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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Eastern Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Eastern Bank's 4-Month CD rates are at 3.95%, 4-Month Featured CD rates are at 3.95%, 6-Month CD rates are at 3.75%, 10-Month CD rates are at 3.40%, 14-Month CD rates are at 3.25%. Eastern Bank's savings rates are at 0.01%. Eastern Bank's money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of Eastern Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026. Eastern Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Eastern Bank? Share your experience about Eastern Bank by leaving a review below, or read customer reviews before you decide to use Eastern Bank. 
Eastern Bank CD Rates
Eastern Bank Savings Rates
Eastern Bank Money Market Rates
Eastern Bank Checking Rates
Eastern Bank Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Eastern Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Eastern Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Eastern Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Eastern Bank
Bank Holding Company
CENTURY BCORP INC
Address
102 Fellsway W,
Somerville, MA 02145 · Middlesex
Website
https://www.easternbank.com
FDIC Certificate #
19943
Established
05/01/1969
FDIC Insurance Date
05/01/1969
Domestic Offices
29
Total Branches
0
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.6473%
Return on Equity (ROE)
11.1200%
Non-Performing Loans (NPL)
0.00%
Total Assets
$7,112,322,000
Total Deposits
$6,206,208,000
Equity Capital
$424,967,000
Net Income
$33,953,000
Headquarters
Somerville
Total Offices
29
Source: FDIC | Last Updated 09/30/2021
Customer Reviewsfrederick tahtinen
March 29, 2024
In 1970 I did my banking with Wareham Savings. which was absorbed by Eastern bank. I have continued to maintain accounts with them through the present. At times I moved savings to other banks offering higher interest rates. When Eastern bank sent me how can we serve you better I replied, be more competitive with interest rates. It is the whole point of savings. Today Eastern bank offers very good rates terms and service, and I have moved much of my savings back to their basket.
Add Your Rating and Review for Eastern Bank
Frequently Asked Questions About Eastern BankIs Eastern Bank a safe place to deposit money?Yes, Eastern Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Eastern Bank operate?Eastern Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Eastern Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Eastern Bank provides members with tools to manage their accounts and build a solid financial history. Does Eastern Bank offer online and mobile banking?Most modern institutions like Eastern Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.easternbank.com. Current Eastern Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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