MonitorBankRates
  1. Home
  2. Banks
  3. Integrity Bank & Trust
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Integrity Bank & Trust Rates & Review March 2026

Integrity Bank & Trust's 9-Month Certificate of Deposit rates are at 3.40%, 12-Month Certificate of Deposit rates are at 3.30%, 6-Month Certificate of Deposit rates are at 3.30%, 18-Month Certificate of Deposit rates are at 3.20%, 2 Year Certificate of Deposit rates are at 3.03%. Integrity Bank & Trust's savings rates are at 0.10%. Integrity Bank & Trust's money market rates are at 0.80%. MonitorBankRates evaluates the financial stability of Integrity Bank & Trust with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.24%. Rates were last updated on 03/27/2026.

Integrity Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Integrity Bank & Trust? Share your experience about Integrity Bank & Trust by leaving a review below, or read customer reviews before you decide to use Integrity Bank & Trust.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.24%
Excellent Higher than avg
Integrity Bank & Trust
1275 Village Ridge Pt
Monument, CO 80132
https://www.integritybankandtrust.com
Member FDIC

Integrity Bank & Trust CD Rates

Product Rate APY Term View More
9 Month Certificate of Deposit 3.35% 3.40% 9 Month
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
12 Month Certificate of Deposit 3.25% 3.30% 12 Month
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
6 Month Certificate of Deposit 3.25% 3.30% 6 Month
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
18 Month Certificate of Deposit 3.15% 3.20% 18 Month
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
2 Year Certificate of Deposit 3.00% 3.03% 2 Year
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
3 Year Certificate of Deposit 2.80% 2.84% 3 Year
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
5 Year Certificate of Deposit 2.75% 2.79% 5 Year
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
3 Month Certificate of Deposit 2.50% 2.53% 3 Month
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
4 Year Certificate of Deposit 2.50% 2.53% 4 Year
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%

Integrity Bank & Trust Savings Rates

Product Rate APY View More
Business Savings 1.00% 1.01%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
iHike Savings (best for ages 0-12) 1.00% 1.01%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Minor Savings (youth under 18) 1.00% 1.01%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Regular Savings 1.00% 1.01%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Health Savings Accounts 0.30% 0.30%
Min Balance $2,500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Health Savings Accounts 0.25% 0.25%
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Health Savings Accounts 0.20% 0.20%
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Health Savings Accounts 0.15% 0.15%
Min Balance $100
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Health Savings Accounts 0.10% 0.10%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%

Integrity Bank & Trust Money Market Rates

Product Rate APY View More
Business Money Market 1.40% 1.41%
Min Balance $250,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Personal Money Market 1.40% 1.41%
Min Balance $250,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Public Funds Money Market 1.40% 1.41%
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Business Money Market 1.20% 1.21%
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Personal Money Market 1.20% 1.21%
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Business Money Market 1.00% 1.01%
Min Balance $50,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Personal Money Market 1.00% 1.01%
Min Balance $50,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Public Funds Money Market 1.00% 1.01%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Business Money Market 0.90% 0.91%
Min Balance $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Personal Money Market 0.90% 0.91%
Min Balance $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Business Money Market 0.80% 0.80%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Personal Money Market 0.80% 0.80%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%

Integrity Bank & Trust Checking Rates

Product Rate APY View More
Gold Rewards Checking 2.00% 2.02%
Min Balance $0
Details Qualifications Required; Qualifying balance up to $10,000.00
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%
Platinum Checking 1.00% 1.01%
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.24%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Integrity Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Integrity Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Integrity Bank & Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Integrity Bank & Trust
Bank Holding Company INTEGRITY CAPITAL HOLDINGS INC
Address 1275 Village Ridge Pt, Monument, CO 80132  ·  El Paso
FDIC Certificate # 57587
Established 08/11/2003
FDIC Insurance Date 08/11/2003
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
8.24%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1897%
Return on Equity (ROE) 15.2300%
Non-Performing Loans (NPL) 0.23%
Total Assets $445,277,000
Total Deposits $362,335,000
Equity Capital $36,771,000
Net Income $4,958,000
Headquarters Monument
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Integrity Bank & Trust yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Integrity Bank & Trust
Your Name:
Your Rating:

Frequently Asked Questions About Integrity Bank & Trust

Is Integrity Bank & Trust a safe place to deposit money?

Yes, Integrity Bank & Trust is considered a safe financial institution. With a Texas Ratio of 8.2431369611625%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Integrity Bank & Trust operate?

Integrity Bank & Trust currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Integrity Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Integrity Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Does Integrity Bank & Trust offer online and mobile banking?

Most modern institutions like Integrity Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.integritybankandtrust.com.

Current Integrity Bank & Trust Rates

  • 12-Month CD3.30%
  • 18-Month CD3.20%
  • 24-Month CD3.03%
  • 36-Month CD2.84%
  • 48-Month CD2.53%
  • 60-Month CD2.79%
  • Savings0.10%
  • MMA0.80%
Retrieved from our database of financial products. Rates subject to change.