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Bristol County Savings Bank Rates & Review November 2026

Q: What are the current interest rates at Bristol County Savings Bank?

Current rates for Bristol County Savings Bank include: 12-Month CD: 3.60%, 18-Month CD: 3.75%, 24-Month CD: 2.50%, 36-Month CD: 2.60%, 48-Month CD: 2.70%, 60-Month CD: 2.75%, Savings: 0.10%, MMA: 2.53%

Q: Does Bristol County Savings Bank offer CDs?

Yes. Bristol County Savings Bank current CD rates include its 18-Month CD at 3.75% APY, its 1 Year CD at 3.60% APY and its 3-Month CD at 3.00% APY, verified by MonitorBankRates as of November 7, 2026.

Q: Are CDs from Bristol County Savings Bank FDIC insured?

Yes. Bristol County Savings Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

Q: What is the highest CD rate at Bristol County Savings Bank?

The highest Bristol County Savings Bank CD rate is its PRIME TIMETM Term Accounts - 18-Month CD at 4.25% APY, verified by MonitorBankRates as of November 7, 2026.

Q: What CD terms does Bristol County Savings Bank offer?

Bristol County Savings Bank CD rates are 3.00% APY for a 3 month CD, 3.00% APY for a 6 month CD, 3.00% APY for a 9 month CD, 3.60% APY for a 12 month CD, 3.75% APY for an 18 month CD, 2.50% APY for a 2 year CD, 2.60% APY for a 3 year CD, 2.70% APY for a 4 year CD and 2.75% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Bristol County Savings Bank for its full lineup.

Q: What is the highest savings rate at Bristol County Savings Bank?

The highest Bristol County Savings Bank savings rate is its IRA Savings Account at 0.10% APY, verified by MonitorBankRates as of November 7, 2026.

Q: What is the highest money market rate at Bristol County Savings Bank?

The highest Bristol County Savings Bank money market rate is its Prime Time Elite Money Market at 2.53% APY, verified by MonitorBankRates as of November 7, 2026.

Q: What is the highest checking rate at Bristol County Savings Bank?

The highest Bristol County Savings Bank checking rate is its PRIME TIME Checking at 0.05% APY, verified by MonitorBankRates as of November 7, 2026.

Q: What is the lowest mortgage rate at Bristol County Savings Bank?

The lowest Bristol County Savings Bank mortgage rate is its Fixed Rate 1st Lien Mortgage - Fixed 15 Year at 6.375%, verified by MonitorBankRates as of November 7, 2026.

Q: How many branches does Bristol County Savings Bank operate?

Bristol County Savings Bank currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 7, 2026

Bristol County Savings Bank's 18-Month CD rates are at 3.75%, 1 Year CD rates are at 3.60%, 3-Month CD rates are at 3.00%, 6-Month CD rates are at 3.00%, 9-Month CD rates are at 3.00%. Bristol County Savings Bank's savings rates are at 0.10%. Bristol County Savings Bank's money market rates are at 2.53%. Bristol County Savings Bank's checking rates are as high as 0.05%. Bristol County Savings Bank's Fixed Rate 1st Lien Mortgage - Fixed 15 Year rates are at 6.375%, Fixed Rate 1st Lien Mortgage - MassHousing rates are at 6.875%. Bristol County Savings Bank's top CD rate of 3.75% APY on an 18 month CD is 28% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Bristol County Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.37%. Rates last updated and verified on 11/07/2026.

Bristol County Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bristol County Savings Bank? Share your experience about Bristol County Savings Bank by leaving a review below, or read customer reviews before you decide to use Bristol County Savings Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.37%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Bristol County Savings Bank

35 Broadway
Taunton, MA 02780

https://www.bristolcountysavings.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Bristol County Savings Bank CD Rates

