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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Mutual Bank, FSB Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
First Mutual Bank, FSB's 7-Month CD Special rates are at 3.50%, 13-Month CD Special rates are at 3.25%, 60-Month CD rates are at 1.56%, 48-Month CD rates are at 1.45%, 36-Month CD rates are at 1.35%. First Mutual Bank, FSB's savings rates are at 0.05%. First Mutual Bank, FSB's money market rates are at 0.15%. First Mutual Bank, FSB's Vacant Land Loan rates are at 9.40%. First Mutual Bank, FSB's Personal Loan Rates are at 9.15%. MonitorBankRates evaluates the financial stability of First Mutual Bank, FSB with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.08%. Rates were last updated on 03/26/2026. First Mutual Bank, FSB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Mutual Bank, FSB? Share your experience about First Mutual Bank, FSB by leaving a review below, or read customer reviews before you decide to use First Mutual Bank, FSB. 
First Mutual Bank, FSB CD Rates
First Mutual Bank, FSB Savings Rates
First Mutual Bank, FSB Money Market Rates
First Mutual Bank, FSB Checking Rates
First Mutual Bank, FSB Mortgage Rates
First Mutual Bank, FSB Home Equity & HELOC
First Mutual Bank, FSB Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Mutual Bank, FSB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Mutual Bank, FSB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Mutual Bank, FSB's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
First Mutual Bank, FSB
Bank Holding Company
FIRST MUTUAL HOLDING CO
Address
605 Washington Blvd,
Belpre, OH 45714 · Washington
Website
https://firstmutual.bank/
FDIC Certificate #
29617
Established
01/01/1906
FDIC Insurance Date
08/09/1989
Domestic Offices
4
Total Branches
4
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 96/100
5.0
Exceptional
Out of 5.0 Stars
8.08%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
-0.0382%
Return on Equity (ROE)
-0.4900%
Non-Performing Loans (NPL)
0.56%
Total Assets
$112,463,000
Total Deposits
$91,188,000
Equity Capital
$10,712,000
Net Income
$295,000
Headquarters
Belpre
Total Offices
4
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About First Mutual Bank, FSBIs First Mutual Bank, FSB a safe place to deposit money?Yes, First Mutual Bank, FSB is considered a safe financial institution. With a Texas Ratio of 8.0750095675469%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does First Mutual Bank, FSB operate?First Mutual Bank, FSB currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, First Mutual Bank, FSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Mutual Bank, FSB provides members with tools to manage their accounts and build a solid financial history. Does First Mutual Bank, FSB offer online and mobile banking?Most modern institutions like First Mutual Bank, FSB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://firstmutual.bank/. Current First Mutual Bank, FSB Rates
Retrieved from our database of financial products. Rates subject to change.
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