Eastern Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Eastern Bank Deposit Rates
Today's 12-month CD rates can be found at 0.60%, 6-month CD rates at 3.98% and 3-month CD rates at 0.25%. Current savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 14.00%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates. Eastern Bank's 24-Month CD (Business Select) rates are at 0.20%, 18-Month CD (Business Select) rates are at 0.20%, 60-Month CD (Business Select) rates are at 0.20%, 48-Month CD (Business Select) rates are at 0.20%, 36-Month CD (Business Select) rates are at 0.20%. Eastern Bank's savings rates are at 0.01%. Eastern Bank's money market rates are at 0.10%.

Eastern Bank

To see how these rates compare to Eastern Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Eastern Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Eastern Bank CD rates. You can also compare Eastern Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Eastern Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Eastern Bank? Share your experience about Eastern Bank by leaving a review below, or read customer reviews before you decide to use Eastern Bank.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
0.20%
24-Month CD
0.20%
36-Month CD
0.20%
48-Month CD
0.20%
60-Month CD
0.20%
Savings
0.01%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Eastern Bank
102 Fellsway W
Somerville, MA 02145
Member FDIC
MonitorBankRates' Rating
/5
☆☆☆☆☆

Eastern Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Eastern Bank
Eastern Bank
18-Month CD (Business Select)
0.20%
$500
Eastern Bank
Eastern Bank
24-Month CD (Business Select)
0.20%
$500
Eastern Bank
Eastern Bank
36-Month CD (Business Select)
0.20%
$500
Eastern Bank
Eastern Bank
48-Month CD (Business Select)
0.20%
$500
Eastern Bank
Eastern Bank
60-Month CD (Business Select)
0.20%
$500
Eastern Bank
Eastern Bank
Money Market
0.10%
$10
Eastern Bank
Eastern Bank
Statement Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Eastern Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Vici
Bank of Vici
6-Month CD
4.60%
$1,000
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
6-Month CD
4.60%
$500
Frontier State Bank
Frontier State Bank
12-Month CD (Jumbo)
4.25%
$250,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.22%
$1
Spring Bank Bronx, NY
Spring Bank Bronx, NY
48-Month CD
4.15%
$250
BankGloucester
BankGloucester
12-Month CD
4.00%
$500
Ixonia Bank
Ixonia Bank
60-Month CD
4.00%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
12-Month CD
3.94%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
60-Month CD
3.80%
$1,000
Vermont State Bank
Vermont State Bank
36-Month CD
3.61%
$500
Bank of Brenham
Bank of Brenham
12-Month CD
3.50%
$1,000
F&M Bank & Trust
F&M Bank & Trust
24-Month CD
3.19%
$2,500
American State Bank (TX)
American State Bank (TX)
60-Month CD
3.09%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
18-Month CD
3.00%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month CD
3.00%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
48-Month CD
3.00%
$2,500
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
3.00%
$1,000
Frontier State Bank
Frontier State Bank
48-Month CD
2.82%
$1,000
The Bank of Landisburg
The Bank of Landisburg
36-Month CD
2.57%
$1,000
Headwaters State Bank
Headwaters State Bank
24-Month CD
2.52%
$1,000
First Exchange Bank
First Exchange Bank
24-Month CD
2.40%
$500
Sound Community Bank
Sound Community Bank
48-Month CD w/checking
2.27%
$1,000
802 Credit Union
802 Credit Union
60-Month CD
2.25%
$500
Clarion County Community Bank
Clarion County Community Bank
60-Month CD
2.20%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
BayFirst National Bank
BayFirst National Bank
12-Month CD
2.01%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
12-Month CD
2.00%
$10,000
Southwest Missouri Bank
Southwest Missouri Bank
60-Month CD
2.00%
$500
UniBank
UniBank
60-Month CD
1.75%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
3-Month CD
1.65%
$1,000
Southwest National Bank
Southwest National Bank
48-Month CD
1.55%
$500
Senath State Bank
Senath State Bank
Money Market
1.51%
$2,500
Connex Credit Union
Connex Credit Union
Plus Checking
1.50%
$0
Eureka Savings Bank
Eureka Savings Bank
24-Month CD
1.41%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
36-Month CD
1.25%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
12-Month CD
1.00%
$500
Buena Vista National Bank
Buena Vista National Bank
12-Month CD
0.85%
$500
Midland Community Bank
Midland Community Bank
18-Month CD
0.85%
$1,000
Stryv Bank
Stryv Bank
6-Month CD
0.75%
$1,000
PyraMax Bank
PyraMax Bank
36-Month CD
0.40%
$1,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
6-Month CD
0.40%
$500
Millville Savings Bank
Millville Savings Bank
60-Month CD
0.30%
$1,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
Tiered Statement Savings
0.15%
$0
First Citizens State Bank
First Citizens State Bank
Money Market
0.10%
$0
Ergo Bank
Ergo Bank
Go Savings
0.05%
$1,000
First State Bank (MI)
First State Bank (MI)
24-Month CD
0.05%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
Goal Maker Savings
0.04%
$5
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Interest Checking
0.01%
$100
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
Statement Savings
0.01%
$100
First Seacoast Bank
First Seacoast Bank
NOW Checking
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 12, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Eastern Bank Information

