Bank of the Valley CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.38%, 6-month CD rates at 4.25% and 3-month CD rates at 0.50%. Current savings rates are at 0.30% and money market rates are at 1.25%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 16.25%. Personal Loan rates are at 8.89%. All these rates, and more, can be found in our database of rates. Bank of the Valley's 36-Month CD rates are at 3.44%, 48-Month CD rates are at 3.39%, 60-Month CD rates are at 3.29%, 18-Month CD rates are at 2.47%, 12-Month CD rates are at 2.22%. Bank of the Valley's savings rates are at 0.65%. Bank of the Valley's money market rates are at 0.65%.

Bank of the Valley

To see how these rates compare to Bank of the Valley CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of the Valley, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of the Valley CD rates. You can also compare Bank of the Valley savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of the Valley money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of the Valley? Share your experience about Bank of the Valley by leaving a review below, or read customer reviews before you decide to use Bank of the Valley.

Bank of the Valley Texas Ratio

Bank of the Valley's Texas Ratio is at 4.65%, which is considered excellent. The Texas Ratio for Bank of the Valley is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of the Valley is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.22%
18-Month CD
2.47%
24-Month CD
N/A
36-Month CD
3.44%
48-Month CD
3.39%
60-Month CD
3.29%
Savings
0.65%
MMA
0.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of the Valley
404 State St
Bellwood, NE 68624
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Bank of the Valley CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank of the Valley
Bank of the Valley
36-Month CD
3.44%
$500
Bank of the Valley
Bank of the Valley
48-Month CD
3.39%
$500
Bank of the Valley
Bank of the Valley
60-Month CD
3.29%
$500
Bank of the Valley
Bank of the Valley
18-Month CD
2.47%
$500
Bank of the Valley
Bank of the Valley
12-Month CD
2.22%
$500
Bank of the Valley
Bank of the Valley
Loyalty Checking
1.26%
$5,000
Bank of the Valley
Bank of the Valley
Savings
0.65%
$0
Bank of the Valley
Bank of the Valley
Money Market
0.65%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of the Valley Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Academy Bank
Academy Bank
12-Month CD
4.55%
$500
Access Federal Credit Union
Access Federal Credit Union
24-Month CD
4.25%
$1,000
State Bank of India US
State Bank of India US
12-Month CD
4.20%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
18-Month CD
4.15%
$1,000
Walpole Co-operative Bank
Walpole Co-operative Bank
12-Month CD
4.00%
$1,000
Citizens Access
Citizens Access
High Yield Online Savings
3.90%
$0
Ally Bank
Ally Bank
18-Month CD
3.80%
$0
Central Bank of Kansas City
Central Bank of Kansas City
12-Month CD
3.55%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
24-Month CD
3.55%
$500
New Horizon Bank
New Horizon Bank
24-Month CD
3.50%
$500
Northern Bank Direct
Northern Bank Direct
30-Month CD
3.50%
$500
Investment Savings Bank
Investment Savings Bank
18-Month CD
3.28%
$500
Fayetteville Bank
Fayetteville Bank
18-Month CD
3.25%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
24-Month CD
3.15%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
36-Month CD
3.03%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
48-Month CD
3.03%
$500
The Peoples S&L Co.
The Peoples S&L Co.
18-Month CD
3.03%
$1,000
National Iron Bank
National Iron Bank
6-Month CD
3.00%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
30-Month CD
2.93%
$1,000
Machias Savings Bank
Machias Savings Bank
60-Month CD
2.80%
$500
First National Bank in Carlyle
First National Bank in Carlyle
24-Month CD
2.78%
$1,000
Regent Bank (OK)
Regent Bank (OK)
24-Month CD
2.75%
$1,000
FSB of Cando
FSB of Cando
48-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
60-Month CD
2.50%
$500
Lake-Osceola State Bank
Lake-Osceola State Bank
60-Month CD
2.38%
$500
PSB of Rhineland
PSB of Rhineland
48-Month CD
2.02%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
12-Month CD
2.00%
$100
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
3-Month CD
2.00%
$1,000
New Millennium Bank
New Millennium Bank
48-Month CD
2.00%
$500
SaviBank
SaviBank
24-Month CD
2.00%
$500
Geddes Federal S&L
Geddes Federal S&L
36-Month CD
1.86%
$500
FSB Mcpherson, KS
FSB Mcpherson, KS
24-Month CD
1.76%
$1,000
Maries County Bank
Maries County Bank
24-Month CD
1.51%
$1,000
QNB Bank
QNB Bank
60-Month CD
1.25%
$500
Mutual Security Credit Union
Mutual Security Credit Union
18-Month CD
1.00%
$500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
24-Month CD
0.85%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
Cowboy Up Money Market
0.75%
$10,000
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
State Bank of the Lakes
State Bank of the Lakes
Money Market
0.50%
$50,000
Saco & Biddeford Savings
Saco & Biddeford Savings
Savings
0.45%
$25,000
FSB Holton, KS
FSB Holton, KS
Signature Savings
0.25%
$50
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Passbook Savings
0.25%
$0
Grand Rapids SB
Grand Rapids SB
18-Month CD
0.20%
$1,000
Community Bank of Elmhurst
Community Bank of Elmhurst
18-Month CD
0.10%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
Savings
0.10%
$25
Republic Bank of Chicago
Republic Bank of Chicago
Statement Savings
0.10%
$25
Evans Bank
Evans Bank
Choice Money Market
0.10%
$5,000
North Shore Bank
North Shore Bank
Statement Savings
0.08%
$0
Jewett City Savings Bank
Jewett City Savings Bank
Statement Savings
0.05%
$5
Franklin SB Farmington, ME
Franklin SB Farmington, ME
Statement Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 14, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.250%
5.353%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.500%
5.573%
0.000
5.375%
5.575%
2.000
5.375%
5.602%
0.750
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of the Valley Information

