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 United Bank Zebulon, GA Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 9, 2026
United Bank Zebulon, GA's Certificate of Deposits 60-Month rates are at 2.02%, Certificate of Deposits 48-Month rates are at 1.77%, Certificate of Deposits 24-Month rates are at 1.66%, Certificate of Deposits 36-Month rates are at 1.66%, Certificate of Deposits 12-Month rates are at 1.51%. United Bank Zebulon, GA's savings rates are at 0.50%. United Bank Zebulon, GA's money market rates are at 0.30%. MonitorBankRates evaluates the financial stability of United Bank Zebulon, GA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.43%. Rates were last updated on 03/09/2026. United Bank Zebulon, GA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Bank Zebulon, GA? Share your experience about United Bank Zebulon, GA by leaving a review below, or read customer reviews before you decide to use United Bank Zebulon, GA. 
United Bank Zebulon, GA CD Rates
United Bank Zebulon, GA Savings Rates
United Bank Zebulon, GA Money Market Rates
United Bank Zebulon, GA Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for United Bank Zebulon, GA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather United Bank Zebulon, GA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with United Bank Zebulon, GA's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
United Bank Zebulon, GA
Bank Holding Company
UNITED BK EMPLOYEE STK OWNERSHIP PLAN TR
Address
685 Griffin St,
Zebulon, GA 30295 · Pike
Website
https://www.accessunited.com
FDIC Certificate #
172
Established
01/31/1905
FDIC Insurance Date
01/01/1934
Domestic Offices
18
Total Branches
18
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
3.43%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
2.8716%
Return on Equity (ROE)
34.6700%
Non-Performing Loans (NPL)
0.28%
Total Assets
$2,331,428,000
Total Deposits
$2,070,938,000
Equity Capital
$238,320,000
Net Income
$58,710,000
Headquarters
Zebulon
Total Offices
18
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About United Bank Zebulon, GAIs United Bank Zebulon, GA a safe place to deposit money?Yes, United Bank Zebulon, GA is considered a safe financial institution. With a Texas Ratio of 3.4294605479728%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does United Bank Zebulon, GA operate?United Bank Zebulon, GA currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, United Bank Zebulon, GA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, United Bank Zebulon, GA provides members with tools to manage their accounts and build a solid financial history. Does United Bank Zebulon, GA offer online and mobile banking?Most modern institutions like United Bank Zebulon, GA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.accessunited.com. Current United Bank Zebulon, GA Rates
Retrieved from our database of financial products. Rates subject to change.
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