Florence Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 5.25% and 3-month CD rates at 2.67%. Current savings rates are at 1.00% and money market rates are at 4.08%. Mortgage rates today on 30-year fixed loans are around 6.66%. Credit Card rates are at 17.04%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Florence Bank's 10-Month CD rates are at 4.85%, 7-Month CD Easy-Out rates are at 4.00%, 15-Month CD Bump-Up rates are at 3.00%, 60-Month CD rates are at 1.00%, 48-Month CD rates are at 0.75%. Florence Bank's savings rates are at 0.05%. Florence Bank's money market rates are at 0.05%.

Florence Bank

To see how these rates compare to Florence Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Florence Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Florence Bank CD rates. You can also compare Florence Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Florence Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Florence Bank? Share your experience about Florence Bank by leaving a review below, or read customer reviews before you decide to use Florence Bank.

Florence Bank Texas Ratio

Florence Bank's Texas Ratio is at 1.70%, which is considered excellent. The Texas Ratio for Florence Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Florence Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
0.20%
24-Month CD
0.30%
36-Month CD
0.40%
48-Month CD
0.75%
60-Month CD
1.00%
Savings
0.05%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Florence Bank
85 Main St
Florence, MA 01062
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Florence Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Florence Bank
Florence Bank
10-Month CD
4.85%
$500
Florence Bank
Florence Bank
7-Month CD Easy-Out
4.00%
$5,000
Florence Bank
Florence Bank
15-Month CD Bump-Up
3.00%
$500
Florence Bank
Florence Bank
60-Month CD
1.00%
$500
Florence Bank
Florence Bank
48-Month CD
0.75%
$500
Florence Bank
Florence Bank
36-Month CD
0.40%
$500
Florence Bank
Florence Bank
24-Month CD
0.30%
$500
Florence Bank
Florence Bank
18-Month CD
0.20%
$500
Florence Bank
Florence Bank
12-Month CD
0.20%
$500
Florence Bank
Florence Bank
Statement Savings
0.05%
$10
Florence Bank
Florence Bank
Money Market
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Florence Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ConnectOne Bank
ConnectOne Bank
Connection Plus Savings
4.90%
$2,500
Ballston Spa National Bank
Ballston Spa National Bank
15-Month CD
3.65%
$500
Park Bank
Park Bank
18-Month CD
1.69%
$2,500
Winchester Co-operative Bank
Winchester Co-operative Bank
6-Month CD
5.00%
$500
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
8-Month CD special
5.00%
$500
SNB St. Henry Bank
SNB St. Henry Bank
24-Month CD
0.15%
$1,000
FNB of Grayson
FNB of Grayson
36-Month CD
1.25%
$500
Barrington Bank & Trust Company
Barrington Bank & Trust Company
11-Month CD
5.00%
$1,000
BankNewport
BankNewport
12-Month CD
0.25%
$1,000
Fidelity
Fidelity
12-Month CD New Issue
4.75%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
18-Month CD certificate
1.90%
$1,000
Seattle Bank
Seattle Bank
24-Month CD
5.50%
$1,000
Bank of Luxemburg
Bank of Luxemburg
20-Month CD
4.70%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
6-Month CD
4.05%
$1,000
Star Financial Bank
Star Financial Bank
48-Month CD
2.25%
$1,000
Henderson State Bank
Henderson State Bank
15-Month CD special
5.30%
$500
First Exchange Bank
First Exchange Bank
36-Month CD
2.22%
$500
Root River State Bank
Root River State Bank
12-Month CD
1.40%
$300
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
18-Month CD
0.60%
$0
Peoples First Savings Bank
Peoples First Savings Bank
Money Market
0.10%
$100
Credit Human Federal Credit Union
Credit Human Federal Credit Union
17-Month CD (Certificate)
6.00%
$500
PSB Indianola, IA
PSB Indianola, IA
24-Month CD
1.80%
$1,000
Central Federal SLA
Central Federal SLA
24-Month CD
0.15%
$2,500
Bank of Sun Prairie
Bank of Sun Prairie
84-Month CD
1.40%
$500
Hanover Community Bank
Hanover Community Bank
Elite High Yield Personal Money Market
4.00%
$5,000
Digital Federal Credit Union (dcu)
Digital Federal Credit Union (dcu)
36-Month CD certificate
3.61%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
48-Month CD
0.80%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Checking Account
0.05%
$250
MyeBanc, a division of Bradesco Bank
MyeBanc, a division of Bradesco Bank
18-Month CD Jumbo
5.00%
$100,000
Community Bank of Cameron
Community Bank of Cameron
Savings Account High Yield
0.50%
$25,000
Marquette Savings Bank
Marquette Savings Bank
60-Month CD
1.51%
$500
Middlesex Federal Savings
Middlesex Federal Savings
24-Month CD
0.50%
$500
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
7-Month CD
5.11%
$1,000
First Hawaiian Bank
First Hawaiian Bank
Savings Account
0.02%
$20
Nelsonville Home and Savings
Nelsonville Home and Savings
60-Month CD
1.85%
$500
FNB of Hereford
FNB of Hereford
Real Saver Account
3.03%
$1
First State Bank Nebraska
First State Bank Nebraska
30-Month CD
1.30%
$5,000
Buena Vista National Bank
Buena Vista National Bank
3-Month CD
0.85%
$500
South Ottumwa SB
South Ottumwa SB
13-Month CD special
5.00%
$500
United Bank of Union
United Bank of Union
Money Market
0.35%
$0
Regent Bank (OK)
Regent Bank (OK)
18-Month CD
4.85%
$1,000
Cleveland State Bank
Cleveland State Bank
18-Month CD
2.06%
$1,000
Bangor Savings Bank
Bangor Savings Bank
Market Rate Savings
0.15%
$5,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
36-Month CD
0.50%
$1,000
FSB of Golva
FSB of Golva
Checking Account
0.25%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
60-Month CD
3.12%
$1,000
Prevail Bank
Prevail Bank
24-Month CD
1.15%
$1,000
PeopleFirst Bank
PeopleFirst Bank
60-Month CD special
1.00%
$2,500
Chasewood Bank
Chasewood Bank
Personal Money Market Savings
0.15%
$2,500
Field & Main Bank
Field & Main Bank
13-Month CD special
4.70%
$15,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Florence Bank Information

