State Bank of St. Jacob CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.34%, 6-month CD rates at 4.04% and 3-month CD rates at 1.51%. Current savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 12.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. State Bank of St. Jacob's 9-Month CD rates are at 5.05%, 18-Month CD rates are at 4.50%, 48-Month CD rates are at 2.50%, 36-Month CD rates are at 2.00%, 24-Month CD rates are at 2.00%. State Bank of St. Jacob's savings rates are at 0.15%. State Bank of St. Jacob's money market rates are at 1.25%.

State Bank of St. Jacob

To see how these rates compare to State Bank of St. Jacob CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank of St. Jacob, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank of St. Jacob CD rates. You can also compare State Bank of St. Jacob savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank of St. Jacob money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of St. Jacob? Share your experience about State Bank of St. Jacob by leaving a review below, or read customer reviews before you decide to use State Bank of St. Jacob.

State Bank of St. Jacob Texas Ratio

State Bank of St. Jacob's Texas Ratio is at 10.91%, which is considered excellent. The Texas Ratio for State Bank of St. Jacob is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank of St. Jacob is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.00%
18-Month CD
4.50%
24-Month CD
2.00%
36-Month CD
2.00%
48-Month CD
2.50%
60-Month CD
N/A
Savings
0.15%
MMA
1.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Bank of St. Jacob
102 W 4th St
Saint Jacob, IL 62281
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

State Bank of St. Jacob CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank of St. Jacob
State Bank of St. Jacob
9-Month CD
5.05%
$2,500
State Bank of St. Jacob
State Bank of St. Jacob
18-Month CD
4.50%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
48-Month CD
2.50%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
36-Month CD
2.00%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
24-Month CD
2.00%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
12-Month CD
2.00%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
Money Market Deposit Account
1.25%
$100,000
State Bank of St. Jacob
State Bank of St. Jacob
Savings Account
0.15%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Bank of St. Jacob Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Alliant Credit Union
Alliant Credit Union
12-Month CD certificate
5.15%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
12-Month CD
5.15%
$500
PS Bank of Velva
PS Bank of Velva
3-Month CD
5.09%
$500
A & S Federal Credit Union
A & S Federal Credit Union
6-Month CD certificate
5.00%
$5,000
First American Bank and Trust
First American Bank and Trust
6-Month CD special
4.90%
$10,000
Madison County Bank
Madison County Bank
11-Month CD
4.80%
$500
Trinity Bank, N.A.
Trinity Bank, N.A.
12-Month CD
4.63%
$1,000
James Polk Stone Community Bank
James Polk Stone Community Bank
6-Month CD special
4.55%
$1,000
BankSouth GA
BankSouth GA
6-Month CD
4.50%
$2,500
Queenstown Bank
Queenstown Bank
Kasasa Checking
4.50%
$0
First FSB of Twin Falls
First FSB of Twin Falls
11-Month CD No Penalty
4.33%
$5,000
Regional Missouri Bank
Regional Missouri Bank
12-Month Jumbo CD
4.32%
$50,000
Pitney Bowes Bank
Pitney Bowes Bank
Business Savings Account
4.25%
$0
University Federal Credit Union
University Federal Credit Union
24-Month CD
4.10%
$1,000
ProGrowth Bank
ProGrowth Bank
37-Month CD special
4.10%
$10,000
Frontier State Bank
Frontier State Bank
24-Month CD
4.07%
$1,000
American Express National Bank
American Express National Bank
12-Month CD
4.00%
$0
Credit Human Federal Credit Union
Credit Human Federal Credit Union
120-Month CD (Certificate)
4.00%
$500
First Financial of Maryland FCU
First Financial of Maryland FCU
18-Month CD
3.80%
$500
1st Community Credit Union
1st Community Credit Union
48-Month CD certificate
3.05%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
Christmas Club Savings
3.00%
$25
First FarmBank
First FarmBank
9-Month CD
3.00%
$1,000
First National Bank of Michigan
First National Bank of Michigan
60-Month CD
2.53%
$0
KeySavings Bank
KeySavings Bank
30-Month CD
2.27%
$500
Range Bank
Range Bank
24-Month CD
2.25%
$1,000
Hometown National Bank
Hometown National Bank
Foundations Money Market
2.02%
$250,000
Superior National Bank
Superior National Bank
48-Month CD
2.02%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
36-Month CD
2.00%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Loyalty Checking
2.00%
$0
The Community State Bank
The Community State Bank
Money Market
1.81%
$100,000
First Federal S&L of Greene Co
First Federal S&L of Greene Co
120-Month CD
1.76%
$500
First Citizens State Bank
First Citizens State Bank
36-Month CD
1.75%
$100
Asian Bank
Asian Bank
48-Month CD
1.75%
$1,000
Hocking Valley Bank
Hocking Valley Bank
60-Month CD
1.40%
$5,000
Community First Bank
Community First Bank
Money Market
1.30%
$250,000
Tri-County Trust Company
Tri-County Trust Company
3-Month CD
1.26%
$1,000
First Command Bank
First Command Bank
36-Month CD
1.10%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
Money Market Account
0.90%
$100,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
18-Month CD
0.60%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
36-Month CD
0.55%
$250
Bay State Savings Bank
Bay State Savings Bank
Money Market
0.50%
$5,000
First Keystone Community Bank
First Keystone Community Bank
36-Month CD
0.45%
$500
5 Star Bank
5 Star Bank
30-Month CD
0.40%
$500
Peoples Bank Taylorsville, KY
60-Month CD
0.35%
$500
Universal Bank
Universal Bank
12-Month CD
0.25%
$1,000
Cross River Bank
Cross River Bank
Regular E/ Money Market
0.25%
$0
1st Bank Yuma
1st Bank Yuma
1st Premium Money Market
0.20%
$25,000
Marathon Bank
Marathon Bank
Money Market
0.15%
$2,500
GSB Guilford Savings Bank
12-Month CD
0.05%
$1,000
The Huntington National Bank
The Huntington National Bank
Relationship Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank of St. Jacob Information

State Bank of St. Jacob
102 W 4th St
Saint Jacob, IL 62281
Madison
Established Date: 11/03/1903
FDIC Certificate #: 5730
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ST JACOB BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is State Bank of St. Jacob FDIC Insured? Yes
What is State Bank of St. Jacob's Cert number? 5730
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank of St. Jacob Financials

Total Assets:
$86,904,000
Total Deposits:
$76,602,000
Equity Capital:
$10,164,000
Domestic Deposits:
$76,602,000
Net Income:
$326,000
Return on Assets:
1.2331%
Quarterly Return on Assets:
1.5200%
Pretax Return on Assets:
1.5309%
Pretax Quarterly Return on Assets:
1.5300%
Return on Equity:
10.5600%
Quarterly Return on Equity:
13.2900%
Leverage Tier 1 (Core Capital) Ratio:
13.3717%
Total Interest Income (YTD):
3.2215%
 
 
Headquarters:
Saint Jacob
FDIC Field Office:
Mount Vernon
Regulator:
FDIC
County:
Madison
# of Offices:
2
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

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