United Bank Zebulon, GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 2.02% and 3-month CD rates at 1.00%. Current savings rates are at 0.05% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 7.26%. Credit Card rates are at 11.50%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. United Bank Zebulon, GA's 60-Month CD rates are at 2.02%, 48-Month CD rates are at 1.76%, 24-Month CD rates are at 1.66%, 36-Month CD rates are at 1.66%, 18-Month CD rates are at 1.51%. United Bank Zebulon, GA's savings rates are at 0.60%. United Bank Zebulon, GA's money market rates are at 0.45%.

United Bank Zebulon, GA

To see how these rates compare to United Bank Zebulon, GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from United Bank Zebulon, GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with United Bank Zebulon, GA CD rates. You can also compare United Bank Zebulon, GA savings rates, MMA rates and mortgage rates using our other rate lists.

United Bank Zebulon, GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Bank Zebulon, GA? Share your experience about United Bank Zebulon, GA by leaving a review below, or read customer reviews before you decide to use United Bank Zebulon, GA.

United Bank Zebulon, GA Texas Ratio

United Bank Zebulon, GA's Texas Ratio is at 3.54%, which is considered excellent. The Texas Ratio for United Bank Zebulon, GA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, United Bank Zebulon, GA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.51%
18-Month CD
1.51%
24-Month CD
1.66%
36-Month CD
1.66%
48-Month CD
1.76%
60-Month CD
2.02%
Savings
0.60%
MMA
0.45%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
United Bank Zebulon, GA
685 Griffin St
Zebulon, GA 30295
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

United Bank Zebulon, GA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
United Bank Zebulon, GA
United Bank Zebulon, GA
60-Month CD
2.02%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
48-Month CD
1.76%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
36-Month CD
1.66%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
24-Month CD
1.66%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
18-Month CD
1.51%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
6-Month CD
0.75%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
Regular Savings
0.60%
$50
United Bank Zebulon, GA
United Bank Zebulon, GA
Business Money Market
0.45%
$2,500
United Bank Zebulon, GA
United Bank Zebulon, GA
3-Month CD
0.45%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare United Bank Zebulon, GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank 1st
Bank 1st
6-Month CD (Jumbo)
4.96%
$100,000
Linkbank
Linkbank
7-Month CD
4.60%
$500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Gold Money Market
4.00%
$500,000
Vinton County Bank
Vinton County Bank
12-Month CD
4.00%
$2,500
Northeast Bank Portland, ME
Northeast Bank Portland, ME
Propel Preferred Savings
3.75%
$50
Twin River Bank
Twin River Bank
24-Month CD
3.75%
$500
Parke Bank
Parke Bank
18-Month CD
3.75%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
36-Month CD
3.56%
$1,000
The MINT National Bank
The MINT National Bank
24-Month CD
3.50%
$10,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
17-Month CD
3.50%
$1,000
Volunteer State Bank
Volunteer State Bank
3-Month CD
3.50%
$1,000
Ambler Savings Bank
Ambler Savings Bank
18-Month (Bump-Up)
3.40%
$1,000
S&T Bank
S&T Bank
36-Month CD
3.25%
$500
Barrington Bank & Trust Company
Barrington Bank & Trust Company
26-Month CD
3.20%
$1,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
60-Month CD
3.15%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
12-Month CD
3.09%
$250
Garden Plain State Bank
Garden Plain State Bank
60-Month CD
3.03%
$1,000
Iron Workers SB
Iron Workers SB
60-Month CD
3.00%
$500
The Peoples Community Bank
The Peoples Community Bank
36-Month CD (College Saver)
3.00%
$250
Lindell Bank & Trust Company
Lindell Bank & Trust Company
60-Month CD
3.00%
$1,000
The Bank of Princeton
The Bank of Princeton
48-Month CD
2.50%
$500
Arundel Federal Savings Bank
Arundel Federal Savings Bank
36-Month CD
2.50%
$5,000
HomePride Bank
HomePride Bank
25-Month CD
2.27%
$500
Union Federal S&L
6-Month CD
2.01%
$200
5Star Bank
5Star Bank
60-Month CD
2.00%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
24-Month CD
1.75%
$2,500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
36-Month CD
1.61%
$1,000
FSB Mcpherson, KS
FSB Mcpherson, KS
12-Month CD
1.61%
$1,000
Community Bank Owatonna
Community Bank Owatonna
48-Month CD
1.40%
$1,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
12-Month CD
1.01%
$500
Champlain National Bank
Champlain National Bank
48-Month CD
1.00%
$500
The Bank of Brodhead
The Bank of Brodhead
Golden Passbook Savings
1.00%
$1,000
Vinton County Bank
Vinton County Bank
18-Month CD
1.00%
$1,000
Grand Valley Bank
Grand Valley Bank
Savings
0.90%
$0
Freedom Bank, Inc.
Freedom Bank, Inc.
Freedom Savings
0.75%
$1
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
Ion Bank
Ion Bank
36-Month CD
0.60%
$500
Somerset Trust Company
Somerset Trust Company
48-Month CD
0.55%
$500
Merrimack County SB
Merrimack County SB
60-Month CD
0.50%
$500
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
SSB Community Bank
SSB Community Bank
36-Month CD
0.30%
$1,000
Norway Savings Bank
Norway Savings Bank
18-Month CD
0.30%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Growth Savings
0.25%
$500
First Hope Bank
First Hope Bank
18-Month CD
0.25%
$2,500
USB Union Savings Bank
USB Union Savings Bank
12-Month CD
0.25%
$1,000
Bogota Savings Bank
Bogota Savings Bank
Passbook Savings
0.20%
$100
Collinsville Building and Loan Association
Collinsville Building and Loan Association
18-Month CD
0.15%
$1,000
Phoenixville Federal B&T
Phoenix Money Market
0.15%
$2,500
Consumers National Bank
Consumers National Bank
Consumer Premium Money Market
0.10%
$50
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