Product	Rate	APY	Term
PRIME TIMETM Term Accounts - 18-Month	4.16%	4.25%	18 Month
Min Balance $1,000 Details Balance: $1,000 & up; Requires Prime Time Checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 4.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - 1-Year	4.02%	4.10%	1 Year
Min Balance $1,000 Details Balance: $1,000 & up; Requires Prime Time Checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 4.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
18-Month CD	3.68%	3.75%	18 Month
Min Balance $5,000 Details Balance: $5,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
1-Year CD	3.54%	3.60%	1 Year
Min Balance $5,000 Details Balance: $5,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
1-Year CD	3.54%	3.60%	1 Year
Min Balance $1,000 Details Balance: $1,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - 3-Month	3.46%	3.50%	3 Month
Min Balance $1,000 Details Balance: $1,000 & up; Requires Prime Time Checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - 6-Month	3.47%	3.50%	6 Month
Min Balance $1,000 Details Balance: $1,000 & up; Requires Prime Time Checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - 9-Month	3.50%	3.50%	9 Month
Min Balance $1,000 Details Balance: $1,000 & up; Requires Prime Time Checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - 5-Year	3.20%	3.25%	5 Year
Min Balance $1,000 Details Balance: $1,000 & up; Requires Prime Time Checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - 4-Year	3.15%	3.20%	4 Year
Min Balance $1,000 Details Balance: $1,000 & up; Requires Prime Time Checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 3.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - 3-Year	3.05%	3.10%	3 Year
Min Balance $1,000 Details Balance: $1,000 & up; Requires Prime Time Checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 3.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
3-Month CD	2.97%	3.00%	3 Month
Min Balance $5,000 Details Balance: $5,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
3-Month CD	2.97%	3.00%	3 Month
Min Balance $1,000 Details Balance: $1,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
6-Month CD	2.98%	3.00%	6 Month
Min Balance $5,000 Details Balance: $5,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
6-Month CD	2.98%	3.00%	6 Month
Min Balance $1,000 Details Balance: $1,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
9-Month CD	3.00%	3.00%	9 Month
Min Balance $1,000 Details Balance: $1,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - 2-Year	2.96%	3.00%	2 Year
Min Balance $1,000 Details Balance: $1,000 & up; Requires Prime Time Checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
5-Year CD	2.71%	2.75%	5 Year
Min Balance $5,000 Details Balance: $5,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
5-Year CD	2.71%	2.75%	5 Year
Min Balance $1,000 Details Balance: $1,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
4-Year CD	2.66%	2.70%	4 Year
Min Balance $5,000 Details Balance: $5,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 2.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
4-Year CD	2.66%	2.70%	4 Year
Min Balance $1,000 Details Balance: $1,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 2.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
3-Year CD	2.57%	2.60%	3 Year
Min Balance $5,000 Details Balance: $5,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 2.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
3-Year CD	2.57%	2.60%	3 Year
Min Balance $1,000 Details Balance: $1,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 2.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
2-Year CD	2.47%	2.50%	2 Year
Min Balance $5,000 Details Balance: $5,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
2-Year CD	2.47%	2.50%	2 Year
Min Balance $1,000 Details Balance: $1,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
1-Month CD	0.05%	0.05%	1 Month
Min Balance $1,000 Details Balance: $1,000 minimum; An early withdrawal penalty may be imposed Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%

Bristol County Savings Bank Savings Rates

Product	Rate	APY
IRA Savings Account	0.10%	0.10%
Min Balance $0 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Regular Savings Passbook or Statement	0.05%	0.05%
Min Balance $0 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%

