CD
0.05%
$1,000
Associated Bank
Associated Bank
18-Month CD
0.03%
$1,000
United Bank of Philadelphia
United Bank of Philadelphia
Statement Savings
0.02%
$150
First Federal S&L of Van Wert
First Federal S&L of Van Wert
Savings Account
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Cendera Bank Information

Cendera Bank
615 E Bells Blvd
Bells, TX 75414
Grayson
Established Date: 01/01/1904
FDIC Certificate #: 3098
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CENDERA FINANCIAL HOLDINGS INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Cendera Bank FDIC Insured? Yes
What is Cendera Bank's Cert number? 3098
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cendera Bank Financials

Total Assets:
$180,612,000
Total Deposits:
$146,871,000
Equity Capital:
$16,687,000
Domestic Deposits:
$146,871,000
Net Income:
$-138,000
Return on Assets:
-0.4890%
Quarterly Return on Assets:
-0.3100%
Pretax Return on Assets:
-0.9923%
Pretax Quarterly Return on Assets:
-0.9900%
Return on Equity:
-4.1100%
Quarterly Return on Equity:
-3.2700%
Leverage Tier 1 (Core Capital) Ratio:
11.6989%
Total Interest Income (YTD):
5.1293%
 
 
Headquarters:
Bells
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Grayson
# of Offices:
3
Metropolitan Statistical Area (MSA):
Sherman-Denison, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

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