What are the current interest rates at First Mutual Bank, FSB?

Current rates for First Mutual Bank, FSB include: 12-Month CD: 1.15%, 18-Month CD: 1.20%, 24-Month CD: 1.25%, 36-Month CD: 1.35%, 48-Month CD: 1.45%, 60-Month CD: 1.56%, Savings: 3.04%

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First Mutual Bank, FSB

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First Mutual Bank, FSB Rates & Review October 2026

Q: How many branches does First Mutual Bank, FSB operate?

First Mutual Bank, FSB currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, First Mutual Bank, FSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Mutual Bank, FSB provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

First Mutual Bank, FSB's top rates as of October 12, 2026 are 3.75% APY on its 13-Months 13-Month CD Special, 3.04% APY on savings, 0.07% APY on checking, and personal loans from 9.46% APR, according to rates verified by MonitorBankRates. Other First Mutual Bank, FSB CD rates include 7-Months 7-Month CD Special at 3.50%, 60-Months 60-Month CD at 1.56%, and 48-Months 48-Month CD at 1.45%. MonitorBankRates evaluates the financial stability of First Mutual Bank, FSB with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.45%. Rates last updated and verified on 10/12/2026.

First Mutual Bank, FSB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Mutual Bank, FSB? Share your experience about First Mutual Bank, FSB by leaving a review below, or read customer reviews before you decide to use First Mutual Bank, FSB.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.45%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

First Mutual Bank, FSB

605 Washington Blvd
Belpre, OH 45714

https://firstmutual.bank/

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

First Mutual Bank, FSB CD Rates

Product	Rate	APY	Term
13-Month CD Special	3.70%	3.75%	13 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
7-Month CD Special	3.45%	3.50%	7 months
Min Deposit $1,000 Min Balance $1,000 Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
60-Month CD	1.55%	1.56%	60 months
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
48-Month CD	1.45%	1.45%	48 months
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
36-Month CD	1.35%	1.35%	36 months
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
24-Month CD	1.25%	1.25%	24 months
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
18-Month CD	1.20%	1.20%	18 months
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
12-Month CD	1.15%	1.15%	12 months
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
6-Month CD	1.00%	1.00%	6 months
Min Deposit $500 Min Balance $500 Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
9-Month CD	1.00%	1.00%	9 months
Min Deposit $500 Min Balance $500 Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
3-Month CD	0.75%	0.75%	3 months
Min Deposit $500 Min Balance $500 Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%

First Mutual Bank, FSB Savings Rates

Product	Rate	APY
Perfect for New Savers	3.00%	3.04%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.04% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Uplift Savings	3.00%	3.04%
Min Balance $50 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.04% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
A savings account for everyone	0.15%	0.15%
Min Balance $25,000 Details Balance: Balances under $9,000.00 - 0.05%; Balances of $9,000 - $24,999.99 - 0.10%; Balances of $25,000 or more - 0.15% Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
A savings account for everyone	0.10%	0.10%
Min Balance $9,000 Details Balance: Balances under $9,000.00 - 0.05%; Balances of $9,000 - $24,999.99 - 0.10%; Balances of $25,000 or more - 0.15% Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
A savings account for everyone	0.05%	0.05%
Min Balance $0 Details Balance: Balances under $9,000.00 - 0.05%; Balances of $9,000 - $24,999.99 - 0.10%; Balances of $25,000 or more - 0.15% Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Christmas Club	0.05%	0.05%
Min Deposit $10 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Holiday Savings Account	0.05%	0.05%
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%

First Mutual Bank, FSB Checking Rates

Product	Rate	APY
Advantage 50 Interest Checking	0.07%	0.07%
Min Deposit $50 Details A perfect account for customers 50 and over Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Checking	0.07%	0.07%
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.07% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Direct Interest Checking	0.07%	0.07%
Min Deposit $50 Details Earn interest with the convenience of direct deposit or any automatic payment Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%

First Mutual Bank, FSB Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit (HELOC)	6.75%	-	6.75%
Details Rate: Prime + 1% Last Updated 10/12/2026 Rate History 1 change since Sep 24, 2026 · 4.99% → 6.75% ▲ 1.76 pts · high 6.75% / low 4.99% Oct 12, 20266.75%▲ from 4.99% Sep 24, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%

