The First Bank of Celeste CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. The First Bank of Celeste Deposit Rates

The First Bank of CelesteToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 0.10% and 3-month CD rates at 0.80%. Current savings rates are at 0.05% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 15.00%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The First Bank of Celeste CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The First Bank of Celeste, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The First Bank of Celeste CD rates. You can also compare The First Bank of Celeste savings rates, MMA rates and mortgage rates using our other rate lists.

The First Bank of Celeste money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The First Bank of Celeste? Share your experience about The First Bank of Celeste by leaving a review below, or read customer reviews before you decide to use The First Bank of Celeste.

The First Bank of Celeste Texas Ratio

The First Bank of Celeste's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for The First Bank of Celeste is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The First Bank of Celeste is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The First Bank of Celeste
301 N Us Highway 69
Celeste, TX 75423
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare The First Bank of Celeste Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bogota Savings Bank
Bogota Savings Bank
12-Month CD
4.25%
$1,000
AAA Federal Savings Bank
AAA Federal Savings Bank
12-Month CD
4.10%
$500
Hocking Valley Bank
Hocking Valley Bank
6-Month CD
4.05%
$2,500
United Valley Bank
United Valley Bank
6-Month CD
4.00%
$500
A+ Federal Credit Union
A+ Federal Credit Union
18-Month CD
3.97%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
18-Month CD
3.85%
$1,000
Tri-County Trust Company
Tri-County Trust Company
18-Month CD
3.80%
$1,000
S&T Bank
S&T Bank
12-Month CD
3.75%
$500
Yampa Valley Bank
Yampa Valley Bank
12-Month CD
3.70%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
12-Month CD
3.60%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
36-Month CD
3.60%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
18-Month CD
3.55%
$1,000
Citizens Access
Citizens Access
High Yield Online Savings
3.50%
$0
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
18-Month CD (Jumbo)
3.50%
$100,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
24-Month CD (IntraFi®)
3.40%
$10,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
18-Month CD
3.30%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
18-Month CD
3.25%
$5,000
Blue Foundry Bank
Blue Foundry Bank
60-Month CD
3.25%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
12-Month CD
3.10%
$1,000
Gouverneur S&L
Gouverneur S&L
12-Month CD
3.04%
$1,000
Bath Savings Institution
Bath Savings Institution
60-Month CD
2.94%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
48-Month CD
2.85%
$500
Leighton State Bank
Leighton State Bank
36-Month CD (step)
2.75%
$500
Pineries Bank
Pineries Bank
18-Month CD
2.72%
$1,000
Lowell Five SB
Lowell Five SB
60-Month CD
2.50%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
6-Month CD
2.25%
$500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
24-Month CD
2.05%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
60-Month CD
1.76%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
12-Month CD
1.36%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
48-Month CD
1.25%
$500
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
9-Month CD
1.10%
$500
Monson Savings Bank
Monson Savings Bank
Money Market
0.75%
$0
North Easton SB
North Easton SB
48-Month CD
0.75%
$500
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Money Market (Business)
0.60%
$2,500
Wells River Savings Bank
Wells River Savings Bank
36-Month CD
0.60%
$200
MutualOne Bank
MutualOne Bank
48-Month CD
0.55%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
Regular Savings
0.50%
$50
Hoyne Savings Bank
Hoyne Savings Bank
Money Market
0.50%
$1,000
Spencer Savings Bank
Spencer Savings Bank
36-Month CD
0.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
Regular Savings
0.25%
$25
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
12-Month CD
0.20%
$2,500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Premium Money Market
0.20%
$5,000
Chemung Canal Trust Company
Chemung Canal Trust Company
12-Month CD
0.20%
$1,000
Unity Bank
Unity Bank
12-Month CD
0.15%
$1,000
Huntington FSB
Huntington FSB
Statement Savings
0.10%
$50
Franklin Bank
Franklin Bank
Statement Savings
0.07%
$200
Buckeye Community Bank
Buckeye Community Bank
3-Month CD
0.05%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Relationship Checking
0.05%
$100
Mauch Chunk Trust Company
Checking Plus
0.05%
$0
Bank of Canton
Bank of Canton
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The First Bank of Celeste rate data right now, check back for updates, we are adding rates all the time.

