American Commercial Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to American Commercial Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from American Commercial Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with American Commercial Bank & Trust CD rates. You can also compare American Commercial Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists. American Commercial Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Commercial Bank & Trust? Share your experience about American Commercial Bank & Trust by leaving a review below, or read customer reviews before you decide to use American Commercial Bank & Trust. American Commercial Bank & Trust Texas Ratio American Commercial Bank & Trust's Texas Ratio is at 7.46%, which is considered excellent. The Texas Ratio for American Commercial Bank & Trust is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, American Commercial Bank & Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare American Commercial Bank & Trust Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates January 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have American Commercial Bank & Trust rate data right now, check back for updates, we are adding rates all the time. American Commercial Bank & Trust InformationAmerican Commercial Bank & Trust
701 La Salle StOttawa, IL 61350 La Salle Established Date: 06/01/1865 FDIC Certificate #: 3719 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST OTTAWA BANCSHARES INC How Many Domestic U.S. Offices? 11 How Many Branches are There? 11 Website: https://www.firstottawa.com
Is American Commercial Bank & Trust FDIC Insured? Yes
What is American Commercial Bank & Trust's Cert number? 3719
What is the maximum amount for insured deposits? $250,000 per holder, per account
American Commercial Bank & Trust FinancialsTotal Assets:
$1,545,872,000
Total Deposits:
$1,356,876,000
Equity Capital:
$133,234,000
Domestic Deposits:
$1,356,876,000
Net Income:
$4,011,000
Return on Assets:
1.0352%
Quarterly Return on Assets:
1.0600%
Pretax Return on Assets:
1.4368%
Pretax Quarterly Return on Assets:
1.4400%
Return on Equity:
12.8200%
Quarterly Return on Equity:
12.2700%
Common Equity Tier 1 Capital Ratio:
9.7638%
Tier 1 Risk-Based Capital Ratio:
9.7638%
Leverage Tier 1 (Core Capital) Ratio:
8.7526%
Total Risk-Based Capital Ratio (YTD):
11.0175%
Total Interest Income (YTD):
5.8835%
Headquarters:
Ottawa
FDIC Field Office:
Princeton
Regulator:
OCC
County:
La Salle
# of Offices:
11
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Choosing a home mortgage is probably the biggest financial decision most people make in their lifetime. When choosing a mortgage loan it is important to learn about the different mortgage types available so you are equipped to make the right choice.
The current national average 3 month certificate of deposit rate is 0.40 percent. You can find CD rates better than the national average CD rates. We have compiled a list of the best 3 month CD rates from banks and credit unions in California.
 MySavingsDirect savings rates are very competitive when compared to other online savings rates. Savings rates at MySavingsDirect also blow traditional brick-and-mortar savings banks' rates out the water. Current savings rates from MySavingsDirect are at 1.88 percent with an APY of 1.90 percent. That rate is currently 21 times higher than the current FDIC national average savings rate of 0.09 percent. MySavingsDirect is a division of Emigrant Bank which has been in business since 1850. To get the best savings rate on a savings account be sure to compare online rates with MySavingsDirect savings rates.
Bank or Credit Union Offers and DealsCitizens Trust Bank 3 Month CD Rates now at 0.03%Best 6 Month CD Interest Rates Chicago, Illinois American Bank 6 Month CD Rates now at 0.30% Mortgage Rates This Week: 30 Year Mortgage Rates at 3.99% NewDominion Bank 6 Month CD Rates now at 0.30% USAA Money Market Account 10K Rates now at 0.20% giantbank.com 2 Year Jumbo CD Rates now at 1.20% How to Get a Near Perfect Credit Score Bank CD Rates Moving Higher at the 18 Bank Holding Companies the Federal Reserve Just Tested? GE Capital Retail Bank Increases 1 Year Bank CD Rate to 1.09% APY 1.10% Alternative Bank and Credit Union Offers to ExploreSavings Rates Remain Stable as the Fed Meeting Minutes Offers No Surprises on Interest RatesFinancing a Car Purchase AmTrust Direct Savings Account and Money Market Account Bank Stress Test Results for 19 Banks Mortgage Rates Remain Low This Week - 30 Year Rates Averaging 3.76% Mortgage Rates Decline This Week: Mortgage Rates on 30 Year Loans at 4.14% The Financial Cliff is Coming, Time to Lighten Up on Equites and Place the Funds in a Good Old Savings Account Mortgage Rates Today - October 4, 2021 Mortgage Rates: 30 Year Mortgage Rates at 4.97%, Rate Curve is Inverted on ARMs Mortgage Rates are Still Low - Average 30 Year Rates are at 3.81 Percent American Commercial Bank & Trust ReviewsThere are no reviews for American Commercial Bank & Trust yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 4.25% and 3-month CD rates at 0.90%. Current savings rates are at 0.90% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.03%. Credit Card rates are at 16.20%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. 
