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Nashville Post Office Credit Union Rates & Review April 2026

Nashville Post Office Credit Union's CDs 30 month rates are at 2.15%, CDs 24 month rates are at 2.10%, CDs 18 month rates are at 2.05%, CDs 12 month rates are at 2.00%, CDs 6 month rates are at 0.65%. Nashville Post Office Credit Union's money market rates are at 1.25%. MonitorBankRates evaluates the financial stability of Nashville Post Office Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.43%. Rates were last updated on 04/19/2026.

Nashville Post Office Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nashville Post Office Credit Union? Share your experience about Nashville Post Office Credit Union by leaving a review below, or read customer reviews before you decide to use Nashville Post Office Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.43%
Excellent Lower than avg
Nashville Post Office Credit Union
Main Office
10 Rachel Dr
Nashville, TN 37214
https://www.npocu.org
Member NCUA

Nashville Post Office Credit Union CD Rates

Product Rate APY Term View More
Share Certificates 30 month 2.15% 2.15% 30 Months
Min Deposit $2,000
Details Penalty for early withdrawal may apply. No additional deposits allowed until end of term.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Share Certificates 24 month 2.10% 2.10% 24 Months
Min Deposit $2,000
Details Penalty for early withdrawal may apply. No additional deposits allowed until end of term.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Share Certificates 18 month 2.05% 2.05% 18 Months
Min Deposit $2,000
Details Penalty for early withdrawal may apply. No additional deposits allowed until end of term.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Share Certificates 12 month 2.00% 2.00% 12 Months
Min Deposit $2,000
Details Penalty for early withdrawal may apply. No additional deposits allowed until end of term.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Share Certificates 6 month 0.65% 0.65% 6 Months
Min Deposit $2,000
Details Penalty for early withdrawal may apply. No additional deposits allowed until end of term.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Share Certificates 3 month 0.10% 0.10% 3 Months
Min Deposit $2,000
Details Penalty for early withdrawal may apply. No additional deposits allowed until end of term.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Special Share Certificates 12 month 0.10% 0.10% 12 Months
Min Deposit $500
Details Penalty for early withdrawal may apply except when changing to a regular certificate. No additional deposits allowed until end of term.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Special Share Certificates 6 month 0.05% 0.05% 6 Months
Min Deposit $500
Details Penalty for early withdrawal may apply except when changing to a regular certificate. No additional deposits allowed until end of term.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%

Nashville Post Office Credit Union Money Market Rates

Product Rate APY View More
and up Money Market 1.75% 1.75%
Min Deposit $100,000
Min Balance $100,000
Details $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Money Market 1.50% 1.50%
Min Deposit $50,000
Min Balance $50,000
Details $50,000 - $99,999
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Money Market 1.25% 1.25%
Min Deposit $2,500
Min Balance $2,500
Details $2,500 - $49,999
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%

Nashville Post Office Credit Union Credit Card Rates

Product Rate APR View More
SECURED VISA PLATINUM - 6.99%
Details No Annual Fee - 25 day grace period
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
VISA PLATINUM - 11.00%
Details No Annual Fee - 25 day grace period
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Nashville Post Office Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nashville Post Office Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nashville Post Office Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Nashville Post Office Credit Union
Address 10 Rachel Dr, Nashville, TN 37214
Phone 615-871-4221
Fax 615-872-0540
President Larry Taylor
CEO Cristy Skinner
Full-Time Employees 14
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.43%
Return on Assets (ROA)
0.2571%
Return on Equity (ROE)
1.4821%
Non-Performing Loans Ratio (NPL)
0.87%
Total Assets
76,298,355
Total Amount of Shares and Deposits
62,683,562
Total Shares and Deposits < 1 Year
60,328,372
Total Shares and Deposits 1 3 Years
2,355,188
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,085,088
Total Uninsured Shares and Deposits > $250K (F+J)
6,085,088
Total Insured Shares and Deposits > $250K (item 17 less item K)
56,598,474
Total Interest Expense (Sum of items 6 8)
846,583
Share Certificates
454
Number of Accounts for Share Drafts
2,196
IRA KEOGH Accounts
151
Number of Accounts for Regular Shares
4,321
All other shares
317
Money Market Shares
7
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,080,102
Total Liabilities
64,010,925
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Nashville Post Office Credit Union

Is Nashville Post Office Credit Union a safe place to deposit money?

Yes, Nashville Post Office Credit Union is considered a safe financial institution. With a Texas Ratio of 2.4265877154006%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Nashville Post Office Credit Union operate?

Nashville Post Office Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Nashville Post Office Credit Union?

Yes, to access services at Nashville Post Office Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Nashville Post Office Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nashville Post Office Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Nashville Post Office Credit Union offer online and mobile banking?

Most modern institutions like Nashville Post Office Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.npocu.org.

Current Nashville Post Office Credit Union Rates

  • 12-Month CD0.10%
  • 18-Month CD2.05%
  • 24-Month CD2.10%
  • MMA1.25%
Retrieved from our database of financial products. Rates subject to change.