The First Bank of Celeste Information

The First Bank of Celeste
301 N Us Highway 69
Celeste, TX 75423
Hunt
Established Date: 01/01/1900
FDIC Certificate #: 3133
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: METROPLEX NORTH BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is The First Bank of Celeste FDIC Insured? Yes
What is The First Bank of Celeste's Cert number? 3133
What is the maximum amount for insured deposits? $250,000 per holder, per account

The First Bank of Celeste Financials

Total Assets:
$79,650,000
Total Deposits:
$73,333,000
Equity Capital:
$5,921,000
Domestic Deposits:
$73,333,000
Net Income:
$259,000
Return on Assets:
1.3825%
Quarterly Return on Assets:
1.3100%
Pretax Return on Assets:
1.3057%
Pretax Quarterly Return on Assets:
1.3100%
Return on Equity:
19.8100%
Quarterly Return on Equity:
17.6900%
Common Equity Tier 1 Capital Ratio:
17.5602%
Tier 1 Risk-Based Capital Ratio:
17.5602%
Leverage Tier 1 (Core Capital) Ratio:
7.3842%
Total Risk-Based Capital Ratio (YTD):
18.8094%
Total Interest Income (YTD):
4.2132%
 
 
Headquarters:
Celeste
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Hunt
# of Offices:
1
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fixed home mortgage rates decreased in the latest mortgage survey released this morning. 30 year fixed mortgage rates and 15 year fixed mortgage rates were both made record lows in this week's Weekly Mortgage Survey released by the Mortgage Bankers Association (MBA). 1 year adjustable mortgage interest rates rose for the second consecutive week in mortgage survey.
Mortgage rates decreased to the lowest level ever recorded in the latest Mortgage Applications Survey. Both 30 year mortgage rates and 15 year mortgage rates made record lows. Although mortgage rates hit record lows mortgage loan application volume was flat according to the Mortgage Bankers Association.
30 year mortgage rates increased for the third consecutive day after hitting an all-time low this past Friday. Current 30 year mortgage rates are averaging 4.12%, up from yesterday’s average 30 year mortgage rate of 4.07%. 15 year mortgage rates are averaging 3.36%, an increase from yesterday’s average 15 year mortgage rate of 3.31%.

Bank or Credit Union Offers and Deals

EverBank 6 Month CD Rates now at 0.85%
Chartway Credit Union CD Rates 5.30% APY 13-Month Certificate (CDs)
This Past Week's CD Rate Changes
Mortgage Rates - Today's Mortgage Interest Rates at 4.95%
Auto Loan Rates in Philadelphia, Pennsylvania
Best 12 Month CD Rates in Fort Worth, Texas
Paper Social Security Checks Stop After February 2013
E-Loan Savings Interest Account Rates
Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.46%, 15 Year Mortgage Rates at 3.71%
NewDominion Bank 18 Month CD Rates now at 0.99%

Alternative Bank and Credit Union Offers to Explore

FNBO Direct CD Rates
New Home Sales Decline as Tax Credit End Date Nears
Bank of Arizona Bank CD Rates
Mortgage Rates Decrease on Possible Debt Deal
WaMu Online Savings Account
TAB Bank Increases CD Rates, 1 Year Jumbo Rates now at 1.30% APY
Mortgage Rates: Current Mortgage Rates at 4.92%
Luana Savings Bank Rates and Reviews
Short Term CD Interest Rates in Montpelier, Vermont
Mortgage Rates and Refinance Rates are Higher This Week: 30 Year Mortgage Rates Nearing 5.00%

The First Bank of Celeste Reviews

There are no reviews for The First Bank of Celeste yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for The First Bank of Celeste
Your Name:
Your Rating:

See how The First Bank of Celeste Compares to other banks