Redwood Capital Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Redwood Capital BankToday's 12-month CD rates can be found at 3.36%, 6-month CD rates at 0.05% and 3-month CD rates at 3.50%. Current savings rates are at 0.75% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 9.90%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Redwood Capital Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Redwood Capital Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Redwood Capital Bank CD rates. You can also compare Redwood Capital Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Redwood Capital Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Redwood Capital Bank? Share your experience about Redwood Capital Bank by leaving a review below, or read customer reviews before you decide to use Redwood Capital Bank.

Redwood Capital Bank Texas Ratio

Redwood Capital Bank's Texas Ratio is at 1.10%, which is considered excellent. The Texas Ratio for Redwood Capital Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Redwood Capital Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Redwood Capital Bank
402 G St
Eureka, CA 95501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Redwood Capital Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Sullivan Bank
Sullivan Bank
Priority Plus Checking
6.00%
$100
Credit Human Federal Credit Union
Credit Human Federal Credit Union
48-Month CD
3.95%
$500
Belt Valley Bank
Belt Valley Bank
18-Month CD
3.79%
$500
American State Bank (TX)
American State Bank (TX)
24-Month CD
3.70%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
36-Month CD
3.55%
$1,000
Interstate Bank
Interstate Bank
12-Month CD
3.55%
$500
FNB of Wyoming
FNB of Wyoming
6-Month CD
3.53%
$100
Southwest Missouri Bank
Southwest Missouri Bank
18-Month CD
3.50%
$500
Bank of Prague
Bank of Prague
12-Month CD
3.02%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
12-Month CD
2.93%
$500
Stafford Savings Bank
Stafford Savings Bank
36-Month CD
2.54%
$500
First Southern Bank
First Southern Bank
60-Month CD
2.51%
$1,000
MCT Credit Union
MCT Credit Union
Kasasa Checking
2.51%
$5
Manasquan Bank
Manasquan Bank
6-Month CD
2.50%
$500
New Foundation SB
New Foundation SB
24-Month CD
2.25%
$1,000
Live Oak Bank
Live Oak Bank
24-Month CD
2.00%
$2,500
First State Bank Nebraska
First State Bank Nebraska
First Rate Savings
2.00%
$100
Bank of Pensacola
Bank of Pensacola
Money Market
2.00%
$2,500
Northfield Bank
Northfield Bank
24-Month CD
2.00%
$2,500
Leader Bank
Leader Bank
36-Month CD
2.00%
$1,000
Alliance Bank IN
Alliance Bank IN
30-Month CD
1.50%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
60-Month CD
1.25%
$1,000
Shelby County State Bank
Shelby County State Bank
24-Month CD
1.21%
$1,000
FNB Of Nokomis
FNB Of Nokomis
6-Month CD
1.20%
$1,000
Port Richmond Savings
Port Richmond Savings
Money Market
1.00%
$2,500
The MINT National Bank
The MINT National Bank
MonuMINT Savings
1.00%
$0
Westfield Bank
Westfield Bank
Portfolio Money Market
1.00%
$100,000
Katahdin Trust Company
Katahdin Trust Company
24-Month CD
0.85%
$500
Spencer Savings Bank
Spencer Savings Bank
60-Month CD
0.65%
$1,000
Beardstown Savings
Beardstown Savings
18-Month CD
0.60%
$0
Homewood Federal SB
Homewood Federal SB
Money Market Advantage
0.50%
$40,000
FirsTier Bank
FirsTier Bank
24-Month CD
0.50%
$0
Freehold Bank
Freehold Bank
24-Month CD
0.45%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Regular Savings
0.45%
$200
Central Bank Houston, TX
Central Bank Houston, TX
3-Month CD
0.35%
$1,000
FNB of Elmer
FNB of Elmer
12-Month CD
0.30%
$500
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
Savings
0.25%
$100
Superior Savings Bank
Superior Savings Bank
48-Month CD
0.25%
$500
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
12-Month CD
0.20%
$1,000
PNB Community Bank
PNB Community Bank
24-Month CD
0.15%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
6-Month CD
0.15%
$1,000
1st Community Credit Union
1st Community Credit Union
Ultimate Savings
0.15%
$1,000
Buckeye Community Bank
Buckeye Community Bank
6-Month CD
0.10%
$500
Androscoggin Savings Bank
Androscoggin Savings Bank
Companion Savings
0.05%
$25
Central Federal SLA
Central Federal SLA
12-Month CD
0.05%
$2,500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
36-Month CD
0.05%
$500
First Command Bank
First Command Bank
Money Market
0.05%
$0
First State Bank New London, WI
First State Bank New London, WI
Regular Savings
0.02%
$200
PNC Bank
PNC Bank
18-Month CD
0.02%
$1,000
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Redwood Capital Bank rate data right now, check back for updates, we are adding rates all the time.

Redwood Capital Bank Information

Redwood Capital Bank
402 G St
Eureka, CA 95501
Humboldt
Established Date: 03/01/2004
FDIC Certificate #: 57610
Date of FDIC Deposit Insurance: 03/01/2004
Bank Holding Company: REDWOOD CAPITAL BCORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Redwood Capital Bank FDIC Insured? Yes
What is Redwood Capital Bank's Cert number? 57610
What is the maximum amount for insured deposits? $250,000 per holder, per account

Redwood Capital Bank Financials

Total Assets:
$530,737,000
Total Deposits:
$468,285,000
Equity Capital:
$57,425,000
Domestic Deposits:
$468,285,000
Net Income:
$1,609,000
Return on Assets:
1.5713%
Quarterly Return on Assets:
1.2200%
Pretax Return on Assets:
1.6896%
Pretax Quarterly Return on Assets:
1.6900%
Return on Equity:
15.8700%
Quarterly Return on Equity:
11.2800%
Common Equity Tier 1 Capital Ratio:
15.4619%
Tier 1 Risk-Based Capital Ratio:
15.4619%
Leverage Tier 1 (Core Capital) Ratio:
11.6936%
Total Risk-Based Capital Ratio (YTD):
16.7158%
Total Interest Income (YTD):
4.4206%
 
 
Headquarters:
Eureka
FDIC Field Office:
Sacramento
Regulator:
FDIC
County:
Humboldt
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Reasons for Home OwnershipOwning a home is an American dream that millions achieve each and every year. When owning your own home, you can increase your degree of ownership with every mortgage payment because some of your payment goes towards principal, paying down the money you borrowed. This process is referred to as "building up equity" and if the equity in your home grows greater than 20%, you may be able to borrow against your equity, should the need arise.

Northeast Bank, headquartered in Lewiston, Maine, is offering one of the best money market rates available right now. The top MMA rate at 1.09 percent with a yield of 1.10 percent is on the Northeast Bank's Pearl Money Market Account. The rate is available for both personal and business accounts for customers that are new to Northeast Bank.

There were no changes for the best CD rates available on our 1 year CD rate table this week though average CD rates did increase. The best CD rates available on our rate table remain at 1.04 percent with an APY of 1.05 percent and average 12 month CD rates increased from 0.60 percent to 0.68 percent.

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