First Mutual Bank, FSB Auto Loan Rates

Product	Rate	Points	APR	Term
NEW (2027-2025) Auto and Motorcycle Loans	6.00%	-	6.304%	84 months
Details Minimum Loan Amount: $30,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.30% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
2025, 2024, 2023 Auto and Motorcycle Loans	6.15%	-	6.454%	84 months
Details Minimum Loan Amount: $30,000 Last Updated 10/12/2026 Rate History 1 change since Sep 24, 2026 · 6.31% → 6.45% ▲ 0.15 pts · high 6.45% / low 6.31% Oct 12, 20266.45%▲ from 6.31% Sep 24, 20266.31%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
2022, 2021 Auto and Motorcycle Loans	6.50%	-	8.583%	72 months
Details Minimum Loan Amount: $5,000 Last Updated 10/12/2026 Rate History 1 change since Sep 24, 2026 · 7.92% → 8.58% ▲ 0.66 pts · high 8.58% / low 7.92% Oct 12, 20268.58%▲ from 7.92% Sep 24, 20267.92%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
2020 - 2016 Auto and Motorcycle Loans	6.75%	-	9.221%	60 months
Details Minimum Loan Amount: $5,000 Last Updated 10/12/2026 Rate History 1 change since Sep 24, 2026 · 8.20% → 9.22% ▲ 1.03 pts · high 9.22% / low 8.20% Oct 12, 20269.22%▲ from 8.20% Sep 24, 20268.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%

First Mutual Bank, FSB RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Campers and Side-by-Side - NEW (2026-2025) Loan	7.00%	11.86%	60 months
Details Year: NEW (2026-2025); Minimum Loan Amount: $2,500 Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 11.29% → 11.86% ▲ 0.57 pts · high 11.86% / low 11.29% Oct 12, 202611.86%▲ from 11.29% Oct 8, 202611.29%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Campers and Side-by-Side - 2025, 2024, 2023 Loan	7.55%	12.438%	60 months
Details Year: 2025, 2024, 2023; Minimum Loan Amount: $2,500 Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 11.87% → 12.44% ▲ 0.57 pts · high 12.44% / low 11.87% Oct 12, 202612.44%▲ from 11.87% Oct 8, 202611.87%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Campers and Side-by-Side - 2022 & 2021 Loan	7.75%	12.652%	60 months
Details Year: 2022 & 2021; Minimum Loan Amount: $2,500 Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 12.39% → 12.65% ▲ 0.26 pts · high 12.65% / low 12.39% Oct 12, 202612.65%▲ from 12.39% Oct 8, 202612.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Campers and Side-by-Side - 2020 Loan	7.99%	12.911%	60 months
Details Year: 2020; Minimum Loan Amount: $2,500 Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 12.66% → 12.91% ▲ 0.25 pts · high 12.91% / low 12.66% Oct 12, 202612.91%▲ from 12.66% Oct 8, 202612.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%

First Mutual Bank, FSB Personal Loan Rates

Product	APR	Term
Personal Loan	9.46%	24 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 9.46% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Personal Loan	10.45%	36 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 10.45% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Personal Loan	10.847%	48 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 10.85% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Personal Loan	11.038%	60 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 11.04% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%