Bristol County Savings Bank Money Market Rates

Product	Rate	APY
Prime Time Elite Money Market	2.50%	2.53%
Min Balance $2,000,000 Details Balance: >$2,000,000; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 2.53% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Elite Money Market	2.50%	2.53%
Min Balance $1,500,000 Details Balance: $1,500,000 - 1,999,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 2.53% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Elite Money Market	2.50%	2.53%
Min Balance $1,000,000 Details Balance: $1,000,000 - 1,499,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 2.53% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Elite Money Market	2.50%	2.53%
Min Balance $500,000 Details Balance: $500,000 - 999,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 2.53% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Elite Money Market	2.50%	2.53%
Min Balance $250,000 Details Balance: $250,000 - 499,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 2.53% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Elite Money Market	2.00%	2.02%
Min Balance $100,000 Details Balance: $100,000 - 249,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 2.02% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	1.20%	1.21%
Min Balance $2,000,000 Details Balance: >$2,000,000; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 1.21% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	1.20%	1.21%
Min Balance $1,500,000 Details Balance: $1,500,000 - 1,999,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 1.21% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	1.20%	1.21%
Min Balance $1,000,000 Details Balance: $1,000,000 - 1,499,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 1.21% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	1.20%	1.21%
Min Balance $500,000 Details Balance: $500,000 - 999,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 1.21% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	1.20%	1.21%
Min Balance $250,000 Details Balance: $250,000 - 499,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 1.21% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	1.20%	1.21%
Min Balance $100,000 Details Balance: $100,000 - 249,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 1.21% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Elite Money Market	1.05%	1.06%
Min Balance $50,000 Details Balance: $50,000 - 99,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 1.06% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	0.95%	0.95%
Min Balance $50,000 Details Balance: $50,000 - 99,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 1.21% → 0.95% ▼ 0.26 pts · high 1.21% / low 0.95% Oct 8, 20260.95%▼ from 1.21% Sep 30, 20261.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Elite Money Market	0.75%	0.75%
Min Balance $25,000 Details Balance: $25,000 - 49,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.46%	0.46%
Min Balance $2,000,000 Details Balance: >$2,000,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 0.46% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.46%	0.46%
Min Balance $1,500,000 Details Balance: $1,500,000 - 1,999,999.99 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.46% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.46%	0.46%
Min Balance $1,000,000 Details Balance: $1,000,000 - 1,499,999.99 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.46% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.46%	0.46%
Min Balance $500,000 Details Balance: $500,000 - 999,999.99 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.46% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.46%	0.46%
Min Balance $250,000 Details Balance: $250,000 - 499,999.99 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.46% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.46%	0.46%
Min Balance $100,000 Details Balance: $100,000 - 249,999.99 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.46% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.46%	0.46%
Min Balance $50,000 Details Balance: $50,000 - 99,999.99 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.46% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	0.45%	0.45%
Min Balance $25,000 Details Balance: $25,000 - 49,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.45% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Elite Money Market	0.30%	0.30%
Min Balance $0 Details Balance: $0.01 - 24,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 2.53% → 0.30% ▼ 2.23 pts · high 2.53% / low 0.30% Oct 8, 20260.30%▼ from 2.53% Sep 30, 20262.53%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	0.30%	0.30%
Min Balance $10,000 Details Balance: $10,000 - 24,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.11%	0.11%
Min Balance $25,000 Details Balance: $25,000 - 49,999.99 Last Updated 11/07/2026 Rate History 1 change since Oct 8, 2026 · 0.46% → 0.11% ▼ 0.35 pts · high 0.46% / low 0.11% Oct 14, 20260.11%▼ from 0.46% Oct 8, 20260.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.06%	0.06%
Min Balance $10,000 Details Balance: $10,000 - 24,999.99 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.06% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.06%	0.06%
Min Balance $2,500 Details Balance: $2,500 - 9,999.99 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.06% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.06%	0.06%
Min Balance $1,000 Details Balance: $1,000 - 2,499.99 Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.06% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Money Market Passbook or Statement	0.06%	0.06%
Min Balance $0 Details Balance: <$1,000 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500 - 9,999.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History 2 changes since Sep 30, 2026 · 0.05% → 0.05% ▼ 0.00 pts · high 1.21% / low 0.05% Oct 14, 20260.05%▼ from 1.21% Oct 8, 20261.21%▲ from 0.05% Sep 30, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	0.05%	0.05%
Min Balance $1,000 Details Balance: $1,000 - 2,499.99; Requires Prime Time Checking Last Updated 11/07/2026 Rate History 2 changes since Sep 30, 2026 · 0.05% → 0.05% ▼ 0.00 pts · high 1.21% / low 0.05% Oct 14, 20260.05%▼ from 1.21% Oct 8, 20261.21%▲ from 0.05% Sep 30, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook	0.05%	0.05%
Min Balance $0 Details Balance: <$1,000; Requires Prime Time Checking Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%

Bristol County Savings Bank Checking Rates

Product	Rate	APY
PRIME TIME Checking	0.05%	0.05%
Min Deposit $10 Min Balance $2,500 Details Balance: $2,500 & up; Rate may change after account is opened; Fees could reduce earnings Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
PRIME TIME Checking	0.03%	0.03%
Min Deposit $10 Min Balance $0 Details Balance: $0.01 - $2,499.99; Rate may change after account is opened; Fees could reduce earnings Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.03% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%

