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Marblehead Bank Rates & Review March 2026

Marblehead Bank's 4-Month Certificates of Deposit rates are at 3.51%, 6-Month Certificates of Deposit rates are at 3.51%, 11-Month Certificates of Deposit rates are at 3.00%, 2 Year Certificates of Deposit rates are at 3.00%, 3 Year Certificates of Deposit rates are at 3.00%. Marblehead Bank's savings rates are at 0.10%. Marblehead Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Marblehead Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.28%. Rates were last updated on 03/27/2026.

Marblehead Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marblehead Bank? Share your experience about Marblehead Bank by leaving a review below, or read customer reviews before you decide to use Marblehead Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.28%
Excellent Lower than avg
Marblehead Bank
21 Atlantic Ave
Marblehead, MA 01945
https://www.marblebank.com
Member FDIC

Marblehead Bank CD Rates

Product Rate APY Term View More
4 Month Certificates of Deposit 3.45% 3.51% 4
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
6 Month Certificates of Deposit 3.45% 3.51% 6
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
11 Month Certificates of Deposit 2.96% 3.00% 11
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
2 Year Certificates of Deposit 2.96% 3.00% 2
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
3 Year Certificates of Deposit 2.96% 3.00% 3
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
7 Month Certificates of Deposit 2.96% 3.00% 7
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
8 Month Certificates of Deposit 2.96% 3.00% 8
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
9 Month Certificates of Deposit 2.96% 3.00% 9
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
15 Month Certificates of Deposit 2.72% 2.75% 15
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
3 Month Certificates of Deposit 2.47% 2.50% 3
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
18 Month Certificates of Deposit 0.25% 0.25% 18
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
1 Year Premier** Certificates of Deposit 0.20% 0.20% 1
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
14 Month Certificates of Deposit 0.20% 0.20% 14
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
1 Year Certificates of Deposit 0.15% 0.15% 1
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Marblehead Bank Savings Rates

Product Rate APY View More
Business Statement Savings 0.10% 0.10%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Marblehead Bank Money Market Rates

Product Rate APY View More
Money Market Account 1.98% 2.00%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Money Market Account 1.74% 1.75%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Money Market Account 1.49% 1.50%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Money Market Account 1.24% 1.25%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Money Market Account 0.50% 0.50%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Money Market Account 0.35% 0.35%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Business Money Market 0.25% 0.25%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Money Market Account 0.25% 0.25%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Business Money Market 0.20% 0.20%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Business Money Market 0.10% 0.10%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Business Money Market 0.05% 0.05%
Min Deposit $10
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Marblehead Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit 6.75% 0.0 6.75%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Marblehead Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Marblehead Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marblehead Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Marblehead Bank
FDIC Certificate # 90234
Address 21 Atlantic Ave, Marblehead, MA 01945  ·  Essex
Established 03/18/1871
FDIC Insurance Date 09/17/1985
Domestic Offices 3
Total Branches 3
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.28%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6051%
Return on Equity (ROE) 7.6000%
Non-Performing Loans (NPL) 0.11%
Total Assets $266,718,000
Total Deposits $234,412,000
Equity Capital $26,271,000
Net Income $1,060,000
Headquarters Marblehead
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

OxxB
★★★★★
December 17, 2025
yKVh
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Marblehead Bank

Is Marblehead Bank a safe place to deposit money?

Yes, Marblehead Bank is considered a safe financial institution. With a Texas Ratio of 1.2761913381907%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Marblehead Bank operate?

Marblehead Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Marblehead Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marblehead Bank provides members with tools to manage their accounts and build a solid financial history.

Does Marblehead Bank offer online and mobile banking?

Most modern institutions like Marblehead Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marblebank.com.

Current Marblehead Bank Rates

  • 12-Month CD0.15%
  • 18-Month CD0.25%
  • 24-Month CD3.00%
  • 36-Month CD3.00%
  • Savings0.10%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.