Centera Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Centera Bank Deposit Rates

Centera BankToday's 12-month CD rates can be found at 3.85%, 6-month CD rates at 4.35% and 3-month CD rates at 0.40%. Current savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.69%. Credit Card rates are at 12.49%. Personal Loan rates are at 13.06%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Centera Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Centera Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Centera Bank CD rates. You can also compare Centera Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Centera Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Centera Bank? Share your experience about Centera Bank by leaving a review below, or read customer reviews before you decide to use Centera Bank.

Centera Bank Texas Ratio

Centera Bank's Texas Ratio is at 0.29%, which is considered excellent. The Texas Ratio for Centera Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Centera Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Centera Bank
119 S Inman St
Sublette, KS 67877
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Centera Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Redneck Bank, div of All America Bank
Redneck Bank, div of All America Bank
Mega Money Market
4.40%
$0
International Bank of Chicago
International Bank of Chicago
Premier Money Market
4.25%
$250,000
Compass Savings Bank
Compass Savings Bank
12-Month CD
4.07%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
18-Month CD
3.92%
$100
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
eRelationship Savings
3.90%
$25,000
Vystar Credit Union
Vystar Credit Union
24-Month CD
3.90%
$500
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD
3.82%
$500
Evergreen Bank Group
Evergreen Bank Group
48-Month CD
3.50%
$500
Centreville Bank
Centreville Bank
24-Month CD
3.25%
$1,000
GreenLeaf Bank
GreenLeaf Bank
12-Month CD
3.25%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
36-Month CD
3.10%
$75,000
Iron Workers SB
Iron Workers SB
48-Month CD
3.00%
$500
Chesapeake Bank
Chesapeake Bank
36-Month CD
2.75%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
36-Month CD
2.50%
$1,000
Westbury Bank
Westbury Bank
48-Month CD
2.50%
$500
OAB One American Bank
OAB One American Bank
Savings Plus
2.25%
$0
Timberland Bank
Timberland Bank
30-Month CD
2.12%
$500
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
60-Month CD
2.00%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Savings
2.00%
$5
First Community Bank of Moultrie County
First Community Bank of Moultrie County
60-Month CD
1.77%
$500
Wolf River Community Bank
Wolf River Community Bank
36-Month CD
1.55%
$1,000
Swedish-American State Bank
Swedish-American State Bank
12-Month CD
1.51%
$500
Highland Bank
Highland Bank
24-Month CD
1.45%
$100
State Bank of Graymont
State Bank of Graymont
48-Month CD
1.41%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
48-Month CD
1.40%
$5,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
Money Market
1.26%
$50,000
FNB of Brownstown
48-Month CD
1.25%
$1,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
60-Month CD
1.00%
$1,000
Port Richmond Savings
Port Richmond Savings
Money Market
1.00%
$2,500
Bank of Zachary
Bank of Zachary
Regular Savings
1.00%
$100
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Access Money Market
1.00%
$2,500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Health Savings
0.75%
$0
First Federal Community Bank N.A.
First Federal Community Bank N.A.
48-Month CD
0.65%
$500
Kearny Bank
Kearny Bank
36-Month CD
0.55%
$500
Atkins Savings B&T
Atkins Savings B&T
Money Market
0.50%
$1,500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
48-Month CD
0.45%
$500
MCS Bank
MCS Bank
18-Month CD
0.42%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
6-Month CD
0.40%
$1,000
The Dolores State Bank
The Dolores State Bank
Money Market
0.40%
$1,000
SSB Community Bank
SSB Community Bank
48-Month CD
0.35%
$1,000
The Bank of Elk River
The Bank of Elk River
Statement Savings
0.30%
$0
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Money Market
0.30%
$1,500
Access Federal Credit Union
Access Federal Credit Union
Share Savings
0.25%
$25
Savings Bank of Walpole
Savings Bank of Walpole
Money Market
0.20%
$1,000
Hocking Valley Bank
Hocking Valley Bank
Passbook Savings
0.15%
$100
Millville Savings Bank
Millville Savings Bank
12-Month CD
0.12%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
Membership Savings
0.10%
$100
Iron Workers SB
Iron Workers SB
Passbook Savings
0.05%
$100
Fulton Bank
Fulton Bank
Statement Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Centera Bank rate data right now, check back for updates, we are adding rates all the time.

Centera Bank Information

Centera Bank
119 S Inman St
Sublette, KS 67877
Haskell
Established Date: 10/18/1937
FDIC Certificate #: 16436
Date of FDIC Deposit Insurance: 05/31/1946
Bank Holding Company: SANTA FE TRAIL BANC SHARES INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Centera Bank FDIC Insured? Yes
What is Centera Bank's Cert number? 16436
What is the maximum amount for insured deposits? $250,000 per holder, per account

Centera Bank Financials

Total Assets:
$324,146,000
Total Deposits:
$296,291,000
Equity Capital:
$15,592,000
Domestic Deposits:
$296,291,000
Net Income:
$862,000
Return on Assets:
0.8427%
Quarterly Return on Assets:
1.0700%
Pretax Return on Assets:
1.0875%
Pretax Quarterly Return on Assets:
1.0900%
Return on Equity:
23.4900%
Quarterly Return on Equity:
22.2000%
Common Equity Tier 1 Capital Ratio:
15.9205%
Tier 1 Risk-Based Capital Ratio:
15.9205%
Leverage Tier 1 (Core Capital) Ratio:
8.9725%
Total Risk-Based Capital Ratio (YTD):
16.8279%
Total Interest Income (YTD):
3.9372%
 
 
Headquarters:
Sublette
FDIC Field Office:
Hays
Regulator:
FDIC
County:
Haskell
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Credit card rates are stable as 2010 comes to a close. The lowest average credit card rate on our rate tables by category are on our Low Introductory Rate Cards. The current average low introductory credit card rate is 0.689 percent. 
Having cash on hand to get through any ruff period in life is essential to any financial plan.
As a teen you're probably in one of the most difficult periods of your life. For the first time in your life you're thinking about the future, where to go to college, where you want to live, what career path you want to choose the list is endless. One thing you're probably not thinking about is saving money for the future. The sooner you start the better off you'll be.

Bank or Credit Union Offers and Deals

Best CD Rates at the End of 2016
Online Banks Dominate Top Savings Interest Rates Available
Keep the Shiny Side Up, Keep the Dirty Side Down
Mortgage Rates: 30 Year Mortgage Rates & 15 Year Mortgage Rates Make New Lows
Savings Rate Up in February as Savings Account Rates Continue to Decline
Certificate of Deposit Rates Down Again
Average Mortgage Rates Move Lower, Approaching Record Lows
CD Rates: Finding the Best CD Rates
Phoenix Savings Account Rates
5 Star Bank Money Market Account 10K Rates now at 0.10%

Alternative Bank and Credit Union Offers to Explore

First Time Ever - Jumbo Mortgage Rates Lower Than Conforming Mortgage Rates
Verity Credit Union Savings and Money Market Accounts
Sandy Spring Bank CD Rates: 5.50% APY 8-Month CD Special
Millennials Prefer Savings Accounts Despite Low Savings Rates
Top 36 Month CD Rates
Consumers Embrace Electronic Banking
Personal Savings Rate Higher on Lower Gas Prices
Goldwater Bank CD Rates
Best 3 Month CD Rates
ableBanking, a division of Northeast Bank 1 Year CD Rates now at 0.65%

Centera Bank Reviews

There are no reviews for Centera Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Centera Bank
Your Name:
Your Rating:

See how Centera Bank Compares to other banks