First Mutual Bank, FSB Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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First Mutual Bank, FSB's 7-Month CD Special rates are at 3.50%, Business Short-Term CDs 7-Month CD Special rates are at 3.50%, 13-Month CD Special rates are at 3.25%, Business Long-Term CDs 13-Month CD Special rates are at 3.25%, 60-Month CD rates are at 1.56%. First Mutual Bank, FSB's savings rates are at 0.05%. First Mutual Bank, FSB's money market rates are at 0.15%. First Mutual Bank, FSB's Vacant Land Loan rates are at 9.40%. MonitorBankRates evaluates the financial stability of First Mutual Bank, FSB with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.08%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityFirst Mutual Bank, FSB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Mutual Bank, FSB? Share your experience about First Mutual Bank, FSB by leaving a review below, or read customer reviews before you decide to use First Mutual Bank, FSB. First Mutual Bank, FSB Texas RatioFirst Mutual Bank, FSB's Texas Ratio is at 8.08%, which is considered excellent. The Texas Ratio for First Mutual Bank, FSB is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
First Mutual Bank, FSB has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First Mutual Bank, FSB is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A
Excellent Health
Score: 96/100
First Mutual Bank, FSB has earned an overall safety grade of A. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
First Mutual Bank, FSB CD Rates
First Mutual Bank, FSB Savings Rates
First Mutual Bank, FSB Money Market Rates
First Mutual Bank, FSB Checking Rates
First Mutual Bank, FSB Mortgage Rates
First Mutual Bank, FSB Home Equity & HELOC
First Mutual Bank, FSB Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Mutual Bank, FSB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Mutual Bank, FSB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Mutual Bank, FSB's official website for the most current offers and terms.
Bank Profile & OverviewFirst Mutual Bank, FSB
605 Washington BlvdBelpre, OH 45714 Washington Established Date: 01/01/1906 FDIC Certificate #: 29617 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: FIRST MUTUAL HOLDING CO How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://firstmutual.bank/
Is First Mutual Bank, FSB FDIC Insured? Yes
What is First Mutual Bank, FSB's Cert number? 29617
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A (96/100)
Texas Ratio:
8.08%
Return on Assets (ROA):
-0.0382%
Return on Equity (ROE):
-0.4900%
Non-Performing Loans (NPL):
0.56%
Total Assets:
$112,463,000
Total Deposits:
$91,188,000
Equity Capital:
$10,712,000
Net Income:
$295,000
Headquarters:
Belpre
Regulator:
OCC
# of Offices:
4
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsThere are no reviews for First Mutual Bank, FSB yet. Feel free to create one below.
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Frequently Asked Questions About First Mutual Bank, FSBHow do I open an account at First Mutual Bank, FSB?You can typically open an account at First Mutual Bank, FSB by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First Mutual Bank, FSB provides a range of mortgage and home equity products. Is First Mutual Bank, FSB a safe place to deposit money?Yes, First Mutual Bank, FSB is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First Mutual Bank, FSB offer online and mobile banking?Most modern institutions like First Mutual Bank, FSB provide digital access including online balance checks and transfers. Compare to other Banks |
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