Eastern Bank
102 Fellsway W
Somerville, MA 02145
Middlesex
Established Date: 05/01/1969
FDIC Certificate #: 19943
Date of FDIC Deposit Insurance: 05/01/1969
Bank Holding Company: CENTURY BCORP INC
How Many Domestic U.S. Offices? 29
How Many Branches are There? 0
Is Eastern Bank FDIC Insured? Yes
What is Eastern Bank's Cert number? 19943
What is the maximum amount for insured deposits? $250,000 per holder, per account

Eastern Bank Financials

Total Assets:
$7,112,322,000
Total Deposits:
$6,206,208,000
Equity Capital:
$424,967,000
Domestic Deposits:
$6,206,208,000
Net Income:
$33,953,000
Return on Assets:
0.6473%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.7691%
Pretax Quarterly Return on Assets:
0.8000%
Return on Equity:
11.1200%
Quarterly Return on Equity:
11.4400%
Leverage Tier 1 (Core Capital) Ratio:
0.0000%
Total Interest Income (YTD):
0.0000%
 
 
Headquarters:
Somerville
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
29
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 09/30/2021

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

    Read more...

Eastern Bank CD Rates: Highest Rate at 5.27% APY

Eastern Bank CD rates are competitive for both the bank's personal CD rates and business CD rates. In fact, the CD rates for both types of certificates of deposit are exactly the same. Current 12-month CD Rates at Eastern Bank are at 5.10% APY, 9-month CD rates are at 5.27% APY and 6-month CD rates are at 5.05% APY. Below is a list of Eastern Bank CD rates and more information about the bank's certificates of deposit.

Eastern Bank CD Rates

    Read more...

Top 25 One Year Bank CD Rates

top-25-one-year-bank-cd-rates//cdrates.monitorbankrates.com The average one year certificate of deposit rate is only 1.01 percent right now but CD rates will start heading higher sometime in 2010. The FOMC meets tomorrow and Thursday to decide the direction of interest rates.The Fed is expected to keep the Fed fund rate in the targeted range of zero percent to one quarter percent for now but will raise rates later this year. When the Fed funds rate heads higher banks will finally start raising CD rates and savings account rates.Looking for CD Rates? Find the best CD rates here. Highest CD Rates.     Read more...

Explore Other Rate Deals

mortgage-rates-freddie-macs-survey-mortgage-rates-down-this-weekMortgage Rates: Earlier today Freddie Mac released it's Primary Mortgage Market Survey showing mortgage rates mostly falling again this past week. The average rate for 30-year conforming fixed rate mortgages was down to .482 percent with an average of 0.7 point. Rates were closer to 6 percent last year at the same time.
Bank of Internet has the highest short term 12 month CD rate on our list in New York, New York. Bank of Internet is currently offering 12 month CD rates at 1.35 percent with a 12 month CD yield of 1.36 percent. The current 12 month certificate of deposit interest rate offered by Bank of Internet is double the current national average 12 month CD rate of 0.67 percent as reported by MonitorBankRates.com.

Bank or Credit Union Offers and Deals

Texas CD Rates: Top 12 Month CD Rate 1.25% APY 1.26%
Mortgage Rates: Weekend Mortgage Rates 30 Year Rates at 4.06%
Mortgage Rates: Weekly Average Rates Mixed as Budget Talks Continue, 30 Year Mortgage rates at 4.59%
Homeowners Insurance and Renters Insurance
CD Rates May 31: Average CD Rates Continue to Decline
Mortgage Rates Higher, Less People Apply For Home Mortgage Loans
Colorado Federal Savings Bank Savings Jumbo Rates now at 0.85%
Mortgage Rates May 27: Current 30 Year Mortgage Rates at 4.57%
Current Average Mortgage Rates Mixed: 30-year Mortgage Rates Lower This Week
Best Bank CD Rates in Tallahassee, Florida

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Slightly Higher, Still Near 2013 Lows
Current Mortgage Rates Running Higher this Week
Best Savings Rate from North American Savings Bank (NASB)
Best Auto Insurance Rates - Finding the Best Insurance Rates
15 Year Mortgage Rates Back Above 4.00% As Mortgage Rates Increase Again Today
Nordstrom Bank 1 Year CD Rates now at 0.90%
The Fed Keeps Rates Low
Fixed Home Mortgage Rates Make Record Lows MBA: 30 Year Mortgage Rates at 4.38%, 15 Year Mortgage Rates at 3.77%
Refinance Rates: Today's Refinancing Rates October 12, 30 Year Jumbo Refi Rates at 4.61%
Credit Card Companies Launch Site to Help Consumers

Eastern Bank Reviews

frederick tahtinen
★★★★★
March 29, 2024
In 1970 I did my banking with Wareham Savings. which was absorbed by Eastern bank. I have continued to maintain accounts with them through the present. At times I moved savings to other banks offering higher interest rates. When Eastern bank sent me how can we serve you better I replied, be more competitive with interest rates. It is the whole point of savings. Today Eastern bank offers very good rates terms and service, and I have moved much of my savings back to their basket.
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Eastern Bank
Your Name:
Your Rating:

See how Eastern Bank Compares to other banks