Redwood Capital Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Redwood Capital BankToday's 12-month CD rates can be found at 4.30%, 6-month CD rates at 0.15% and 3-month CD rates at 0.30%. Current savings rates are at 0.10% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 8.99%. Personal Loan rates are at 8.89%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Redwood Capital Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Redwood Capital Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Redwood Capital Bank CD rates. You can also compare Redwood Capital Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Redwood Capital Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Redwood Capital Bank? Share your experience about Redwood Capital Bank by leaving a review below, or read customer reviews before you decide to use Redwood Capital Bank.

Redwood Capital Bank Texas Ratio

Redwood Capital Bank's Texas Ratio is at 1.10%, which is considered excellent. The Texas Ratio for Redwood Capital Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Redwood Capital Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Redwood Capital Bank
402 G St
Eureka, CA 95501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Redwood Capital Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Foundation Bank
First Foundation Bank
Online Money Market
4.75%
$1,000
Ponce Bank
Ponce Bank
12-Month CD
4.25%
$1,000
Genesis Bank
Genesis Bank
60-Month CD
4.00%
$1,000
New Albin Savings Bank
New Albin Savings Bank
24-Month CD
3.96%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
12-Month CD
3.89%
$1,500
VirtualBank
VirtualBank
18-Month CD
3.87%
$0
Harvest Bank
Harvest Bank
6-Month CD
3.75%
$1,000
Needham Bank
Needham Bank
18-Month CD
3.68%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
High Yield Money Market
3.68%
$1,000,000
GSL Savings Bank
GSL Savings Bank
18-Month CD
3.61%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
36-Month CD
3.60%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
18-Month CD
3.55%
$100
Perryton National Bank
Perryton National Bank
36-Month CD
3.50%
$500
Parke Bank
Parke Bank
24-Month CD
3.50%
$500
Cornerstone State Bank
Cornerstone State Bank
6-Month CD (Jumbo)
3.28%
$200,000
Achieva Credit Union
Achieva Credit Union
24-Month CD
3.25%
$500
PSB of Rhineland
PSB of Rhineland
18-Month CD
3.09%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
48-Month CD
3.00%
$1,000
Bank Forward
Bank Forward
36-Month CD
3.00%
$500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Liberty Money Market
2.75%
$150,000
Queenstown Bank
Queenstown Bank
Premier Money Market
2.53%
$500,000
Northwestern Bank
Northwestern Bank
24-Month CD
2.22%
$1,000
FNB Of Nokomis
FNB Of Nokomis
48-Month CD
2.16%
$1,000
Denison State Bank
Denison State Bank
36-Month CD
2.10%
$500
Bank of Hillsboro
Bank of Hillsboro
12-Month CD
2.02%
$1,000
Mercer County State Bank
Money Market
2.02%
$500,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
36-Month CD
2.00%
$1,000
Leader Bank
Leader Bank
48-Month CD
2.00%
$1,000
HCB Hardin County Bank
HCB Hardin County Bank
Kasasa Checking
2.00%
$100
Bank of Lake Mills
Bank of Lake Mills
48-Month CD
1.70%
$500
TruBank
TruBank
36-Month CD
1.60%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
18-Month CD
1.51%
$500
Lee Bank
Lee Bank
18-Month CD
1.50%
$500
State Bank of Canton
State Bank of Canton
30-Month CD
1.45%
$500
Maries County Bank
Maries County Bank
15-Month CD
1.31%
$1,000
Community Bank Owatonna
Community Bank Owatonna
36-Month CD
1.30%
$1,000
Pathfinder Bank
Pathfinder Bank
48-Month CD
1.10%
$1,000
FSB of Wyoming
12-Month CD
1.00%
$1,000
Minnstar Bank
Minnstar Bank
60-Month CD
1.00%
$500
The MINT National Bank
The MINT National Bank
MonuMINT Checking Plus
1.00%
$0
Community Bank Bristow, OK
Community Bank Bristow, OK
Personal Savings
0.55%
$100
Lee Bank
Lee Bank
48-Month CD
0.55%
$500
Connecticut Community Bank
Connecticut Community Bank
Money Market
0.50%
$2,500
Adams State Bank
Adams State Bank
Savings
0.50%
$25
Kearney Trust Company
Kearney Trust Company
Money Market
0.50%
$5,000
Maspeth Federal S&L
Maspeth Federal S&L
Money Market
0.50%
$2,500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
Passbook Savings
0.50%
$1
Denison State Bank
Denison State Bank
Regular Savings
0.40%
$100
Cecil Bank
Cecil Bank
12-Month CD
0.30%
$500
Union Federal S&L
Money Market
0.10%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Redwood Capital Bank rate data right now, check back for updates, we are adding rates all the time.

Redwood Capital Bank Information

Redwood Capital Bank
402 G St
Eureka, CA 95501
Humboldt
Established Date: 03/01/2004
FDIC Certificate #: 57610
Date of FDIC Deposit Insurance: 03/01/2004
Bank Holding Company: REDWOOD CAPITAL BCORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Redwood Capital Bank FDIC Insured? Yes
What is Redwood Capital Bank's Cert number? 57610
What is the maximum amount for insured deposits? $250,000 per holder, per account

Redwood Capital Bank Financials

Total Assets:
$530,737,000
Total Deposits:
$468,285,000
Equity Capital:
$57,425,000
Domestic Deposits:
$468,285,000
Net Income:
$1,609,000
Return on Assets:
1.5713%
Quarterly Return on Assets:
1.2200%
Pretax Return on Assets:
1.6896%
Pretax Quarterly Return on Assets:
1.6900%
Return on Equity:
15.8700%
Quarterly Return on Equity:
11.2800%
Common Equity Tier 1 Capital Ratio:
15.4619%
Tier 1 Risk-Based Capital Ratio:
15.4619%
Leverage Tier 1 (Core Capital) Ratio:
11.6936%
Total Risk-Based Capital Ratio (YTD):
16.7158%
Total Interest Income (YTD):
4.4206%
 
 
Headquarters:
Eureka
FDIC Field Office:
Sacramento
Regulator:
FDIC
County:
Humboldt
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The Federal Open Market Committee (FOMC) held their two day meeting this week and decided not to hike interest rates. While is this good news if you're financing the purchase of a home, or refinancing a mortgage, it's not so good if you're looking for an increase in CD rates and other deposit rates.
Community Bank of Bergen County recently lowered some of their CD rates. The biggest CD rate decline was on their 3 year certificates of deposit. The current 3 year CD rate is 2.00 percent, down from an rate of 2.75 percent. The bank also lowered their 9 month CD rates from 1.00 percent to 0.75 percent.
Average mortgage rates remained stable overnight and another positive housing report was released this morning. 30 year mortgage rates today are averaging 3.44 percent, a slight increase from yesterday's average 30 year mortgage rate of 3.43 percent. The S&P/Case-Shiller Home Price Index shows home prices rose for the sixth consecutive month. and nationally home prices increased 3.6 percent for the third quarter of 2012 versus the third quarter of 2011.

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