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iAdvertiser Disclosure
Advertiser Disclosure
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 Silverado Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Silverado Credit Union's 12 1 Year CD rates are at 3.20%, 12 1 Year IRA CD rates are at 3.20%, 6 Month CD rates are at 3.10%, 24 2 Year CD rates are at 2.75%, 24 2 Year IRA CD rates are at 2.75%. Silverado Credit Union's savings rates are at 0.05%. Silverado Credit Union's 1st Deed Jumbo 3/3/30 Year - 1 Yr. TCM rates are at 5.25%, 1st Deed Jumbo 5/5/30 Year - 1 Yr. TCM rates are at 5.50%, 1st Deed Jumbo 7/2/30 Year - 1 Yr. TCM rates are at 5.88%. MonitorBankRates evaluates the financial stability of Silverado Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.68%. Rates were last updated on 04/19/2026. Silverado Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Silverado Credit Union? Share your experience about Silverado Credit Union by leaving a review below, or read customer reviews before you decide to use Silverado Credit Union. Silverado Credit Union
Silverado Home Office PO Box 330
https://www.silveradocu.com Angwin, CA 94508 0330 
Silverado Credit Union CD Rates
Silverado Credit Union Savings Rates
Silverado Credit Union Checking Rates
Silverado Credit Union Mortgage Rates
Silverado Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Silverado Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Silverado Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Silverado Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Silverado Credit Union
Website
https://www.silveradocu.com
Address
PO Box 330,
Angwin, CA 94508 0330
Phone
707-965-2483
Fax
707-965-0142
President
Michael Grimes
CEO
Daniel Madrid
Full-Time Employees
13
Part-Time Employees
5
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.68%
Return on Assets (ROA)
0.5529%
Return on Equity (ROE)
5.1899%
Non-Performing Loans Ratio (NPL)
0.10%
Total Assets
52,907,979
Total Amount of Shares and Deposits
47,051,766
Total Shares and Deposits < 1 Year
46,813,906
Total Shares and Deposits 1 3 Years
237,860
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,006,002
Total Uninsured Shares and Deposits > $250K (F+J)
7,006,002
Total Insured Shares and Deposits > $250K (item 17 less item K)
40,045,764
Total Interest Expense (Sum of items 6 8)
200,301
Share Certificates
140
Number of Accounts for Share Drafts
1,238
IRA KEOGH Accounts
85
Number of Accounts for Regular Shares
3,380
Money Market Shares
93
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,806,538
Total Liabilities
47,277,625
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Silverado Credit UnionIs Silverado Credit Union a safe place to deposit money?Yes, Silverado Credit Union is considered a safe financial institution. With a Texas Ratio of 0.68208823417754%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Silverado Credit Union operate?Silverado Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Silverado Credit Union?Yes, to access services at Silverado Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Silverado Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Silverado Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Silverado Credit Union offer online and mobile banking?Most modern institutions like Silverado Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.silveradocu.com. Current Silverado Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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