Southern First Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Southern First Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Southern First Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Southern First Bank CD rates. You can also compare Southern First Bank savings rates, MMA rates and mortgage rates using our other rate lists. Southern First Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southern First Bank? Share your experience about Southern First Bank by leaving a review below, or read customer reviews before you decide to use Southern First Bank. Southern First Bank Texas Ratio Southern First Bank's Texas Ratio is at 1.31%, which is considered excellent. The Texas Ratio for Southern First Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Southern First Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Southern First Bank Rates with Other Competitive Bank and Credit Union Rates
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USAlliance Financial
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Southern First Bank rate data right now, check back for updates, we are adding rates all the time. Southern First Bank InformationSouthern First Bank
6 Verdae BlvdGreenville, SC 29607 Greenville Established Date: 01/10/2000 FDIC Certificate #: 35295 Date of FDIC Deposit Insurance: 01/10/2000 Bank Holding Company: SOUTHERN FIRST BANCSHARES INC How Many Domestic U.S. Offices? 12 How Many Branches are There? 12 Website: https://www.southernfirst.com
Is Southern First Bank FDIC Insured? Yes
What is Southern First Bank's Cert number? 35295
What is the maximum amount for insured deposits? $250,000 per holder, per account
Southern First Bank FinancialsTotal Assets:
$4,106,376,000
Total Deposits:
$3,478,524,000
Equity Capital:
$341,664,000
Domestic Deposits:
$3,478,524,000
Net Income:
$3,006,000
Return on Assets:
0.3641%
Quarterly Return on Assets:
0.2900%
Pretax Return on Assets:
0.3917%
Pretax Quarterly Return on Assets:
0.3900%
Return on Equity:
4.3800%
Quarterly Return on Equity:
3.5300%
Common Equity Tier 1 Capital Ratio:
11.0148%
Tier 1 Risk-Based Capital Ratio:
11.0148%
Leverage Tier 1 (Core Capital) Ratio:
8.5050%
Total Risk-Based Capital Ratio (YTD):
12.2656%
Total Interest Income (YTD):
4.6378%
Headquarters:
Greenville
FDIC Field Office:
Columbia Sc
Regulator:
FDIC
County:
Greenville
# of Offices:
12
Metropolitan Statistical Area (MSA):
Greenville-Anderson, SC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe best online savings rates will move even higher in the coming weeks. Right now, the top online savings rates are around 2.25 percent but we could see the top rates move towards 2.50 percent by early October. We expect savings rates to move higher because the Federal Reserve is predicted to increase the fed funds rate.
 Mortgage rates jumped today after the Bureau of Labor Statistics said the unemployment rate was down to 9.4 percent in July compare to 9.5 percent in June, which surprised most economists who estimated the rate would go as high as 9.8 percent in July.
 Mortgage rates are higher in this week's mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association 30 year mortgage rates are averaging 4.92 percent for the week ending March 25, 2011. 30 year mortgage rates increased from 4.80 percent in the prior week's mortgage survey.
Bank or Credit Union Offers and DealsMortgage Rates: 30 Year Mortgage Rates at 5.03% and 15 Year Mortgage Rates at 4.35%SFGI Direct High Yield Savings Account CD Rates for December 24th, 2019 Mortgage Rates Unchanged at Record Low: July 6, 30 Year Mortgage Rates at 4.67%, 15 Year Mortgage Rates at 4.16% Mortgage Rates Decline in Mortgage Rate Survey: 30 Year Mortgage Rates at 4.32% New York, New York Savings Interest Account Rates Best CD Rates New York Champion Bank Savings Accounts March 08 Mortgage Rates and Refinance Rates: 30 Year Rates Averaging 4.90% Mortgage Rates Hit New Lows in 2019 Alternative Bank and Credit Union Offers to ExploreEverBank Money Market AccountFed Will Push Top 1 Year CD Rates Above 1.50% Mortgage Rates Make New Low for 2011 on Economic Woes: Today's 30 Year Mortgage Rates at 4.44% Municipal CU Savings Interest Accounts & Money Market Account Savings Interest Account Rates in Washington State Mortgage Rates: 30 Year Mortgage Rates Head Back Down Towards 5.00% Biweekly Mortgage Payments: Pros and Cons Amerisave 30-year Mortgage Rate 4.00% San Jose CD Rates CD Rates: Finding the Best CD Rates Southern First Bank ReviewsThere are no reviews for Southern First Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.01%, 6-month CD rates at 0.15% and 3-month CD rates at 0.10%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.65%. Credit Card rates are at 9.90%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates. 
