First State Bank Belmond, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First State Bank Belmond, IAToday's 12-month CD rates can be found at 3.28%, 6-month CD rates at 3.94% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 8.75%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First State Bank Belmond, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank Belmond, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank Belmond, IA CD rates. You can also compare First State Bank Belmond, IA savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank Belmond, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Belmond, IA? Share your experience about First State Bank Belmond, IA by leaving a review below, or read customer reviews before you decide to use First State Bank Belmond, IA.

First State Bank Belmond, IA Texas Ratio

First State Bank Belmond, IA's Texas Ratio is at 0.84%, which is considered excellent. The Texas Ratio for First State Bank Belmond, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State Bank Belmond, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First State Bank Belmond, IA
304 E Main St
Belmond, IA 50421
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First State Bank Belmond, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Five Star Credit Union
Five Star Credit Union
24-Month CD
4.15%
$500
America First Federal Credit Union
America First Federal Credit Union
30-Month CD
4.10%
$500
Atkins Savings B&T
Atkins Savings B&T
18-Month CD (Adjust-A-Rate)
4.04%
$1,000
Climate First Bank
Climate First Bank
Impact Checking
4.01%
$0
Compass Savings Bank
Compass Savings Bank
12-Month CD
3.92%
$500
Brentwood Bank
Brentwood Bank
12-Month CD
3.85%
$2,000
Apple Federal Credit Union
Apple Federal Credit Union
24-Month CD
3.81%
$500
Riverland Bank
Riverland Bank
48-Month CD
3.80%
$1,000
University Federal Credit Union
University Federal Credit Union
60-Month CD
3.75%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
36-Month CD (Plus Jumbo)
3.72%
$200,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
60-Month CD
3.72%
$500
Cross River Bank
Cross River Bank
18-Month CD
3.50%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
6-Month CD
3.50%
$500
The Bank of Tescott
The Bank of Tescott
24-Month CD
3.50%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
48-Month CD
3.25%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
24-Month CD
3.14%
$1,000
KodaBank
KodaBank
24-Month CD
3.05%
$1,000
Reliance State Bank
Reliance State Bank
24-Month CD
3.02%
$2,500
1st Northern California Credit Union
1st Northern California Credit Union
12-Month CD
2.95%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
48-Month CD
2.93%
$500
Grand Timber Bank
Grand Timber Bank
36-Month CD
2.52%
$500
Oostburg State Bank
Oostburg State Bank
24-Month CD
2.52%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Business Money Market
2.25%
$2,500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
Monster Savings
2.24%
$250
BluPeak Credit Union
BluPeak Credit Union
36-Month CD
2.00%
$1,000
West Union Bank
West Union Bank
30-Month CD
1.90%
$500
InFirst Bank
InFirst Bank
60-Month CD
1.75%
$500
New Tripoli Bank
New Tripoli Bank
12-Month CD
1.52%
$500
Meridian Bank
Meridian Bank
Essential Savings
1.50%
$25
The Bank of Brodhead
The Bank of Brodhead
60-Month CD
1.40%
$500
Bank of Herrin
Bank of Herrin
24-Month CD
1.32%
$1,000
FNB of Groton
FNB of Groton
36-Month CD
1.26%
$1,000
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
Forward Bank
Forward Bank
12-Month CD
1.05%
$500
Brentwood Bank
Brentwood Bank
Choice Money Market
1.00%
$25,000
First Command Bank
First Command Bank
24-Month CD
0.90%
$1,000
GSB Guilford Savings Bank
48-Month CD
0.85%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
0.70%
$20,000
FirstBank of Nebraska
FirstBank of Nebraska
Savings
0.50%
$25
Westbury Bank
Westbury Bank
Daily Savings
0.50%
$0
Partners Bank of New England
48-Month CD
0.40%
$500
Bank of Franklin County
Bank of Franklin County
Patriot Money Market
0.35%
$50,000
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
0.30%
$2,000
Prevail Bank
Prevail Bank
Triumph Money Market
0.25%
$0
State Bank Freeport, IL
State Bank Freeport, IL
24-Month CD
0.25%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Regular Savings
0.20%
$0
Lewis & Clark Bank
Lewis & Clark Bank
12-Month CD
0.20%
$500
Clinton Savings Bank
Clinton Savings Bank
12-Month CD
0.20%
$10
Community Bank of Elmhurst
Community Bank of Elmhurst
36-Month CD
0.10%
$500
Charter Bank IA
Charter Bank IA
Interest Checking
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 16, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First State Bank Belmond, IA rate data right now, check back for updates, we are adding rates all the time.

First State Bank Belmond, IA Information

First State Bank Belmond, IA
304 E Main St
Belmond, IA 50421
Wright
Established Date: 07/01/1933
FDIC Certificate #: 5791
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST BELMOND BCORP
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is First State Bank Belmond, IA FDIC Insured? Yes
What is First State Bank Belmond, IA 's Cert number? 5791
What is the maximum amount for insured deposits? $250,000 per holder, per account

First State Bank Belmond, IA Financials

Total Assets:
$131,229,000
Total Deposits:
$103,602,000
Equity Capital:
$10,131,000
Domestic Deposits:
$103,602,000
Net Income:
$93,000
Return on Assets:
0.2199%
Quarterly Return on Assets:
0.2800%
Pretax Return on Assets:
0.2466%
Pretax Quarterly Return on Assets:
0.2500%
Return on Equity:
3.2900%
Quarterly Return on Equity:
3.6400%
Leverage Tier 1 (Core Capital) Ratio:
11.3041%
Total Interest Income (YTD):
3.2238%
 
 
Headquarters:
Belmond
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Wright
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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