Florence Bank
85 Main St
Florence, MA 01062
Hampshire
Established Date: 02/14/1873
FDIC Certificate #: 23293
Date of FDIC Deposit Insurance: 01/02/1981
Bank Holding Company: FLORENCE BCORP MHC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Florence Bank FDIC Insured? Yes
What is Florence Bank's Cert number? 23293
What is the maximum amount for insured deposits? $250,000 per holder, per account

Florence Bank Financials

Total Assets:
$1,859,643,000
Total Deposits:
$1,671,764,000
Equity Capital:
$162,191,000
Domestic Deposits:
$1,671,764,000
Net Income:
$4,133,000
Return on Assets:
0.8637%
Quarterly Return on Assets:
0.8900%
Pretax Return on Assets:
1.1791%
Pretax Quarterly Return on Assets:
1.1800%
Return on Equity:
10.0300%
Quarterly Return on Equity:
10.4300%
Leverage Tier 1 (Core Capital) Ratio:
10.3731%
Total Interest Income (YTD):
2.9539%
 
 
Headquarters:
Florence
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Hampshire
# of Offices:
13
Metropolitan Statistical Area (MSA):
Springfield, MA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

The current national average savings account rate/money market account rate for accounts with balances of $2,500 is 0.34 percent. You can find banks and credit unions that offer savings rates and money market account rates higher than the national average.

Vio Bank Savings Account RateVio Bank savings account rate was recently increased and is now at a new high for 2019. The current online savings rate from Vio Bank is at 2.38 percent with an APY of 2.41 percent. The old savings rate from Vio Bank was 2.36 percent with an APY of 2.39 percent. The minimum opening deposit for a savings account is only $100.
American Express is offering their SimplyCash Credit Card for small business. The credit card has a 0.00% introductory rate for 6 months, 9 months or 12 months. Which intro term you receive when you apply for the card is based on your creditworthiness. The rate after the intro period also depends on our credit history. The ongoing rate is the Prime Rate plus a perchance which is again based on our credit history. Right now the rate can be either 13.24% (Prime Rate + 9.99%),16.24% (Prime Rate + 12.99%) or 19.24% (Prime Rate + 15.99%).

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