Bristol County Savings Bank Mortgage Rates

Product	Rate	Points	APR	Term
Fixed Rate 1st Lien Mortgage - Fixed 15 Year	6.375%	0.000	6.435%	15 years
Details Monthly payment per $1,000 borrowed $8.65; APR based on $832,750 loan with 20% down, purchase, minimum FICO 740; rates effective as of 11/05/2026 Last Updated 11/07/2026 Rate History 1 change since Oct 22, 2026 · 6.56% → 6.44% ▼ 0.13 pts · high 6.56% / low 6.44% Nov 2, 20266.44%▼ from 6.56% Oct 22, 20266.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Fixed Rate 1st Lien Mortgage - MassHousing	6.875%	0.000	6.91%	30 years
Details MassHousing income limits apply; monthly payment per $1,000 borrowed $6.57; APR based on $832,750 loan with 20% down, purchase, minimum FICO 740; rates effective as of 11/05/2026 Last Updated 11/07/2026 Rate History 2 changes since Oct 22, 2026 · 7.16% → 6.91% ▼ 0.25 pts · high 7.16% / low 6.91% Nov 7, 20266.91%▼ from 7.00% Nov 2, 20267.00%▼ from 7.16% Oct 22, 20267.16%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%

Bristol County Savings Bank Home Equity & HELOC

Product	Rate	Points	APR	Term
Special Home Equity Line of Credit	-	-	6.00%	20 Years
Details Introductory APR of 6.00% fixed for initial 12 months, then variable Prime Rate (currently 7.00%); APR floor 3.00%, cap 18.00%; minimum payment $100; requires automatic payment withdrawal from a Bristol County Savings Bank personal checking account; minimum draw of $10,000.00 at account opening Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 6.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Home Equity Loan - 5 Year Fixed	7.625%	-	7.625%	60 months
Details Closing Fees: $0.00; Rates effective as of 11/03/2026 Last Updated 11/07/2026 Rate History 4 changes since Sep 30, 2026 · 7.88% → 7.63% ▼ 0.25 pts · high 7.88% / low 7.63% Nov 7, 20267.63%▼ from 7.75% Oct 22, 20267.75%▼ from 7.88% Oct 14, 20267.88%▲ from 7.75% Oct 8, 20267.75%▼ from 7.88% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Home Equity Loan - 10 Year Fixed	7.875%	-	7.875%	120 months
Details Closing Fees: $0.00; Rates effective as of 11/03/2026 Last Updated 11/07/2026 Rate History 2 changes since Sep 30, 2026 · 8.13% → 7.88% ▼ 0.25 pts · high 8.13% / low 7.88% Nov 7, 20267.88%▼ from 8.00% Oct 27, 20268.00%▼ from 8.13% Sep 30, 20268.13%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%
Home Equity Loan - 15 Year Fixed	8.125%	-	8.125%	180 months
Details Closing Fees: $0.00; Rates effective as of 11/03/2026 Last Updated 11/07/2026 Rate History 2 changes since Sep 30, 2026 · 8.38% → 8.13% ▼ 0.25 pts · high 8.38% / low 8.13% Nov 7, 20268.13%▼ from 8.25% Oct 27, 20268.25%▼ from 8.38% Sep 30, 20268.38%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%

Bristol County Savings Bank Other Rates

Product	Rate	Points	APY/APR	Term	View More
NOW Account	0.03%	-	0.03%
Min Deposit $10 Min Balance $0 Details Rate may change after account is opened; Fees could reduce earnings Last Updated 11/07/2026 Rate History No change since Sep 30, 2026 · 0.03% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Bristol County Savings Bank’s Texas Ratio stayed near 3.86% in Q3 2023 to 3.37% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.3B	3.37%	5.0	A+
March 31, 2026	$3.2B	3.35%	5.0	A+
December 31, 2025	$3.1B	3.62%	5.0	A+
September 30, 2025	$3.1B	3.43%	5.0	A+
June 30, 2025	$3.0B	3.51%	5.0	A+
March 31, 2025	$3.0B	3.58%	5.0	A+
December 31, 2024	$3.0B	3.88%	5.0	A+
September 30, 2024	$3.1B	3.91%	5.0	A+
June 30, 2024	$3.1B	3.88%	5.0	A+
March 31, 2024	$3.1B	3.88%	5.0	A+
December 31, 2023	$3.1B	4.00%	5.0	A+
September 30, 2023	$3.1B	3.86%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bristol County Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bristol County Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bristol County Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Bristol County Savings Bank

Website https://www.bristolcountysavings.com

Address 35 Broadway, Taunton, MA 02780 · Bristol

Bank Holding Company BEACON BCORP

FDIC Certificate # 23622

Regulator FDIC

Established March 2, 1846

FDIC Insurance Date January 2, 1982

Domestic Offices 18

Total Branches 18

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.37%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

0.6253%

Return on Equity (ROE)

4.2700%

Non-Performing Loans Ratio (NPL)

0.50%

Total Assets

$3,259,107,000

Total Deposits

$2,639,766,000

Equity Capital

$469,027,000

Net Income

$9,942,000

Headquarters

Taunton

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Bristol County Savings Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Bristol County Savings Bank

Does Bristol County Savings Bank offer CDs?