Bank of the Valley
404 State St
Bellwood, NE 68624
Butler
Established Date: 05/11/1984
FDIC Certificate #: 25291
Date of FDIC Deposit Insurance: 05/11/1984
Bank Holding Company: BELLWOOD COMMUNITY HOLDING CO
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Bank of the Valley FDIC Insured? Yes
What is Bank of the Valley's Cert number? 25291
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of the Valley Financials

Total Assets:
$521,408,000
Total Deposits:
$467,193,000
Equity Capital:
$44,626,000
Domestic Deposits:
$467,193,000
Net Income:
$230,000
Return on Assets:
0.2426%
Quarterly Return on Assets:
0.1800%
Pretax Return on Assets:
0.1857%
Pretax Quarterly Return on Assets:
0.1900%
Return on Equity:
2.8200%
Quarterly Return on Equity:
2.0600%
Common Equity Tier 1 Capital Ratio:
11.2665%
Tier 1 Risk-Based Capital Ratio:
11.2665%
Leverage Tier 1 (Core Capital) Ratio:
9.4563%
Total Risk-Based Capital Ratio (YTD):
12.5260%
Total Interest Income (YTD):
6.0841%
 
 
Headquarters:
Bellwood
FDIC Field Office:
Omaha
Regulator:
FDIC
County:
Butler
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Live Oak Bank CD RatesLive Oak Bank CD rates are very competitive right now, especially on the bank's intermediate term certificates of deposit. Current 1 year, 2 year and 3 year CD rates at Live Oak Bank are 2.13 percent with an APY of 2.15 percent. If you're looking for a shorter CD term, 6 month CD rates from Live Oak are at 1.73 percent with an APY of 1.75 percent. 4 year CD rates with Live Oak are slightly higher at 2.18 percent with an APY of 2.20 percent. 5 year CD rates are at 2.23 percent with an APY of 2.25 percent. The minimum opening deposit for a CD account is only $2,500.

Depositors have suffered with low CD rates going on about a decade now. Ever since the economy came out of the Great Recession, we eagerly awaited higher CD rates only to be rebuffed by the Fed. There has been one fed funds rate hike at the end of 2015 and another one last week.

Average savings rates and money market rates continue to fall ever so slightly this month. While average rates have moved lower, savvy savers can find deposit rates much higher than the averages. The best rate deals these days are from online banks which offer rates much higher than the averages and much higher than traditional brick and mortar banks.

Bank or Credit Union Offers and Deals

Mortgage Rates: Current Mortgage Rates Hit Record Low 30 Year Rates at 4.06%
Mortgage Reform
EverBank Money Market Account Rates now at 0.61%
Buying a Home with Less Than a 20 Percent Down Payment
Best Savings Rate at 1.26% APY - Higher Deposit Rates in 2015
Mortgage Rates: 30 Year Mortgage Rates and 15 Year Mortgage Rates Increase Slightly
Mortgage Rates Today - October 4, 2021
CD Early Withdrawal Penalties
McGraw-Hill Federal Credit Union Best Promotional CD Rates
Home Buyer Tax Credit for All Home Purchases?

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates at Record Lows Again, 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates at 4.03%
Forecasts are for Long Term Bond Yields to Increase to 4 Percent to 5 Percent
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FOMC Unsure of When to Raise Interest Rates
Teen Drivers Are Hitting The Road

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