|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Union County Savings Bank Elizabeth, NJ Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 24, 2026
Union County Savings Bank Elizabeth, NJ's top rates as of September 24, 2026 are 4.00% APY on its 18-Month CD - Statement & Passbook, 3.50% APY on savings, 1.11% APY on money market accounts, 2.50% APY on checking, and 6.375% on its 5/1/30 ARM mortgage, according to rates verified by MonitorBankRates. Other Union County Savings Bank Elizabeth, NJ CD rates include 4-Month CD^^ Statement & Passbook at 3.75%, 7-Month CD - Statement & Passbook at 3.75%, and 1 Year IRA at 3.55%. Other Union County Savings Bank Elizabeth, NJ mortgage rates include 3/1/30 ARM at 6.375%, 7/1/30 ARM at 6.50%, and Fixed Rate Mortgage - 10 Year Fixed at 6.625%. MonitorBankRates evaluates the financial stability of Union County Savings Bank Elizabeth, NJ with a 5.0 Star Rating and an A+ Overall Health Grade. Rates last updated and verified on 09/24/2026. Union County Savings Bank Elizabeth, NJ money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union County Savings Bank Elizabeth, NJ? Share your experience about Union County Savings Bank Elizabeth, NJ by leaving a review below, or read customer reviews before you decide to use Union County Savings Bank Elizabeth, NJ. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Union County Savings Bank Elizabeth, NJ CD Rates
Union County Savings Bank Elizabeth, NJ Savings Rates
Union County Savings Bank Elizabeth, NJ Business Savings Rates
Union County Savings Bank Elizabeth, NJ Checking Rates
Union County Savings Bank Elizabeth, NJ Mortgage Rates
Union County Savings Bank Elizabeth, NJ Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Union County Savings Bank Elizabeth, NJ is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Union County Savings Bank Elizabeth, NJ rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Union County Savings Bank Elizabeth, NJ's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Union County Savings Bank Elizabeth, NJ
FDIC Certificate #
12013
Address
320 N Broad St,
Elizabeth, NJ 07208 · Union
Website
https://unioncountysavings.com/
Established
18831001
FDIC Insurance Date
19340101
Domestic Offices
4
Total Branches
4
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
--
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
-1.4500%
Non-Performing Loans (NPL)
0.19%
Total Assets
$1,478,885,000
Total Deposits
$1,349,914,000
Equity Capital
$-23,485,000
Net Income
$-10,806,000
Headquarters
Elizabeth
Total Branches and Offices
4
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
There are no reviews for Union County Savings Bank Elizabeth, NJ yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Union County Savings Bank Elizabeth, NJ
Frequently Asked Questions About Union County Savings Bank Elizabeth, NJHow many branches does Union County Savings Bank Elizabeth, NJ operate?Union County Savings Bank Elizabeth, NJ currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Union County Savings Bank Elizabeth, NJ does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Union County Savings Bank Elizabeth, NJ provides members with tools to manage their accounts and build a solid financial history. Does Union County Savings Bank Elizabeth, NJ offer online and mobile banking?Most modern institutions like Union County Savings Bank Elizabeth, NJ provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://unioncountysavings.com/. Current Union County Savings Bank Elizabeth, NJ Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Northern Interstate Bank, N. A.
Beardstown Savings
FNB South
Bank of Greene County
Farmers & Merchants Bank AR
Integro Bank
Mission National Bank
FNB of Absecon
Prime Alliance Bank
Merchants State Bank
Mid-Missouri Bank
Terrabank
Freedom Bank Alamo, TX
Park State Bank
Farmers State Bank Cameron, MO
Union State Bank Winterset, IA
Peoples Bank of Commerce
TDB Tioga State Bank
StonehamBank
Goppert State Service Bank
Heritage Bank Minnesota
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
