United Bank Zebulon, GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 3.02% and 3-month CD rates at 0.10%. Current savings rates are at 0.40% and money market rates are at 2.40%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 12.40%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. United Bank Zebulon, GA's 60-Month CD rates are at 2.02%, 48-Month CD rates are at 1.76%, 36-Month CD rates are at 1.66%, 24-Month CD rates are at 1.66%, 18-Month CD rates are at 1.51%. United Bank Zebulon, GA's savings rates are at 0.50%. United Bank Zebulon, GA's money market rates are at 0.40%.

United Bank Zebulon, GA

To see how these rates compare to United Bank Zebulon, GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from United Bank Zebulon, GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with United Bank Zebulon, GA CD rates. You can also compare United Bank Zebulon, GA savings rates, MMA rates and mortgage rates using our other rate lists.

United Bank Zebulon, GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Bank Zebulon, GA? Share your experience about United Bank Zebulon, GA by leaving a review below, or read customer reviews before you decide to use United Bank Zebulon, GA.

United Bank Zebulon, GA Texas Ratio

United Bank Zebulon, GA's Texas Ratio is at 3.54%, which is considered excellent. The Texas Ratio for United Bank Zebulon, GA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, United Bank Zebulon, GA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.51%
18-Month CD
1.51%
24-Month CD
1.66%
36-Month CD
1.66%
48-Month CD
1.76%
60-Month CD
2.02%
Savings
0.50%
MMA
0.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
United Bank Zebulon, GA
685 Griffin St
Zebulon, GA 30295
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

United Bank Zebulon, GA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
United Bank Zebulon, GA
United Bank Zebulon, GA
60-Month CD
2.02%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
48-Month CD
1.76%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
36-Month CD
1.66%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
24-Month CD
1.66%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
18-Month CD
1.51%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
6-Month CD
0.75%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
3-Month CD
0.65%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
Regular Savings
0.50%
$50
United Bank Zebulon, GA
United Bank Zebulon, GA
Business Money Market
0.40%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare United Bank Zebulon, GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Agility Bank
Agility Bank
12-Month CD (Bump-Up)
4.50%
$10,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
48-Month CD
4.10%
$1,000
VirtualBank
VirtualBank
eMoney Market
4.00%
$0
BankGloucester
BankGloucester
18-Month CD
4.00%
$500
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Checking
4.00%
$25
Y-12 Federal Credit Union
Y-12 Federal Credit Union
High Yield Money Market
4.00%
$25,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
36-Month CD
3.65%
$1,000
Gunnison S&L
Gunnison S&L
36-Month CD
3.57%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
48-Month CD
3.55%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
60-Month CD
3.50%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
24-Month CD
3.50%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
36-Month CD
3.35%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
12-Month CD
3.30%
$500
Merchants State Bank
Merchants State Bank
18-Month CD
3.25%
$100
NBT Financial Bank
NBT Financial Bank
24-Month CD (Jumbo)
3.03%
$250,000
First National Bank in Marlow
First National Bank in Marlow
24-Month CD
3.01%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
48-Month CD
3.00%
$1,000
Education Credit Union
Education Credit Union
36-Month CD
3.00%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
2.78%
$250
The Stock Exchange Bank
The Stock Exchange Bank
18-Month CD
2.62%
$500
Main Street Bank
Main Street Bank
48-Month CD
2.50%
$1,000
New Tripoli Bank
New Tripoli Bank
60-Month CD
2.50%
$500
The Bank of South Carolina
The Bank of South Carolina
18-Month CD
2.25%
$1,000
1st University Credit Union
1st University Credit Union
12-Month CD
2.25%
$1,000
A & S Federal Credit Union
A & S Federal Credit Union
12-Month CD
2.00%
$500
Petefish, Skiles & Co. Bank
12-Month CD
1.96%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Checking
1.59%
$0
South Central State Bank
South Central State Bank
Money Market
1.41%
$250,000
Bank of Kampsville
Bank of Kampsville
36-Month CD
1.00%
$1,000
FirstOak Bank
FirstOak Bank
24-Month CD
0.75%
$500
Mifflinburg B&T CO.
Mifflinburg B&T CO.
36-Month CD
0.75%
$5,000
The Honesdale National Bank
The Honesdale National Bank
36-Month CD
0.70%
$1,000
Bangor Savings Bank
Bangor Savings Bank
12-Month CD
0.60%
$500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
24-Month CD
0.50%
$1,000
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
Napoleon State Bank
Napoleon State Bank
18-Month CD
0.30%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
Savings
0.25%
$50
AB Federal Credit Union
AB Federal Credit Union
12-Month CD
0.25%
$1,000
Root River State Bank
Root River State Bank
Heritage Interest Checking
0.20%
$200
Mercer Savings Bank
Mercer Savings Bank
18-Month CD
0.15%
$100
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Regular Savings
0.15%
$100
1st Community Credit Union
1st Community Credit Union
Ultimate Savings
0.15%
$1,000
Grand Timber Bank
Grand Timber Bank
NOW Checking
0.10%
$600
Hometown National Bank
Hometown National Bank
Community Now Checking
0.10%
$200
JTNB
JTNB
Savings
0.10%
$100
Compass Savings Bank
Compass Savings Bank
Passbook Savings
0.10%
$50
First County Bank
First County Bank
3-Month CD
0.05%
$1,000
First State Bank (MI)
First State Bank (MI)
60-Month CD
0.05%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
Passbook Savings
0.03%
$10
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
18-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

