Sidney State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Sidney State BankToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 0.05% and 3-month CD rates at 3.80%. Current savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 5.73%. Credit Card rates are at 7.99%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Sidney State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sidney State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sidney State Bank CD rates. You can also compare Sidney State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Sidney State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sidney State Bank? Share your experience about Sidney State Bank by leaving a review below, or read customer reviews before you decide to use Sidney State Bank.

Sidney State Bank Texas Ratio

Sidney State Bank's Texas Ratio is at 2.13%, which is considered excellent. The Texas Ratio for Sidney State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Sidney State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Sidney State Bank
3016 W Sidney Rd
Sidney, MI 48885
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Sidney State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First FSB of Mascoutah
First FSB of Mascoutah
6-Month CD
4.25%
$1,000
Customers Bank
Customers Bank
Yield Shield Savings
4.23%
$25,000
Alliance Community Bank
Alliance Community Bank
12-Month CD
4.07%
$1,000
FSB of Westmoreland
FSB of Westmoreland
18-Month CD
3.84%
$1,000
Reliance State Bank
Reliance State Bank
12-Month CD
3.73%
$2,500
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD
3.71%
$500
BMO Alto
BMO Alto
48-Month CD
3.50%
$0
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
18-Month CD
3.45%
$1,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month CD
3.25%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
24-Month CD
3.15%
$1,000
Adrian Bank
Adrian Bank
36-Month CD
3.03%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
24-Month CD
3.00%
$500
United Valley Bank
United Valley Bank
36-Month CD
3.00%
$500
Greenville National Bank
Greenville National Bank
18-Month CD
3.00%
$1,000
Center National Bank
Center National Bank
12-Month CD
2.99%
$500
State Bank of De Kalb
State Bank of De Kalb
48-Month CD
2.68%
$500
The Bank of Princeton
The Bank of Princeton
48-Month CD
2.50%
$500
Western Nebraska Bank
Western Nebraska Bank
36-Month CD
2.27%
$250
State Central Bank
State Central Bank
18-Month CD
2.26%
$10,000
FNB of Johnson
18-Month CD
2.26%
$500
Fayetteville Bank
Fayetteville Bank
48-Month CD
2.25%
$1,000
Westbury Bank
Westbury Bank
36-Month CD
2.25%
$500
Bank Midwest
Bank Midwest
Great Rewards Checking
2.02%
$0
FSB of Golva
FSB of Golva
Passbook Savings
2.00%
$50
Madison Valley Bank
Madison Valley Bank
24-Month CD
1.81%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
12-Month CD
1.76%
$100
Ohio State Bank
Ohio State Bank
36-Month CD
1.75%
$500
South Central State Bank
South Central State Bank
12-Month CD
1.56%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Money Market Now
1.50%
$2,500
Florence Bank
Florence Bank
6-Month CD
1.50%
$500
The Citizens Bank Company
The Citizens Bank Company
18-Month CD
1.48%
$1,000
Center National Bank
Center National Bank
36-Month CD
1.25%
$500
Bank of Sun Prairie
Bank of Sun Prairie
36-Month CD
1.25%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
60-Month CD
1.15%
$1,000
Dieterich Bank
Dieterich Bank
Money Market Plus
1.06%
$500,000
Champlain National Bank
Champlain National Bank
60-Month CD
1.00%
$500
Catskill Hudson Bank
Catskill Hudson Bank
60-Month CD
0.75%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Money Market
0.50%
$2,500
Washington Financial Bank
Washington Financial Bank
48-Month CD
0.45%
$50
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
12-Month CD
0.30%
$1,000
Machias Savings Bank
Machias Savings Bank
High Yield Savings
0.25%
$0
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
48-Month CD
0.25%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
12-Month CD
0.21%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
Tiered Statement Savings
0.15%
$0
Port Washington State Bank
Port Washington State Bank
Money Market
0.10%
$1,000
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Savings
0.10%
$5,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
6-Month CD
0.10%
$1,000
First Nations Bank
First Nations Bank
12-Month CD
0.05%
$1,000
Beardstown Savings
Beardstown Savings
NOW Checking
0.05%
$1
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
NOW Checking
0.02%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Sidney State Bank rate data right now, check back for updates, we are adding rates all the time.

Sidney State Bank Information

Sidney State Bank
3016 W Sidney Rd
Sidney, MI 48885
Montcalm
Established Date: 10/10/1921
FDIC Certificate #: 17232
Date of FDIC Deposit Insurance: 06/15/1953
Bank Holding Company: SIDNEY BCORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Sidney State Bank FDIC Insured? Yes
What is Sidney State Bank's Cert number? 17232
What is the maximum amount for insured deposits? $250,000 per holder, per account

Sidney State Bank Financials

Total Assets:
$130,237,000
Total Deposits:
$118,287,000
Equity Capital:
$10,041,000
Domestic Deposits:
$118,287,000
Net Income:
$336,000
Return on Assets:
0.9703%
Quarterly Return on Assets:
1.0400%
Pretax Return on Assets:
1.3233%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
13.0300%
Quarterly Return on Equity:
13.6100%
Common Equity Tier 1 Capital Ratio:
14.3037%
Tier 1 Risk-Based Capital Ratio:
14.3037%
Leverage Tier 1 (Core Capital) Ratio:
8.3881%
Total Risk-Based Capital Ratio (YTD):
15.5684%
Total Interest Income (YTD):
4.8722%
 
 
Headquarters:
Sidney
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Montcalm
# of Offices:
3
Metropolitan Statistical Area (MSA):
Grand Rapids-Kentwood, MI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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