Cornerstone Bank (KS) Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Cornerstone Bank (KS)'s 60-Months and above CDs & IRAs 60-Month and above rates are at 0.35%, 48-Months CDs & IRAs 48-Month rates are at 0.34%, 36-Months CDs & IRAs 36-Month rates are at 0.33%, 24-Months CDs & IRAs 24-Month rates are at 0.32%, 18-Months CDs & IRAs 18-Month rates are at 0.30%. Cornerstone Bank (KS)'s savings rates are at 0.10%. Cornerstone Bank (KS)'s money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Cornerstone Bank (KS) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 02/26/2026.
Rate Updates and AvailabilityCornerstone Bank (KS) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cornerstone Bank (KS)? Share your experience about Cornerstone Bank (KS) by leaving a review below, or read customer reviews before you decide to use Cornerstone Bank (KS). Cornerstone Bank (KS) Texas RatioCornerstone Bank (KS)'s Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Cornerstone Bank (KS) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Cornerstone Bank (KS) has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Cornerstone Bank (KS) is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
Cornerstone Bank (KS) has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 02/26/2026 
Cornerstone Bank (KS) CD Rates
Cornerstone Bank (KS) Savings Rates
Cornerstone Bank (KS) Money Market Rates
Cornerstone Bank (KS) Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Cornerstone Bank (KS) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Cornerstone Bank (KS) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cornerstone Bank (KS)'s official website for the most current offers and terms.
Bank Profile & OverviewCornerstone Bank (KS)
9120 W 135th StOverland Park, KS 66221 Johnson Established Date: 10/26/2001 FDIC Certificate #: 57250 Date of FDIC Deposit Insurance: 10/26/2001 Bank Holding Company: CORNERSTONE BANCSHARES INC How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.cornerstonebk.com
Is Cornerstone Bank (KS) FDIC Insured? Yes
What is Cornerstone Bank (KS)'s Cert number? 57250
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.00%
Return on Assets (ROA):
0.6733%
Return on Equity (ROE):
7.7400%
Non-Performing Loans (NPL):
0.00%
Total Assets:
$501,479,000
Total Deposits:
$327,771,000
Equity Capital:
$42,148,000
Net Income:
$4,833,000
Headquarters:
Overland Park
Regulator:
FDIC
# of Offices:
1
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsThere are no reviews for Cornerstone Bank (KS) yet. Feel free to create one below.
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Frequently Asked Questions About Cornerstone Bank (KS)How do I open an account at Cornerstone Bank (KS)?You can typically open an account at Cornerstone Bank (KS) by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Cornerstone Bank (KS) provides a range of mortgage and home equity products. Is Cornerstone Bank (KS) a safe place to deposit money?Yes, Cornerstone Bank (KS) is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Cornerstone Bank (KS) offer online and mobile banking?Most modern institutions like Cornerstone Bank (KS) provide digital access including online balance checks and transfers. Compare to other Banks |
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