New Foundation SB Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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New Foundation SB's --Special 3-Month-- CD rates are at 3.50%, --Special 7-Month-- CD rates are at 3.00%, 6-Month CD rates are at 3.00%, --Special 34-Month-- CD rates are at 2.75%, 12-Month CD rates are at 2.75%. New Foundation SB's Adjustable Rate Mortgages - 1/1 ARM rates are at 6.25%, Adjustable Rate Mortgages - 3/1 ARM rates are at 6.25%, Adjustable Rate Mortgages - 5/1 ARM rates are at 6.50%.
Rate Updates and AvailabilityNew Foundation SB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Foundation SB? Share your experience about New Foundation SB by leaving a review below, or read customer reviews before you decide to use New Foundation SB. New Foundation SB Texas RatioNew Foundation SB's Texas Ratio is at 2.89%, which is considered excellent. The Texas Ratio for New Foundation SB is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
New Foundation SB has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, New Foundation SB is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
New Foundation SB CD Rates
New Foundation SB Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for New Foundation SB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather New Foundation SB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with New Foundation SB's official website for the most current offers and terms.
Bank Profile & OverviewNew Foundation SB
8249 Clara AveCincinnati, OH 45239 Hamilton Established Date: 10/28/1891 FDIC Certificate #: 32306 Date of FDIC Deposit Insurance: 04/12/1985 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1
Is New Foundation SB FDIC Insured? Yes
What is New Foundation SB's Cert number? 32306
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$21,397,000
Total Deposits:
$16,363,000
Equity Capital:
$2,892,000
Net Income:
$15,000
Return on Assets (ROA):
0.5083%
Return on Equity (ROE):
4.4300%
Headquarters:
Cincinnati
Regulator:
FDIC
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for New Foundation SB yet. Feel free to create one below.
Add Your Rating and Review for New Foundation SB
Frequently Asked Questions About New Foundation SBHow do I open an account at New Foundation SB?You can typically open an account at New Foundation SB by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, New Foundation SB provides a range of mortgage and home equity products. Is New Foundation SB a safe place to deposit money?Yes, New Foundation SB is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does New Foundation SB offer online and mobile banking?Most modern institutions like New Foundation SB provide digital access including online balance checks and transfers. Compare to other Banks |
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