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 Union County Savings Bank Elizabeth, NJ Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 23, 2026
Union County Savings Bank Elizabeth, NJ's 5/1/30 ARM rates are at 6.38%, 3/1/30 ARM rates are at 6.38%, 7/1/30 ARM rates are at 6.50%, Fixed Rate Mortgage - 10 Year Fixed rates are at 6.62%, 10/1/30 ARM rates are at 6.75%. MonitorBankRates evaluates the financial stability of Union County Savings Bank Elizabeth, NJ with a 5.0 Star Rating and an A+ Overall Health Grade. Rates last updated and verified on 09/23/2026. Union County Savings Bank Elizabeth, NJ money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union County Savings Bank Elizabeth, NJ? Share your experience about Union County Savings Bank Elizabeth, NJ by leaving a review below, or read customer reviews before you decide to use Union County Savings Bank Elizabeth, NJ. 
Union County Savings Bank Elizabeth, NJ Mortgage Rates
Union County Savings Bank Elizabeth, NJ Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Union County Savings Bank Elizabeth, NJ is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Union County Savings Bank Elizabeth, NJ rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Union County Savings Bank Elizabeth, NJ's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Union County Savings Bank Elizabeth, NJ
FDIC Certificate #
12013
Address
320 N Broad St,
Elizabeth, NJ 07208 · Union
Website
https://unioncountysavings.com/
Established
18831001
FDIC Insurance Date
19340101
Domestic Offices
4
Total Branches
4
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
--
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
-1.4500%
Non-Performing Loans (NPL)
0.19%
Total Assets
$1,478,885,000
Total Deposits
$1,349,914,000
Equity Capital
$-23,485,000
Net Income
$-10,806,000
Headquarters
Elizabeth
Total Branches and Offices
4
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Union County Savings Bank Elizabeth, NJHow many branches does Union County Savings Bank Elizabeth, NJ operate?Union County Savings Bank Elizabeth, NJ currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Union County Savings Bank Elizabeth, NJ does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Union County Savings Bank Elizabeth, NJ provides members with tools to manage their accounts and build a solid financial history. Does Union County Savings Bank Elizabeth, NJ offer online and mobile banking?Most modern institutions like Union County Savings Bank Elizabeth, NJ provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://unioncountysavings.com/. Compare to Other Banks
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