Cendera Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 2.00% and 3-month CD rates at 0.05%. Current savings rates are at 0.35% and money market rates are at 1.06%. Mortgage rates today on 30-year fixed loans are around 6.12%. Credit Card rates are at 16.95%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates. Cendera Bank's 12-Month CD rates are at 4.15%, 18-Month CD rates are at 3.95%, 24-Month CD rates are at 3.60%, 36-Month CD rates are at 3.45%, 48-Month CD rates are at 3.40%. Cendera Bank's savings rates are at 0.10%. Cendera Bank's money market rates are at 2.53%.
To see how these rates compare to Cendera Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cendera Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cendera Bank CD rates. You can also compare Cendera Bank savings rates, MMA rates and mortgage rates using our other rate lists. Cendera Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cendera Bank? Share your experience about Cendera Bank by leaving a review below, or read customer reviews before you decide to use Cendera Bank. Cendera Bank Texas Ratio Cendera Bank's Texas Ratio is at 2.04%, which is considered excellent. The Texas Ratio for Cendera Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Cendera Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Cendera Bank CD Rates and Interest Rates
Cendera Bank
12-Month CD
4.15%
$1,000
Cendera Bank
18-Month CD
3.95%
$1,000
Cendera Bank
24-Month CD
3.60%
$1,000
Cendera Bank
36-Month CD
3.45%
$1,000
Cendera Bank
48-Month CD
3.40%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Cendera Bank Rates with Other Competitive Bank and Credit Union Rates
USAlliance Financial
48-Month CD
4.00%
$500
Bayer Heritage Federal Credit Union
60-Month CD
3.98%
$100
State Bank of Bottineau
18-Month CD
3.79%
$100
Dollar Savings Direct
Dollar Savings
3.75%
$0
Suncoast Credit Union
36-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 10, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Cendera Bank InformationCendera Bank
615 E Bells BlvdBells, TX 75414 Grayson Established Date: 01/01/1904 FDIC Certificate #: 3098 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: CENDERA FINANCIAL HOLDINGS INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.cenderabank.com
Is Cendera Bank FDIC Insured? Yes
What is Cendera Bank's Cert number? 3098
What is the maximum amount for insured deposits? $250,000 per holder, per account
Cendera Bank FinancialsTotal Assets:
$189,759,000
Total Deposits:
$159,350,000
Equity Capital:
$25,301,000
Domestic Deposits:
$159,350,000
Net Income:
$21,000
Return on Assets:
-0.2633%
Quarterly Return on Assets:
0.0400%
Pretax Return on Assets:
0.0555%
Pretax Quarterly Return on Assets:
0.0600%
Return on Equity:
-2.4500%
Quarterly Return on Equity:
0.3300%
Leverage Tier 1 (Core Capital) Ratio:
14.7293%
Total Interest Income (YTD):
5.8890%
Headquarters:
Bells
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Grayson
# of Offices:
3
Metropolitan Statistical Area (MSA):
Sherman-Denison, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are down this week over last week as 10-year Treasury notes are back below 4.50 percent as of this morning, brought on by a consumer confidence report on Friday showing a surprising drop in the Reuters/University of Michigan index.
30 year conforming mortgage rates are averaging 4.78%, a decline from Monday's average 30 year mortgage rate of 4.85%. The average 30 year mortgage rate in Virginia is slightly lower higher than the national. Current 30 year conforming mortgage rates in Virginia are averaging 4.80%.
Continuing with interest rate trends, Bank of Internet has lowered the savings account rate it pays on its Advantage Savings Account from 2.47 percent to 2.23 percent with an annual percentage yield of 2.25 percent. The savings rate is still very competitive with other banks and still well above the average online savings account rate.
Bank or Credit Union Offers and DealsGE Capital Retail Bank Increases 1 Year Bank CD Rate to 1.09% APY 1.10%First Commonwealth Bank CD Rates Direction of CD Rates This Year Finding the Best Auto Loan Rates Mortgage Rates: 30 Year Mortgage Rates Decrease, 15 Year Mortgage Rates Unchanged as we Wait for Ben Bernanke’s comments CD Rate Calculators No Changes in FOMC Accommodative Stance of Monetary Policy Mortgage Foreclosure Resources Mortgage Rates Today 9/9: 30 Year Home Mortgage Rates Averaging 4.38% Home Mortgage Rates Decrease MBA: 30 Year Mortgage Rates at 4.44%, 15 Year Mortgage Rates at 3.88% Alternative Bank and Credit Union Offers to ExploreMortgage Rates and Refinance Rates Higher This Week 3-28: 30 Year Conforming Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.10%This Week's Top Money Market Account Rate at 1.01% APY Costco Online Savings Account Opening a Bank or Credit Union Account: A Simple Guide American Bank 2 Year Jumbo CD Rates now at 0.45% Texas Auto Loan Rates: 5 Year New Auto Loan Rate at 2.99% Best CD Interest Rates in Massachusetts giantbank.com 2 Year Jumbo CD Rates now at 1.20% US Bank CD Rates: 7-Month at 4.40%, 11-Month 4.50%, 15-Month 4.60%, 19-Month 4.70% Best CD Rates in New Jersey Cendera Bank ReviewsThere are no reviews for Cendera Bank yet. Feel free to create one below.
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