First Mutual Bank, FSB Other Rates

Product	Rate	Points	APY/APR	Term
Vacant Land Loan	9.40%	-	11.564%	120 months
Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 11.56% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Certificates of Deposit Jump Rate	1.00%	-	1.00%
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
compounded and paid monthly	0.20%	-	0.20%
Min Balance $0 Details Balance: $0 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
compounded and paid monthly	0.25%	-	0.25%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
compounded and paid monthly	3.15%	-	3.20%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
compounded and paid monthly	3.35%	-	3.40%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
compounded and paid monthly	3.50%	-	3.56%
Min Balance $500,000 Details Balance: $500,000+ Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.56% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
DirectSave	1.50%	-	1.51%
Min Balance $250 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 1.51% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
For 50+ customers	0.07%	-	0.07%
Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.07% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Perfect for a wealth-building strategy	0.15%	-	0.15%
Min Balance $0 Details Balance: Balances under $10,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Perfect for a wealth-building strategy	0.20%	-	0.20%
Min Balance $10,000 Details Balance: Balances of $10,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Perfect for a wealth-building strategy	0.25%	-	0.25%
Min Balance $50,000 Details Balance: Balances of $50,000 - $99,999 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Perfect for a wealth-building strategy	0.30%	-	0.30%
Min Balance $100,000 Details Balance: Balances of $100,000 or more Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Save for future medical expenses	0.20%	-	0.20%
Min Balance $0 Details Balance: Balances under $2,500 - 0.20%; Balances of $2,500 - $4,999.99 - 0.35%; Balances of $5,000 or more - 0.45% Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Save for future medical expenses	0.35%	-	0.35%
Min Balance $2,500 Details Balance: Balances under $2,500 - 0.20%; Balances of $2,500 - $4,999.99 - 0.35%; Balances of $5,000 or more - 0.45% Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
Save for future medical expenses	0.45%	-	0.45%
Min Balance $5,000 Details Balance: Balances under $2,500 - 0.20%; Balances of $2,500 - $4,999.99 - 0.35%; Balances of $5,000 or more - 0.45% Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%
The Basics	1.00%	-	1.00%
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.45%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

First Mutual Bank, FSB’s Texas Ratio fell from 8.08% in Q3 2023 to 3.45% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$110M	3.45%	5.0	A+
March 31, 2026	$110M	5.76%	5.0	A+
December 31, 2025	$112M	5.83%	5.0	A+
September 30, 2025	$110M	3.23%	5.0	A+
June 30, 2025	$110M	3.46%	5.0	A+
March 31, 2025	$111M	5.14%	5.0	A+
December 31, 2024	$112M	3.19%	5.0	A+
September 30, 2024	$113M	4.10%	5.0	A+
June 30, 2024	$139M	5.59%	4.5	A-
March 31, 2024	$140M	4.13%	4.5	A
December 31, 2023	$117M	4.26%	5.0	A+
September 30, 2023	$112M	8.08%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Mutual Bank, FSB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Mutual Bank, FSB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Mutual Bank, FSB's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Mutual Bank, FSB

Bank Holding Company FIRST MUTUAL HOLDING CO

Address 605 Washington Blvd, Belpre, OH 45714 · Washington

Website https://firstmutual.bank/

FDIC Certificate # 29617

Established 19060101

FDIC Insurance Date 19890809

Domestic Offices 4

Total Branches 3

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.45%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.2939%

Return on Equity (ROE) 3.0400%

Non-Performing Loans (NPL) 0.34%

Total Assets $109,885,000

Total Deposits $90,622,000

Equity Capital $10,782,000

Net Income $163,000

Headquarters Belpre

Total Branches and Offices 4

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

First Mutual Bank, FSB earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About First Mutual Bank, FSB

How many branches does First Mutual Bank, FSB operate?

First Mutual Bank, FSB currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Mutual Bank, FSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Mutual Bank, FSB provides members with tools to manage their accounts and build a solid financial history.

Does First Mutual Bank, FSB offer online and mobile banking?

Most modern institutions like First Mutual Bank, FSB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://firstmutual.bank/.

Current First Mutual Bank, FSB Rates

12-Month CD1.15%
18-Month CD1.20%
24-Month CD1.25%
36-Month CD1.35%
48-Month CD1.45%
60-Month CD1.56%
Savings3.04%

Retrieved from our database of financial products. Rates subject to change.

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First Mutual Bank, FSB Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

First Mutual Bank, FSB Texas Ratio

First Mutual Bank, FSB Health Trend

First Mutual Bank, FSB CD Rates

First Mutual Bank, FSB Savings Rates

First Mutual Bank, FSB Checking Rates

First Mutual Bank, FSB Home Equity & HELOC

First Mutual Bank, FSB Auto Loan Rates

First Mutual Bank, FSB RV, Boat and Powersport Loan Rates

First Mutual Bank, FSB Personal Loan Rates

First Mutual Bank, FSB Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financial Health & Assets

First Mutual Bank, FSB earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About First Mutual Bank, FSB

How many branches does First Mutual Bank, FSB operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does First Mutual Bank, FSB offer online and mobile banking?

Current First Mutual Bank, FSB Rates

Compare to Other Banks