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Millennium Bank Des Plaines, IL

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Millennium Bank Des Plaines, IL Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Millennium Bank Des Plaines, IL provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 5, 2026

You can compare Millennium Bank Des Plaines, IL rates to other rates in our database, including 12-month CD rates currently at 3.44%, 6-month CD rates at 3.78% and 3-month CD rates at 3.00%. Savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.13%. All these rates can be compared to Millennium Bank Des Plaines, IL rates. MonitorBankRates evaluates the financial stability of Millennium Bank Des Plaines, IL with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 18.70%. Rates were last updated on 04/05/2026.

Millennium Bank Des Plaines, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Millennium Bank Des Plaines, IL? Share your experience about Millennium Bank Des Plaines, IL by leaving a review below, or read customer reviews before you decide to use Millennium Bank Des Plaines, IL.

Overall Health & Safety Grade

A-

Very Good Health Score: 91/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

18.70%

Good Higher than avg

Millennium Bank Des Plaines, IL

2077 Miner St
Des Plaines, IL 60016

https://www.milbnk.com

Current Rate Availability

We do not have Millennium Bank Des Plaines, IL rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Millennium Bank Des Plaines, IL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Millennium Bank Des Plaines, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Millennium Bank Des Plaines, IL's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Millennium Bank Des Plaines, IL

Bank Holding Company MILLENNIUM BCORP INC

Address 2077 Miner St, Des Plaines, IL 60016 · Cook

Website https://www.milbnk.com

FDIC Certificate # 58348

Established 07/02/2007

FDIC Insurance Date 07/02/2007

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 91/100

5.0

Exceptional Out of 5.0 Stars

18.70%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 2.3221%

Return on Equity (ROE) 12.5000%

Non-Performing Loans (NPL) 1.31%

Total Assets $810,984,000

Total Deposits $665,278,000

Equity Capital $79,080,000

Net Income $4,299,000

Headquarters Des Plaines

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Millennium Bank Des Plaines, IL

Is Millennium Bank Des Plaines, IL a safe place to deposit money?

Yes, Millennium Bank Des Plaines, IL is considered a safe financial institution. With a Texas Ratio of 18.695772695773%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Millennium Bank Des Plaines, IL operate?

Millennium Bank Des Plaines, IL currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Millennium Bank Des Plaines, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Millennium Bank Des Plaines, IL provides members with tools to manage their accounts and build a solid financial history.

Does Millennium Bank Des Plaines, IL offer online and mobile banking?

Most modern institutions like Millennium Bank Des Plaines, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.milbnk.com.