Yes. Bristol County Savings Bank current CD rates include its 18-Month CD at 3.75% APY, its 1 Year CD at 3.60% APY and its 3-Month CD at 3.00% APY, verified by MonitorBankRates as of November 7, 2026.

Are CDs from Bristol County Savings Bank FDIC insured?

Yes. Bristol County Savings Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Bristol County Savings Bank?

The highest Bristol County Savings Bank CD rate is its PRIME TIMETM Term Accounts - 18-Month CD at 4.25% APY, verified by MonitorBankRates as of November 7, 2026.

What CD terms does Bristol County Savings Bank offer?

Bristol County Savings Bank CD rates are 3.00% APY for a 3 month CD, 3.00% APY for a 6 month CD, 3.00% APY for a 9 month CD, 3.60% APY for a 12 month CD, 3.75% APY for an 18 month CD, 2.50% APY for a 2 year CD, 2.60% APY for a 3 year CD, 2.70% APY for a 4 year CD and 2.75% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Bristol County Savings Bank for its full lineup.

What is the highest savings rate at Bristol County Savings Bank?

The highest Bristol County Savings Bank savings rate is its IRA Savings Account at 0.10% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest money market rate at Bristol County Savings Bank?

The highest Bristol County Savings Bank money market rate is its Prime Time Elite Money Market at 2.53% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest checking rate at Bristol County Savings Bank?

The highest Bristol County Savings Bank checking rate is its PRIME TIME Checking at 0.05% APY, verified by MonitorBankRates as of November 7, 2026.

What is the lowest mortgage rate at Bristol County Savings Bank?

The lowest Bristol County Savings Bank mortgage rate is its Fixed Rate 1st Lien Mortgage - Fixed 15 Year at 6.375%, verified by MonitorBankRates as of November 7, 2026.

How many branches does Bristol County Savings Bank operate?

Bristol County Savings Bank currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bristol County Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bristol County Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Bristol County Savings Bank offer online and mobile banking?

Most modern institutions like Bristol County Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bristolcountysavings.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Bristol County Savings Bank rates compare?

Bristol County Savings Bank's top CD rate of 3.75% APY on an 18 month CD is 28% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. Bristol County Savings Bank's top rates are its PRIME TIMETM Term Accounts - 18-Month CD at 4.25% APY, its IRA Savings Account at 0.10% APY, its Prime Time Elite Money Market at 2.53% APY, its PRIME TIME Checking at 0.05% APY and its Fixed Rate 1st Lien Mortgage - Fixed 15 Year at 6.375%, verified by MonitorBankRates on November 7, 2026.

Current Bristol County Savings Bank Rates

12-Month CD3.60%
18-Month CD3.75%
24-Month CD2.50%
36-Month CD2.60%
48-Month CD2.70%
60-Month CD2.75%
Savings0.10%
MMA2.53%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Banks

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Bristol County Savings Bank Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Bristol County Savings Bank Texas Ratio

Bristol County Savings Bank Health Trend

Bristol County Savings Bank CD Rates

Bristol County Savings Bank Savings Rates

Bristol County Savings Bank Money Market Rates

Bristol County Savings Bank Checking Rates

Bristol County Savings Bank Mortgage Rates

Bristol County Savings Bank Home Equity & HELOC

Bristol County Savings Bank Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Bristol County Savings Bank earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Bristol County Savings Bank

Does Bristol County Savings Bank offer CDs?

Are CDs from Bristol County Savings Bank FDIC insured?

What is the highest CD rate at Bristol County Savings Bank?

What CD terms does Bristol County Savings Bank offer?

What is the highest savings rate at Bristol County Savings Bank?

What is the highest money market rate at Bristol County Savings Bank?

What is the highest checking rate at Bristol County Savings Bank?

What is the lowest mortgage rate at Bristol County Savings Bank?

How many branches does Bristol County Savings Bank operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Bristol County Savings Bank offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Bristol County Savings Bank rates compare?

Current Bristol County Savings Bank Rates

Compare to Other Banks