United Bank Zebulon, GA Information

United Bank Zebulon, GA
685 Griffin St
Zebulon, GA 30295
Pike
Established Date: 01/31/1905
FDIC Certificate #: 172
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: UNITED BANK CORP
How Many Domestic U.S. Offices? 18
How Many Branches are There? 18
Is United Bank Zebulon, GA FDIC Insured? Yes
What is United Bank Zebulon, GA's Cert number? 172
What is the maximum amount for insured deposits? $250,000 per holder, per account

United Bank Zebulon, GA Financials

Total Assets:
$2,146,581,000
Total Deposits:
$1,898,426,000
Equity Capital:
$229,099,000
Domestic Deposits:
$1,898,426,000
Net Income:
$15,758,000
Return on Assets:
2.8716%
Quarterly Return on Assets:
2.8800%
Pretax Return on Assets:
3.6659%
Pretax Quarterly Return on Assets:
3.6700%
Return on Equity:
34.6700%
Quarterly Return on Equity:
28.3000%
Common Equity Tier 1 Capital Ratio:
21.8668%
Tier 1 Risk-Based Capital Ratio:
21.8668%
Leverage Tier 1 (Core Capital) Ratio:
10.2963%
Total Risk-Based Capital Ratio (YTD):
23.1218%
Total Interest Income (YTD):
5.3345%
 
 
Headquarters:
Zebulon
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Pike
# of Offices:
18
Metropolitan Statistical Area (MSA):
Atlanta-Sandy Springs-Alpharetta, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

sfgi-direct-high-yield-savings-accountSFGI Direct, the online banking division of Summit Community Bank, is offering a high yield savings account that currently has an annual percentage yield of 2.25 percent.
By now you must have heard the news that the Federal Reserve will increase their key-benchmark interest rate in 2015. When the federal funds rate is increased, CD rates and other bank rates will also increase. Higher rates is good news but you should position your CD investments for higher rates.

Mortgage rates, which are low historically speaking, are expected to decline even more in the coming weeks. Mortgage rates will decline in the near future due to of lower long term bond yields. 10 year bond yields fell back below 2.00 percent this week and are down to 1.81 percent today. At the beginning of 2016, 10 year yields were around 2.25 percent.

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United Bank Zebulon, GA Reviews

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