United Bank Zebulon, GA Information

United Bank Zebulon, GA
685 Griffin St
Zebulon, GA 30295
Pike
Established Date: 01/31/1905
FDIC Certificate #: 172
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: UNITED BANK CORP
How Many Domestic U.S. Offices? 18
How Many Branches are There? 18
Is United Bank Zebulon, GA FDIC Insured? Yes
What is United Bank Zebulon, GA's Cert number? 172
What is the maximum amount for insured deposits? $250,000 per holder, per account

United Bank Zebulon, GA Financials

Total Assets:
$2,146,581,000
Total Deposits:
$1,898,426,000
Equity Capital:
$229,099,000
Domestic Deposits:
$1,898,426,000
Net Income:
$15,758,000
Return on Assets:
2.8716%
Quarterly Return on Assets:
2.8800%
Pretax Return on Assets:
3.6659%
Pretax Quarterly Return on Assets:
3.6700%
Return on Equity:
34.6700%
Quarterly Return on Equity:
28.3000%
Common Equity Tier 1 Capital Ratio:
21.8668%
Tier 1 Risk-Based Capital Ratio:
21.8668%
Leverage Tier 1 (Core Capital) Ratio:
10.2963%
Total Risk-Based Capital Ratio (YTD):
23.1218%
Total Interest Income (YTD):
5.3345%
 
 
Headquarters:
Zebulon
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Pike
# of Offices:
18
Metropolitan Statistical Area (MSA):
Atlanta-Sandy Springs-Alpharetta, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The Federal Reserve wraps up their two day meeting today and is widely expected to reduce their purchases by another $10 billion a month of mortgage-backed securities and long term U.S. Treasuries. A $10 billion reduction would reduce their purchases to $55 billion a month, down from $85 billion a month in 2013. Reducing their monthly purchases will gradually send long term bond rates and mortgage rates higher but won't increase savings rates.
Auto insurance rates are on the rise again in New Jersey. The state which is already known for having some of the highest auto insurance rates in the country will see insurance rates go higher if the state approves the increases sought by insurance companies.
Mortgage rates are higher this week over last week after a better than expected retail sales report drove bond yields higher. Conforming 30 year mortgage rates are averaging 4.46%, up from last week's average 30 year mortgage rate of 4.41%.

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United Bank Zebulon, GA Reviews

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